T2 flat in Quinta do Lago - Pinheiros Altos, Almancil
T2 flat in Quinta do Lago - Pinheiros Altos, Almancil — image 2T2 flat in Quinta do Lago - Pinheiros Altos, Almancil — image 3T2 flat in Quinta do Lago - Pinheiros Altos, Almancil — image 4T2 flat in Quinta do Lago - Pinheiros Altos, Almancil — image 5
Grade Bapartmentmid-range

T2 flat in Quinta do Lago - Pinheiros Altos, Almancil

Loulé/Vilamoura · Golden Triangle ·

€890,000

Asking Price (EUR)

2.7%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

4.2%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €42,128/yr
Average Daily Rate: €262
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 26.2 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.4M
Brixfox Score: 58.8 / 100
Comparable Properties: 22
Data Confidence: 83%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€998,550

+12.2% over asking

Asking price€890,000
IMT — Property transfer tax (investment schedule)€53,400
IS — Stamp duty (0.8%)€7,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,350
Total acquisition costs€75,120
Renovation (est. €55/m² × 156 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,580
(€4,680–€12,480)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€24,850
All-in investment (incl. renovation & furnishing)€998,550

Gross yield (asking price)

4.7%

True gross yield (all-in)

4.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 156 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

cobblestone pathlush garden landscaping

Score Breakdown

ROI
13.65
Visual Appeal
11.2
Ownership Security
13
Location
8.4
Land & Space
5.12
Rental Demand
4.4
Payback Speed
0
STR Suitability
3

Description

Fantastic duplex apartment in Quinta do Lago! This elegant apartment is spread over two floors and includes a private outdoor area. On the ground floor, you will find a spacious living area and a fully equipped kitchen. On the second floor, there are two bedrooms, both with access to a balcony, and two full bathrooms,

Location

📍 37.0620°N, 8.0303°W

· Loulé/Vilamoura, Algarve, Portugal

View on Sortami - Mediação Imobiliária, Lda. →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

T2 flat in Quinta do Lago - Pinheiros Altos, Almancil

Inventory
2 Beds
Bathrooms
2 Baths
Built Area
156 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score59
GradeB
Brixfox Intelligence
59BStrong
Score Breakdown
ROI & Yield65%
Capital Growth62%
Risk Profile61%
Market Demand59%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$273K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.1%
$2,520/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
32.0 yr
Rental only

Property details

Energy: C
Condition: good

Description

Fantastic duplex apartment in Quinta do Lago! This elegant apartment is spread over two floors and includes a private outdoor area. On the ground floor, you will find a spacious living area and a fully equipped kitchen. On the second floor, there are two bedrooms, both with access to a balcony, and two full bathrooms,

Income Breakdown

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Nightly Rate (ADR)
$382/night
50% ($176)Brixfox estimate($382/night)200% ($703)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$30,242
Airbnb data$382/night · 44% occupancy
Rental income
$382/night · 44% occ.
$61,414
Running costs (20%)
Utilities, cleaning, maintenance
-$12,283
Income tax (10%)
Indonesian rental income tax
-$17,196
Property tax
Annual property tax
-$1,693
Net income
3.1% ROI
$30,242

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$967,391
IMT (transfer tax, investment schedule)$58,043
Imposto de Selo (stamp duty)$7,739
Notary & registration$1,359
Legal / due diligence$14,511
Total acquisition costs$81,652
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$9,326
($5,087–$13,565)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$1,085,380

Gross yield (asking)

6.3%

True gross yield (all-in)

5.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $890K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$148K
Total Position
$1.2M
+38%
6.7%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$319K
Total Position
$1.6M
+84%
6.3%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$748K
Total Position
$2.7M
+203%
5.7%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$1.3M
Total Position
$4.2M
+373%
5.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.1% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$351 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $351 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.1% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.9%
$2,299/mo
40% occ.
3.9%
$3,112/mo
44% occ.
4.3%
$3,441/mo
current
54% occ.
5.3%
$4,255/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.