T2 flat in Estrada de Albufeira, 8125, Victoria - Monte Laguna, Vilamoura, Quarteira
T2 flat in Estrada de Albufeira, 8125, Victoria - Monte Laguna, Vilamoura, Quarteira — image 2T2 flat in Estrada de Albufeira, 8125, Victoria - Monte Laguna, Vilamoura, Quarteira — image 3T2 flat in Estrada de Albufeira, 8125, Victoria - Monte Laguna, Vilamoura, Quarteira — image 4T2 flat in Estrada de Albufeira, 8125, Victoria - Monte Laguna, Vilamoura, Quarteira — image 5
Grade B+apartmentmid-range

T2 flat in Estrada de Albufeira, 8125, Victoria - Monte Laguna, Vilamoura, Quarteira

Loulé/Vilamoura · Golden Triangle ·

€500,000

Asking Price (EUR)

6.0%

True Net Yield (Owner, all-in)

4.1%

True Net Yield (Managed, all-in)

9.2%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €52,617/yr
Average Daily Rate: €282
+25.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 11.8 years
5-yr Capital Value: €656,993
10-yr Capital Value: €799,332
Brixfox Score: 70.5 / 100
Comparable Properties: 17
Data Confidence: 89%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€572,330

+14.5% over asking

Asking price€500,000
IMT — Property transfer tax (investment schedule)€27,830
IS — Stamp duty (0.8%)€4,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,500
Total acquisition costs€40,580
Renovation (est. €55/m² × 80 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,400
(€2,400–€6,400)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€27,350
All-in investment (incl. renovation & furnishing)€572,330

Gross yield (asking price)

10.5%

True gross yield (all-in)

9.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 80 m²
Style: contemporary
Condition: good
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large resort-style pool with island featuremultiple palm trees around poolbalconies overlooking pool area

Score Breakdown

ROI
20.83
Visual Appeal
12.6
Ownership Security
13
Location
8.4
Land & Space
3.6
Rental Demand
5.1
Payback Speed
4
STR Suitability
3

Description

Located within the sought-after The Residences at Victoria in Vilamoura, this top-floor two-bedroom apartment enjoys pleasant views over the main swimming pool and landscaped communal areas. Set in a secure, well-managed resort, the property benefits from a peaceful residential atmosphere while remaining just a short d

Location

📍 37.1101°N, 8.1495°W

· Loulé/Vilamoura, Algarve, Portugal

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Idealista.pt
Loulé/Vilamoura / Golden Triangle

T2 flat in Estrada de Albufeira, 8125, Victoria - Monte Laguna, Vilamoura, Quarteira

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
80 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 7.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+13.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$153K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.2%
$3,239/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
14.0 yr
Rental only

Property details

Energy: B
Condition: good

Description

Located within the sought-after The Residences at Victoria in Vilamoura, this top-floor two-bedroom apartment enjoys pleasant views over the main swimming pool and landscaped communal areas. Set in a secure, well-managed resort, the property benefits from a peaceful residential atmosphere while remaining just a short d

Income Breakdown

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Nightly Rate (ADR)
$411/night
50% ($189)Brixfox estimate($411/night)200% ($756)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$38,868
Airbnb data$411/night · 51% occupancy
Rental income
$411/night · 51% occ.
$76,575
Running costs (20%)
Utilities, cleaning, maintenance
-$15,315
Income tax (10%)
Indonesian rental income tax
-$21,441
Property tax
Annual property tax
-$951
Net income
7.2% ROI
$38,868

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$543,478
IMT (transfer tax, investment schedule)$30,250
Imposto de Selo (stamp duty)$4,348
Notary & registration$1,359
Legal / due diligence$8,152
Total acquisition costs$44,109
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$4,783
($2,609–$6,957)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$29,728
All-in investment$622,098

Gross yield (asking)

14.1%

True gross yield (all-in)

12.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.8M$2.9M$1.9M$955K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $500K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$608K
+22%
Rental Income
+$190K
Total Position
$798K
+60%
9.8%/yr
Year 10
Capital Value
$740K
+48%
Rental Income
+$410K
Total Position
$1.2M
+130%
8.7%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$961K
Total Position
$2.1M
+311%
7.3%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$1.7M
Total Position
$3.3M
+565%
6.5%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.2% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$378 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $378 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 51% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
5.8%
$2,637/mo
41% occ.
7.8%
$3,512/mo
51% occ.
9.7%
$4,387/mo
current
61% occ.
11.6%
$5,262/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.