Semi-detached house in Vale do Lobo, Almancil
Semi-detached house in Vale do Lobo, Almancil — image 2Semi-detached house in Vale do Lobo, Almancil — image 3Semi-detached house in Vale do Lobo, Almancil — image 4Semi-detached house in Vale do Lobo, Almancil — image 5
Grade B+villaluxury

Semi-detached house in Vale do Lobo, Almancil

Loulé/Vilamoura · Golden Triangle ·

€1.9M

Asking Price (EUR)

4.5%

True Net Yield (Owner, all-in)

3.1%

True Net Yield (Managed, all-in)

6.9%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €148,447/yr
Average Daily Rate: €772
+16.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Luxury finish (+8%)
Payback Period: 15.7 years
5-yr Capital Value: €2.5M
10-yr Capital Value: €3.0M
Brixfox Score: 70.8 / 100
Comparable Properties: 9
Data Confidence: 77%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.1M

+13.2% over asking

Asking price€1.9M
IMT — Property transfer tax (investment schedule)€141,750
IS — Stamp duty (0.8%)€15,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€28,350
Total acquisition costs€186,470
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€2.1M

Gross yield (asking price)

7.8%

True gross yield (all-in)

6.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 187 m²
Land: 273 m²
Style: portuguese-traditional
Condition: excellent
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

tiled swimming poolcovered outdoor dining areatraditional white stucco architecture

Score Breakdown

ROI
17.61
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
6.31
Rental Demand
5.27
Payback Speed
3
STR Suitability
3

Description

Located in Garrão, just moments from the beach and within close proximity to the prestigious Vale do Lobo Tennis Academy, this beautifully renovated 4-bedroom villa offers an exceptional blend of modern elegance, comfort and prime positioning in the heart of the Golden Triangle, Algarve. Set within a peaceful and high

Location

📍 37.0538°N, 8.0513°W

· Loulé/Vilamoura, Algarve, Portugal

View on Engel & Völkers Quinta do Lago →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Semi-detached house in Vale do Lobo, Almancil

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
187 m²
Land Plot
273 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$580K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.3%
$9,142/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
18.7 yr
Rental only

Property details

Energy: C
Condition: excellent

Description

Located in Garrão, just moments from the beach and within close proximity to the prestigious Vale do Lobo Tennis Academy, this beautifully renovated 4-bedroom villa offers an exceptional blend of modern elegance, comfort and prime positioning in the heart of the Golden Triangle, Algarve. Set within a peaceful and high

Income Breakdown

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Nightly Rate (ADR)
$1,133/night
50% ($521)Brixfox estimate($1,133/night)200% ($2085)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Yearly income
$109,704
Airbnb data$1,133/night · 53% occupancy
Rental income
$1,133/night · 53% occ.
$217,883
Running costs (20%)
Utilities, cleaning, maintenance
-$43,577
Income tax (10%)
Indonesian rental income tax
-$61,007
Property tax
Annual property tax
-$3,595
Net income
5.3% ROI
$109,704

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,054,348
IMT (transfer tax, investment schedule)$154,076
Imposto de Selo (stamp duty)$16,435
Notary & registration$1,359
Legal / due diligence$30,815
Total acquisition costs$202,685
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$2,322,413

Gross yield (asking)

10.6%

True gross yield (all-in)

9.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$12.6M$9.4M$6.3M$3.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.9M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.3M
+22%
Rental Income
+$536K
Total Position
$2.8M
+50%
8.4%/yr
Year 10
Capital Value
$2.8M
+48%
Rental Income
+$1.2M
Total Position
$4.0M
+109%
7.7%/yr
Year 20
Capital Value
$4.1M
+119%
Rental Income
+$2.7M
Total Position
$6.9M
+263%
6.7%/yr
Year 30
Capital Value
$6.1M
+224%
Rental Income
+$4.8M
Total Position
$10.9M
+478%
6.0%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.3% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$1042 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Average
273 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1042 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
4.4%
$7,586/mo
43% occ.
5.8%
$9,998/mo
53% occ.
7.2%
$12,411/mo
current
63% occ.
8.7%
$14,823/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.