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Detached house in Rua da Bela Vista, Chinicato - Sargaçal, Lagos
Grade Avillamid-range

Detached house in Rua da Bela Vista, Chinicato - Sargaçal, Lagos

Lagos · Western Algarve ·

€420,000

Asking Price (EUR)

12.8%

True Net Yield (Owner, all-in)

9.1%

True Net Yield (Managed, all-in)

15.6%

True Gross Yield

62%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.1 months ago and is currently at 26% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.78, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €77,339/yr
Average Daily Rate: €344
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 10.6 years
5-yr Capital Value: €486,895
10-yr Capital Value: €564,445
Brixfox Score: 77.5 / 100
Comparable Properties: 7
Data Confidence: 78%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€495,775

+18.0% over asking

Asking price€420,000
IMT — Property transfer tax (investment schedule)€21,430
IS — Stamp duty (0.8%)€3,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,300
Total acquisition costs€32,340
Renovation (est. €55/m² × 107 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,885
(€3,210–€8,560)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€495,775

Gross yield (asking price)

18.4%

True gross yield (all-in)

15.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 107 m²
Style: portuguese-traditional
Condition: good

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

tiled courtyardtraditional terracotta roof tiles

Score Breakdown

ROI
25
Visual Appeal
9.8
Ownership Security
13
Location
10.44
Land & Space
4.14
Rental Demand
6.15
Payback Speed
5
STR Suitability
4

Description

4 bedroom villa in Lagos We present this excellent single-family house located in an Urbanization in Chinicato, Lagos, inserted in a residential area, well cared for, quiet and consolidated, ideal for permanent housing or investment. Originally designed as a 2-bedroom single storey house, the property was expanded ac

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

Listed via Idealista.pt
4-bedroom freehold villa in Lagos — photo 1 of 1
Idealista.pt

Detached house in Rua da Bela Vista, Chinicato - Sargaçal, Lagos

Lagos · Western Algarve · Ref BF-87040 Source verified · Idealista.pt · listed 1 Jul 2026
Asking price · Freehold
$456,522
Ownership
Freehold
Bedrooms
4
Built area
107 m²
True net yield
9.4%
≈ $6,844/mo net after costs & tax
5-yr total return (net + appreciation)
16.9% / yr avg
Payback in ~11 yrs from rent
Brixfox Score 78 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagos

Western Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Condition: good

Description

4 bedroom villa in Lagos We present this excellent single-family house located in an Urbanization in Chinicato, Lagos, inserted in a residential area, well cared for, quiet and consolidated, ideal for permanent housing or investment. Originally designed as a 2-bedroom single storey house, the property was expanded ac

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$482/night
50% ($222)Brixfox estimate($482/night)200% ($887)
Occupancy
62%
10%Brixfox estimate(62%)100%

Short-Term Rental

Indicative
Yearly income
$52,102
Likely range $31,261 – $72,943
Airbnb data$482/night · 62% occupancy
Rental income
$482/night · 62% occ.
$100,197
Running costs (20%)
Utilities, cleaning, maintenance
-$20,039
Income tax (10%)
Indonesian rental income tax
-$28,055
Property tax
Annual property tax
-$0
Net income
11.4% ROI
$52,102

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

9.4%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
15.5%
13.9%
Fully-managed
11.1%
9.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

18.9%

Annual Revenue

$100,197

Income Tax / yr

$8,767

Payback

11 yrs

True All-In Cost
Asking price$456,522
IMT — transfer tax (non-resident 7.5%)$34,239
Stamp duty (0.8%)$3,652
Notary + registry$2,174
Legal$5,615
Furnishing + STR launch$27,174
All-in cost$529,376

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$4.2M$3.1M$2.1M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $420K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$511K
+22%
Rental Income
+$254K
Total Position
$765K
+82%
12.8%/yr
Year 10
Capital Value
$622K
+48%
Rental Income
+$550K
Total Position
$1.2M
+179%
10.8%/yr
Year 20
Capital Value
$920K
+119%
Rental Income
+$1.3M
Total Position
$2.2M
+426%
8.7%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$2.3M
Total Position
$3.6M
+767%
7.5%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.4% annual return
Occupancy
Good
62% average occupancy
Nightly Rate
Strong
$443 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.4% — outperforms most villas in this market
Premium nightly rate of $443 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

42% occ.
11.2%
$4,260/mo
52% occ.
13.9%
$5,286/mo
62% occ.
16.6%
$6,312/mo
current
72% occ.
19.3%
$7,338/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.