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Detached house in Centro Histórico Este de Loulé, São Clemente
Detached house in Centro Histórico Este de Loulé, São Clemente — image 2Detached house in Centro Histórico Este de Loulé, São Clemente — image 3Detached house in Centro Histórico Este de Loulé, São Clemente — image 4Detached house in Centro Histórico Este de Loulé, São Clemente — image 5
Grade B+villamid-range

Detached house in Centro Histórico Este de Loulé, São Clemente

Loulé/Vilamoura · Golden Triangle ·

€1.9M

Asking Price (EUR)

5.1%

True Net Yield (Owner, all-in)

3.7%

True Net Yield (Managed, all-in)

6.5%

True Gross Yield

65%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €138,826/yr
Average Daily Rate: €582
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has pool (+10%)
Payback Period: 26.4 years
5-yr Capital Value: €2.2M
10-yr Capital Value: €2.6M
Brixfox Score: 72.7 / 100
Comparable Properties: 5
Data Confidence: 57%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.1M

+13.1% over asking

Asking price€1.9M
IMT — Property transfer tax (investment schedule)€142,500
IS — Stamp duty (0.8%)€15,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€28,500
Total acquisition costs€187,450
Renovation (est. €55/m² × 309 m²)
Light touch-ups — paint, fixtures, deep clean.		€16,995
(€9,270–€24,720)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€2.1M

Gross yield (asking price)

7.3%

True gross yield (all-in)

6.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 309 m²
Land: 869 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: b-
Private Pool
pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

distinctive terracotta exteriortraditional Portuguese architectural detailslarge private pool

Score Breakdown

ROI
14.27
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
11.75
Rental Demand
6.53
Payback Speed
2
STR Suitability
4

Description

This magnificent "Quinta" in the center of Loulé, offers a generous and very cozy space with a 3 bedroom main villa, an independent 1 bedroom apartment and a private annex with a suite. In total there are five bedrooms and five bathrooms, nestled in a green setting, ideal for families or investors. With a land area of

Location

📍 37.1371°N, 8.0224°W

· Loulé/Vilamoura, Algarve, Portugal

Listed by Premier Algarve Property via Idealista.pt
5-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
Idealista.pt
5-bedroom freehold villa in Loulé/Vilamoura — photo 2 of 5
5-bedroom freehold villa in Loulé/Vilamoura — photo 3 of 5
5-bedroom freehold villa in Loulé/Vilamoura — photo 4 of 5
5-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

Detached house in Centro Histórico Este de Loulé, São Clemente

Loulé/Vilamoura · Golden Triangle · Ref BF-88929 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$2,065,217
Ownership
Freehold
Bedrooms
5
Bathrooms
4
Built area
309 m²
Land
869 m²
True net yield
3.8%
≈ $11,932/mo net after costs & tax
5-yr total return (net + appreciation)
10.7% / yr avg
Payback in ~26 yrs from rent
Brixfox Score 73 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Property details

Energy: b-
Condition: good
View: pool

Description

This magnificent "Quinta" in the center of Loulé, offers a generous and very cozy space with a 3 bedroom main villa, an independent 1 bedroom apartment and a private annex with a suite. In total there are five bedrooms and five bathrooms, nestled in a green setting, ideal for families or investors. With a land area of

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$814/night
50% ($375)Brixfox estimate($814/night)200% ($1499)
Occupancy
65%
10%Brixfox estimate(65%)100%

Short-Term Rental

Indicative
Yearly income
$93,523
Likely range $56,113 – $130,932
Airbnb data$814/night · 65% occupancy
Rental income
$814/night · 65% occ.
$179,851
Running costs (20%)
Utilities, cleaning, maintenance
-$35,970
Income tax (10%)
Indonesian rental income tax
-$50,358
Property tax
Annual property tax
-$0
Net income
4.5% ROI
$93,523

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

3.8%

on all-in cost of $2,279,348

Scenario
Pre-tax
After-tax
Owner-managed
6.3%
5.6%
Fully-managed
4.5%
3.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.9%

Annual Revenue

$179,851

Income Tax / yr

$15,737

Payback

26 yrs

True All-In Cost
Asking price$2,065,217
IMT — transfer tax (non-resident 7.5%)$154,891
Stamp duty (0.8%)$16,522
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$2,279,348

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$11.8M$8.8M$5.9M$2.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.9M
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.3M
+22%
Rental Income
+$457K
Total Position
$2.8M
+46%
7.8%/yr
Year 10
Capital Value
$2.8M
+48%
Rental Income
+$986K
Total Position
$3.8M
+100%
7.2%/yr
Year 20
Capital Value
$4.2M
+119%
Rental Income
+$2.3M
Total Position
$6.5M
+241%
6.3%/yr
Year 30
Capital Value
$6.2M
+224%
Rental Income
+$4.1M
Total Position
$10.3M
+440%
5.8%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.5% annual return
Occupancy
Good
65% average occupancy
Nightly Rate
Strong
$749 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
869 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $749 — positioned in the top tier
Generous 869 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.5% is near the market average — model your cashflow carefully

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

45% occ.
4.6%
$7,862/mo
55% occ.
5.6%
$9,596/mo
65% occ.
6.6%
$11,331/mo
current
75% occ.
7.6%
$13,065/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.