Detached house in Alte, Loulé
Detached house in Alte, Loulé — image 2Detached house in Alte, Loulé — image 3Detached house in Alte, Loulé — image 4Detached house in Alte, Loulé — image 5
Grade Bvillamid-range

Detached house in Alte, Loulé

Loulé/Vilamoura · Golden Triangle ·

€220,000

Asking Price (EUR)

1.3%

True Net Yield (Owner, all-in)

0.9%

True Net Yield (Managed, all-in)

2.0%

True Gross Yield

18%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €5,501/yr
Average Daily Rate: €85
-13.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 50.0 years
5-yr Capital Value: €289,077
10-yr Capital Value: €351,706
Brixfox Score: 55.4 / 100
Comparable Properties: 10
Data Confidence: 63%
Search Radius: 15 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€268,852

+22.2% over asking

Asking price€220,000
IMT — Property transfer tax (investment schedule)€6,397
IS — Stamp duty (0.8%)€1,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,300
Total acquisition costs€12,707
Renovation (est. €55/m² × 169 m²)
Light touch-ups — paint, fixtures, deep clean.		€9,295
(€5,070–€13,520)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€268,852

Gross yield (asking price)

2.5%

True gross yield (all-in)

2.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 169 m²
Land: 767 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

arched entrancered tiled roof

Score Breakdown

ROI
9.88
Visual Appeal
7.4
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
1.77
Payback Speed
0
STR Suitability
3

Description

Discover a typical Portuguese house, isolated on a hilltop in the heart of the mountains, near the border with Alentejo, surrounded by verdant landscapes and natural aromas. With a truly private and elevated location, this property offers an authentic experience of tranquility and direct contact with nature. The thick

Location

📍 37.3227°N, 8.1438°W

· Loulé/Vilamoura, Algarve, Portugal

View on BUYME Property →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Alte, Loulé

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
169 m²
Land Plot
767 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 1.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score55
GradeB
Brixfox Intelligence
55BStrong
Score Breakdown
ROI & Yield61%
Capital Growth58%
Risk Profile57%
Market Demand55%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$68K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
1.6%
$310/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
64.3 yr
Rental only

Property details

Energy: E
Condition: good

Description

Discover a typical Portuguese house, isolated on a hilltop in the heart of the mountains, near the border with Alentejo, surrounded by verdant landscapes and natural aromas. With a truly private and elevated location, this property offers an authentic experience of tranquility and direct contact with nature. The thick

Income Breakdown

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Nightly Rate (ADR)
$123/night
50% ($57)Brixfox estimate($123/night)200% ($226)
Occupancy
18%
10%Brixfox estimate(18%)100%

Short-Term Rental

Yearly income
$3,718
Airbnb data$123/night · 18% occupancy
Rental income
$123/night · 18% occ.
$7,955
Running costs (20%)
Utilities, cleaning, maintenance
-$1,591
Income tax (10%)
Indonesian rental income tax
-$2,228
Property tax
Annual property tax
-$418
Net income
1.6% ROI
$3,718

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$239,130
IMT (transfer tax, investment schedule)$6,953
Imposto de Selo (stamp duty)$1,913
Notary & registration$1,359
Legal / due diligence$3,587
Total acquisition costs$13,812
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$10,103
($5,511–$14,696)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$290,057

Gross yield (asking)

3.3%

True gross yield (all-in)

2.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$1.0M$756K$504K$252K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $220K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 15: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$268K
+22%
Rental Income
+$18K
Total Position
$286K
+30%
5.4%/yr
Year 10
Capital Value
$326K
+48%
Rental Income
+$39K
Total Position
$365K
+66%
5.2%/yr
Year 20
Capital Value
$482K
+119%
Rental Income
+$92K
Total Position
$574K
+161%
4.9%/yr
Year 30
Capital Value
$714K
+224%
Rental Income
+$163K
Total Position
$876K
+298%
4.7%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.6% annual return
Occupancy
Weak
18% average occupancy
Nightly Rate
Average
$113 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Strong
767 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Generous 767 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.6% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.8%
$750/mo
40% occ.
5.1%
$1,012/mo
18% occ.
2.2%
$429/mo
current
28% occ.
3.5%
$691/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.