Detached house in Estrada Vale Formoso, 237, Centro, Almancil
Detached house in Estrada Vale Formoso, 237, Centro, Almancil — image 2Detached house in Estrada Vale Formoso, 237, Centro, Almancil — image 3Detached house in Estrada Vale Formoso, 237, Centro, Almancil — image 4Detached house in Estrada Vale Formoso, 237, Centro, Almancil — image 5
Grade B+villamid-range

Detached house in Estrada Vale Formoso, 237, Centro, Almancil

Loulé/Vilamoura · Golden Triangle ·

€995,000

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.3%

True Net Yield (Managed, all-in)

7.3%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.2 months ago and is currently at 10% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €82,709/yr
Average Daily Rate: €566
+2.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), Has pool (0%)
Payback Period: 14.6 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 71.1 / 100
Comparable Properties: 4
Data Confidence: 61%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.6% over asking

Asking price€995,000
IMT — Property transfer tax (investment schedule)€59,700
IS — Stamp duty (0.8%)€7,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,925
Total acquisition costs€83,835
Renovation (est. €55/m² × 210 m²)
Light touch-ups — paint, fixtures, deep clean.		€11,550
(€6,300–€16,800)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

8.3%

True gross yield (all-in)

7.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 210 m²
Land: 1071 m²
Style: portuguese-traditional
Condition: good
Year Built: 2002
Energy Certificate: D
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

tiled roofbrick patiocarport

Score Breakdown

ROI
18.32
Visual Appeal
9.4
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4
Payback Speed
3
STR Suitability
3

Description

Spacious 4-bedroom villa for sale in Almancil, Algarve, located just 3 minutes from the town center. This luxurious property is perfect for families or as a holiday home in the Algarve, offering comfort, privacy, and elegance. The villa comprises two floors. On the ground floor, there is an entrance hall leading to a

Location

📍 37.0903°N, 8.0281°W

· Loulé/Vilamoura, Algarve, Portugal

View on Premier Algarve Property →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

Detached house in Estrada Vale Formoso, 237, Centro, Almancil

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
210 m²
Land Plot
1071 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.7% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

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Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$305K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.7%
$5,177/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.4 yr
Rental only

Property details

Year built: 2002
Energy: D
Condition: good

Description

Spacious 4-bedroom villa for sale in Almancil, Algarve, located just 3 minutes from the town center. This luxurious property is perfect for families or as a holiday home in the Algarve, offering comfort, privacy, and elegance. The villa comprises two floors. On the ground floor, there is an entrance hall leading to a

Income Breakdown

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Nightly Rate (ADR)
$842/night
50% ($387)Brixfox estimate($842/night)200% ($1550)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$62,122
Airbnb data$842/night · 40% occupancy
Rental income
$842/night · 40% occ.
$123,104
Running costs (20%)
Utilities, cleaning, maintenance
-$24,621
Income tax (10%)
Indonesian rental income tax
-$34,469
Property tax
Annual property tax
-$1,893
Net income
5.7% ROI
$62,122

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,081,522
IMT (transfer tax, investment schedule)$64,891
Imposto de Selo (stamp duty)$8,652
Notary & registration$1,359
Legal / due diligence$16,223
Total acquisition costs$91,125
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$12,554
($6,848–$18,261)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$1,226,560

Gross yield (asking)

11.4%

True gross yield (all-in)

10.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$6.8M$5.1M$3.4M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $995K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$303K
Total Position
$1.5M
+52%
8.8%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$655K
Total Position
$2.1M
+114%
7.9%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$1.5M
Total Position
$3.7M
+273%
6.8%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$2.7M
Total Position
$5.9M
+498%
6.1%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.7% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$775 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
1071 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $775 — positioned in the top tier
Generous 1071 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 40% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.8%
$5,223/mo
40% occ.
7.8%
$7,016/mo
current
40% occ.
7.8%
$7,023/mo
current
50% occ.
9.8%
$8,817/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.