Semi-detached house in Rua Almirante Pinheiro de Azevedo, 41, Pedra Alçada, Lagos Cidade, Lagos
Semi-detached house in Rua Almirante Pinheiro de Azevedo, 41, Pedra Alçada, Lagos Cidade, Lagos — image 2Semi-detached house in Rua Almirante Pinheiro de Azevedo, 41, Pedra Alçada, Lagos Cidade, Lagos — image 3Semi-detached house in Rua Almirante Pinheiro de Azevedo, 41, Pedra Alçada, Lagos Cidade, Lagos — image 4Semi-detached house in Rua Almirante Pinheiro de Azevedo, 41, Pedra Alçada, Lagos Cidade, Lagos — image 5
Grade B+villamid-range

Semi-detached house in Rua Almirante Pinheiro de Azevedo, 41, Pedra Alçada, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€730,000

Asking Price (EUR)

4.4%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.8%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €56,299/yr
Average Daily Rate: €331
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 16.2 years
5-yr Capital Value: €959,209
10-yr Capital Value: €1.2M
Brixfox Score: 69.1 / 100
Comparable Properties: 46
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€833,225

+14.1% over asking

Asking price€730,000
IMT — Property transfer tax (investment schedule)€43,800
IS — Stamp duty (0.8%)€5,840
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,950
Total acquisition costs€61,840
Renovation (est. €55/m² × 167 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,185
(€5,010–€13,360)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€833,225

Gross yield (asking price)

7.7%

True gross yield (all-in)

6.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 167 m²
Land: 270 m²
Style: portuguese-traditional
Condition: good
Year Built: 1994
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional tiled roofcobblestone driveway and pathspergola over entrancewell-maintained garden with outdoor seating

Score Breakdown

ROI
17.29
Visual Appeal
12.2
Ownership Security
13
Location
10.44
Land & Space
6.48
Rental Demand
4.66
Payback Speed
2
STR Suitability
3

Description

Three-Bedroom House with Garden and Natural Light, Excellent Opportunity to Live or Invest Near the Best Beaches, with Strong Potential for Short-Term Rental. Features Contemporary architecture on two floors, with abundant natural light Spacious, welcoming, and well-distributed rooms Living room with fireplace and air

Location

📍 37.0969°N, 8.6829°W

· Lagos, Algarve, Portugal

View on Mimosaproperties - Real Estate →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Semi-detached house in Rua Almirante Pinheiro de Azevedo, 41, Pedra Alçada, Lagos Cidade, Lagos

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
167 m²
Land Plot
270 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$202K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.2%
$3,413/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.4 yr
Rental only

Property details

Year built: 1994
Energy: C
Condition: good

Description

Three-Bedroom House with Garden and Natural Light, Excellent Opportunity to Live or Invest Near the Best Beaches, with Strong Potential for Short-Term Rental. Features Contemporary architecture on two floors, with abundant natural light Spacious, welcoming, and well-distributed rooms Living room with fireplace and air

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$479/night
50% ($220)Brixfox estimate($479/night)200% ($881)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$40,956
Airbnb data$479/night · 47% occupancy
Rental income
$479/night · 47% occ.
$81,432
Running costs (20%)
Utilities, cleaning, maintenance
-$16,286
Income tax (10%)
Indonesian rental income tax
-$22,801
Property tax
Annual property tax
-$1,389
Net income
5.2% ROI
$40,956

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$793,478
IMT (transfer tax, investment schedule)$47,609
Imposto de Selo (stamp duty)$6,348
Notary & registration$1,359
Legal / due diligence$11,902
Total acquisition costs$67,217
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$9,984
($5,446–$14,522)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$903,505

Gross yield (asking)

10.3%

True gross yield (all-in)

9.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $730K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$888K
+22%
Rental Income
+$200K
Total Position
$1.1M
+49%
8.3%/yr
Year 10
Capital Value
$1.1M
+48%
Rental Income
+$432K
Total Position
$1.5M
+107%
7.6%/yr
Year 20
Capital Value
$1.6M
+119%
Rental Income
+$1.0M
Total Position
$2.6M
+258%
6.6%/yr
Year 30
Capital Value
$2.4M
+224%
Rental Income
+$1.8M
Total Position
$4.2M
+470%
6.0%/yr

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.2% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$441 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
270 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $441 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.5%
$2,944/mo
40% occ.
6.0%
$3,963/mo
47% occ.
7.0%
$4,634/mo
current
57% occ.
8.6%
$5,654/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.