Detached house in Centro Oeste da Cidade de Loulé, São Sebastião
Detached house in Centro Oeste da Cidade de Loulé, São Sebastião — image 2Detached house in Centro Oeste da Cidade de Loulé, São Sebastião — image 3Detached house in Centro Oeste da Cidade de Loulé, São Sebastião — image 4Detached house in Centro Oeste da Cidade de Loulé, São Sebastião — image 5
Grade Bvillamid-range

Detached house in Centro Oeste da Cidade de Loulé, São Sebastião

Loulé/Vilamoura · Golden Triangle ·

€1.2M

Asking Price (EUR)

1.4%

True Net Yield (Owner, all-in)

1.0%

True Net Yield (Managed, all-in)

2.2%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €29,257/yr
Average Daily Rate: €200
+13.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 51.2 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €1.9M
Brixfox Score: 63.8 / 100
Comparable Properties: 6
Data Confidence: 75%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.4M

+12.6% over asking

Asking price€1.2M
IMT — Property transfer tax (investment schedule)€90,000
IS — Stamp duty (0.8%)€9,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€18,000
Total acquisition costs€118,850
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€1.4M

Gross yield (asking price)

2.4%

True gross yield (all-in)

2.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 250 m²
Land: 1036 m²
Style: modern
Condition: new-build
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

flat rooflarge sliding glass doorsminimalist facade

Score Breakdown

ROI
9.81
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.02
Payback Speed
0
STR Suitability
3

Description

This modern villa, recently completed, is located just 3 minutes from the heart of the vibrant town of Loulé and represents a perfect balance between urban proximity and the tranquillity of a private residential setting. Featuring contemporary architecture and high-quality finishes, the property has been designed to d

Location

📍 37.1461°N, 8.0294°W

· Loulé/Vilamoura, Algarve, Portugal

View on Barra Prime Mediação Imobiliaria, Lda →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Centro Oeste da Cidade de Loulé, São Sebastião

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
250 m²
Land Plot
1036 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score64
GradeB
Brixfox Intelligence
64BStrong
Score Breakdown
ROI & Yield70%
Capital Growth67%
Risk Profile66%
Market Demand64%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$368K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.5%
$1,644/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
66.1 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

This modern villa, recently completed, is located just 3 minutes from the heart of the vibrant town of Loulé and represents a perfect balance between urban proximity and the tranquillity of a private residential setting. Featuring contemporary architecture and high-quality finishes, the property has been designed to d

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$289/night
50% ($133)Brixfox estimate($289/night)200% ($531)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$19,725
Airbnb data$289/night · 40% occupancy
Rental income
$289/night · 40% occ.
$42,323
Running costs (20%)
Utilities, cleaning, maintenance
-$8,465
Income tax (10%)
Indonesian rental income tax
-$11,850
Property tax
Annual property tax
-$2,283
Net income
1.5% ROI
$19,725

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,304,348
IMT (transfer tax, investment schedule)$97,826
Imposto de Selo (stamp duty)$10,435
Notary & registration$1,359
Legal / due diligence$19,565
Total acquisition costs$129,185
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$1,466,359

Gross yield (asking)

3.2%

True gross yield (all-in)

2.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$5.5M$4.1M$2.7M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $1.2M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.5M
+22%
Rental Income
+$96K
Total Position
$1.6M
+30%
5.3%/yr
Year 10
Capital Value
$1.8M
+48%
Rental Income
+$208K
Total Position
$2.0M
+65%
5.2%/yr
Year 20
Capital Value
$2.6M
+119%
Rental Income
+$488K
Total Position
$3.1M
+160%
4.9%/yr
Year 30
Capital Value
$3.9M
+224%
Rental Income
+$863K
Total Position
$4.8M
+296%
4.7%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.5% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$266 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
1036 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $266 — positioned in the top tier
Generous 1036 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.5% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.5%
$1,654/mo
40% occ.
2.1%
$2,269/mo
current
40% occ.
2.1%
$2,278/mo
current
50% occ.
2.7%
$2,893/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.