Terraced house in Rua de São Lourenço, Centro, Almancil
Grade B+villamid-range

Terraced house in Rua de São Lourenço, Centro, Almancil

Loulé/Vilamoura · Golden Triangle ·

€950,000

Asking Price (EUR)

5.8%

True Net Yield (Owner, all-in)

4.0%

True Net Yield (Managed, all-in)

8.9%

True Gross Yield

61%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €95,667/yr
Average Daily Rate: €430
+22.0% vs area baselineModern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 12.2 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.5M
Brixfox Score: 72.5 / 100
Comparable Properties: 10
Data Confidence: 60%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.2% over asking

Asking price€950,000
IMT — Property transfer tax (investment schedule)€57,000
IS — Stamp duty (0.8%)€7,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,250
Total acquisition costs€80,100
Renovation (est. €55/m² × 193 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,615
(€5,790–€15,440)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

10.1%

True gross yield (all-in)

8.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 193 m²
Style: contemporary
Condition: good
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

solar_panelsprivate_terracesshared_pool_access

Score Breakdown

ROI
20.38
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
5.86
Rental Demand
6.1
Payback Speed
3
STR Suitability
3

Description

This lovely townhouse, built in 2003, is a charming three-façade property ideally located just a short distance from the center of Almancil. Nestled beside the communal swimming pool, it offers both privacy and a welcoming sense of community. As you arrive, you are greeted by a well-kept garden in front of the house.

Location

📍 37.0770°N, 8.0250°W

· Loulé/Vilamoura, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Terraced house in Rua de São Lourenço, Centro, Almancil

Inventory
3 Beds
Bathrooms
0 Baths
Built Area
193 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 6.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$292K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.9%
$5,934/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.5 yr
Rental only

Property details

Condition: good

Description

This lovely townhouse, built in 2003, is a charming three-façade property ideally located just a short distance from the center of Almancil. Nestled beside the communal swimming pool, it offers both privacy and a welcoming sense of community. As you arrive, you are greeted by a well-kept garden in front of the house.

Income Breakdown

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Nightly Rate (ADR)
$630/night
50% ($290)Brixfox estimate($630/night)200% ($1160)
Occupancy
61%
10%Brixfox estimate(61%)100%

Short-Term Rental

Yearly income
$71,204
Airbnb data$630/night · 61% occupancy
Rental income
$630/night · 61% occ.
$140,407
Running costs (20%)
Utilities, cleaning, maintenance
-$28,081
Income tax (10%)
Indonesian rental income tax
-$39,314
Property tax
Annual property tax
-$1,807
Net income
6.9% ROI
$71,204

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,032,609
IMT (transfer tax, investment schedule)$61,957
Imposto de Selo (stamp duty)$8,261
Notary & registration$1,359
Legal / due diligence$15,489
Total acquisition costs$87,065
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$11,538
($6,293–$16,783)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$1,166,755

Gross yield (asking)

13.6%

True gross yield (all-in)

12.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$7.1M$5.3M$3.6M$1.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $950K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$348K
Total Position
$1.5M
+58%
9.6%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$751K
Total Position
$2.2M
+127%
8.5%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$1.8M
Total Position
$3.8M
+304%
7.2%/yr
Year 30
Capital Value
$3.1M
+224%
Rental Income
+$3.1M
Total Position
$6.2M
+552%
6.5%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.9% annual return
Occupancy
Good
61% average occupancy
Nightly Rate
Strong
$580 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $580 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

41% occ.
6.2%
$5,355/mo
51% occ.
7.8%
$6,698/mo
61% occ.
9.3%
$8,040/mo
current
71% occ.
10.9%
$9,382/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.