T1 flat in Rua Ombria, 9, Querença - Tôr - Benafim, Loulé
T1 flat in Rua Ombria, 9, Querença - Tôr - Benafim, Loulé — image 2T1 flat in Rua Ombria, 9, Querença - Tôr - Benafim, Loulé — image 3T1 flat in Rua Ombria, 9, Querença - Tôr - Benafim, Loulé — image 4T1 flat in Rua Ombria, 9, Querença - Tôr - Benafim, Loulé — image 5
Grade C+apartmentluxury

T1 flat in Rua Ombria, 9, Querença - Tôr - Benafim, Loulé

Loulé/Vilamoura · Golden Triangle ·

€595,000

Asking Price (EUR)

0.6%

True Net Yield (Owner, all-in)

0.4%

True Net Yield (Managed, all-in)

0.9%

True Gross Yield

15%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €6,398/yr
Average Daily Rate: €115
+14.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Luxury finish (+8%)
Payback Period: 116.2 years
5-yr Capital Value: €781,821
10-yr Capital Value: €951,205
Brixfox Score: 50.7 / 100
Comparable Properties: 3
Data Confidence: 58%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€676,465

+13.7% over asking

Asking price€595,000
IMT — Property transfer tax (investment schedule)€35,430
IS — Stamp duty (0.8%)€4,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,925
Total acquisition costs€50,365
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€31,100
All-in investment (incl. renovation & furnishing)€676,465

Gross yield (asking price)

1.1%

True gross yield (all-in)

0.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 95 m²
Style: portuguese-traditional
Condition: excellent
Energy Certificate: A+
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional terracotta roof tilesgolf course view

Score Breakdown

ROI
8.27
Visual Appeal
12.6
Ownership Security
13
Location
8.4
Land & Space
3.9
Rental Demand
1.53
Payback Speed
0
STR Suitability
3

Description

This elegant one-bedroom suite, located on second floor, offers a refined retreat with thoughtfully designed interiors and a fluid connection between indoor and outdoor living. The open-plan kitchen and living area is both stylish and inviting, extending onto a covered terrace with partial golf views that lends itself

Location

📍 37.1912°N, 8.0129°W

· Loulé/Vilamoura, Algarve, Portugal

View on QUINTA DA OMBRIA SA →Also on Idealista.pt
Idealista.pt
Loulé/Vilamoura / Golden Triangle

T1 flat in Rua Ombria, 9, Querença - Tôr - Benafim, Loulé

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
95 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 0.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score51
GradeC+
Brixfox Intelligence
51C+Moderate
Score Breakdown
ROI & Yield56%
Capital Growth54%
Risk Profile53%
Market Demand51%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+6.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$183K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
0.6%
$306/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
13 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
—
Rental only

Property details

Energy: A+
Condition: excellent

Description

This elegant one-bedroom suite, located on second floor, offers a refined retreat with thoughtfully designed interiors and a fluid connection between indoor and outdoor living. The open-plan kitchen and living area is both stylish and inviting, extending onto a covered terrace with partial golf views that lends itself

Income Breakdown

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Customize your projections
Nightly Rate (ADR)
$166/night
50% ($76)Brixfox estimate($166/night)200% ($305)
Occupancy
15%
10%Brixfox estimate(15%)100%

Short-Term Rental

Yearly income
$3,677
Airbnb data$166/night · 15% occupancy
Rental income
$166/night · 15% occ.
$9,248
Running costs (20%)
Utilities, cleaning, maintenance
-$1,850
Income tax (10%)
Indonesian rental income tax
-$2,589
Property tax
Annual property tax
-$1,132
Net income
0.6% ROI
$3,677

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$646,739
IMT (transfer tax, investment schedule)$38,511
Imposto de Selo (stamp duty)$5,174
Notary & registration$1,359
Legal / due diligence$9,701
Total acquisition costs$54,745
RenovationMove-in ready
Furnishing & STR launch
1bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$33,804
All-in investment$735,288

Gross yield (asking)

1.4%

True gross yield (all-in)

1.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$2.4M$1.8M$1.2M$601K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $595K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 17: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$724K
+22%
Rental Income
+$18K
Total Position
$742K
+25%
4.5%/yr
Year 10
Capital Value
$881K
+48%
Rental Income
+$39K
Total Position
$920K
+55%
4.4%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$91K
Total Position
$1.4M
+134%
4.4%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$161K
Total Position
$2.1M
+251%
4.3%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
0.6% annual return
Occupancy
Weak
15% average occupancy
Nightly Rate
Good
$153 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 0.6% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.8%
$965/mo
40% occ.
2.4%
$1,318/mo
15% occ.
0.8%
$445/mo
current
25% occ.
1.5%
$798/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.