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Terraced house in Em1089, 228 t, Alte
Terraced house in Em1089, 228 t, Alte — image 2Terraced house in Em1089, 228 t, Alte — image 3Terraced house in Em1089, 228 t, Alte — image 4Terraced house in Em1089, 228 t, Alte — image 5
Grade C+villa

Terraced house in Em1089, 228 t, Alte

Loulé/Vilamoura · Golden Triangle ·

€440,000

Asking Price (EUR)

2.3%

True Net Yield (Owner, all-in)

1.2%

True Net Yield (Managed, all-in)

3.9%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €22,043/yr
Average Daily Rate: €108
Payback Period: 85.5 years
5-yr Capital Value: €510,081
10-yr Capital Value: €591,323
Brixfox Score: 51.7 / 100
Comparable Properties: 5
Data Confidence: 57%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€566,600

+28.8% over asking

Asking price€440,000
IMT — Property transfer tax (investment schedule)€23,030
IS — Stamp duty (0.8%)€3,520
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,600
Total acquisition costs€34,400
Renovation (est. €200/m² × 300 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€60,000
(€30,000–€90,000)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€566,600

Gross yield (asking price)

5.0%

True gross yield (all-in)

3.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 300 m²

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
4.68
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
5.61
Payback Speed
0
STR Suitability
4

Description

Charming 3-Bedroom Villa with Private Garden and Leisure Area – Sarnadas, Alte Discover a property where discreet elegance blends seamlessly with the untouched serenity of the Algarve countryside. Located in Sarnadas, Alte, this 3-bedroom villa offers a distinctive living experience, designed for those who value priva

Location

📍 37.2682°N, 8.1525°W

· Loulé/Vilamoura, Algarve, Portugal

Listed by Decisões e Soluções - Faro Avenida via Idealista.pt
3-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
Idealista.pt
3-bedroom freehold villa in Loulé/Vilamoura — photo 2 of 5
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3-bedroom freehold villa in Loulé/Vilamoura — photo 4 of 5
3-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

Terraced house in Em1089, 228 t, Alte

Loulé/Vilamoura · Golden Triangle · Ref BF-94463 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$478,261
Ownership
Freehold
Bedrooms
3
Bathrooms
1
Built area
300 m²
True net yield
1.2%
≈ $1,397/mo net after costs & tax
5-yr total return (net + appreciation)
9.2% / yr avg
Payback in ~86 yrs from rent
Brixfox Score 52 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Description

Charming 3-Bedroom Villa with Private Garden and Leisure Area – Sarnadas, Alte Discover a property where discreet elegance blends seamlessly with the untouched serenity of the Algarve countryside. Located in Sarnadas, Alte, this 3-bedroom villa offers a distinctive living experience, designed for those who value priva

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$151/night
50% ($75)Brixfox estimate($151/night)200% ($301)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Indicative
Yearly income
$14,845
Likely range $8,907 – $20,783
Airbnb data$151/night · 56% occupancy
Rental income
$151/night · 56% occ.
$28,548
Running costs (20%)
Utilities, cleaning, maintenance
-$5,710
Income tax (28%)
Non-resident IRS (Cat. F)
-$7,993
Net income
3.1% ROI
$14,845

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

1.2%

on all-in cost of $553,187

Scenario
Pre-tax
After-tax
Owner-managed
3.0%
2.6%
Fully-managed
1.6%
1.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

5.2%

Annual Revenue

$28,548

Income Tax / yr

$2,498

Payback

86 yrs

True All-In Cost
Asking price$478,261
IMT — transfer tax (non-resident 7.5%)$35,870
Stamp duty (0.8%)$3,826
Notary + registry$2,174
Legal$5,883
Furnishing + STR launch$27,174
All-in cost$553,187

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.4M$1.8M$1.2M$597K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $440K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$535K
+22%
Rental Income
+$73K
Total Position
$608K
+38%
6.7%/yr
Year 10
Capital Value
$651K
+48%
Rental Income
+$157K
Total Position
$808K
+84%
6.3%/yr
Year 20
Capital Value
$964K
+119%
Rental Income
+$367K
Total Position
$1.3M
+203%
5.7%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$650K
Total Position
$2.1M
+372%
5.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.1% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Good
$139 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.1% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
2.2%
$859/mo
46% occ.
2.8%
$1,098/mo
56% occ.
3.4%
$1,336/mo
current
66% occ.
4.0%
$1,574/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.