T1 flat in Quinta do Lago - Pinheiros Altos, Almancil
Grade C+apartmentmid-range

T1 flat in Quinta do Lago - Pinheiros Altos, Almancil

Loulé/Vilamoura · Golden Triangle ·

€590,000

Asking Price (EUR)

2.1%

True Net Yield (Owner, all-in)

1.5%

True Net Yield (Managed, all-in)

3.2%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €21,503/yr
Average Daily Rate: €116
Payback Period: 34.3 years
5-yr Capital Value: €775,251
10-yr Capital Value: €943,212
Brixfox Score: 54.3 / 100
Comparable Properties: 11
Data Confidence: 74%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€661,850

+12.2% over asking

Asking price€590,000
IMT — Property transfer tax (investment schedule)€35,030
IS — Stamp duty (0.8%)€4,720
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,850
Total acquisition costs€49,850
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,000
All-in investment (incl. renovation & furnishing)€661,850

Gross yield (asking price)

3.6%

True gross yield (all-in)

3.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Building: 82 m²
Style: contemporary
Condition: excellent
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

swim-up barmulti-level poolpatterned pool deck

Score Breakdown

ROI
11.15
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
3.64
Rental Demand
5.07
Payback Speed
0
STR Suitability
3

Description

Fantastic apartment within a private condominium in Quinta do Lago, next to the beach. Apartment with one bedroom en suite, with access to a balcony, an equipped open space kitchen, a living room with a beautiful balcony overlooking the pine forest and a distant sea view. The apartment has air-conditioning. Condomini

Location

📍 37.0770°N, 8.0250°W

· Loulé/Vilamoura, Algarve, Portugal

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Loulé/Vilamoura / Golden Triangle

T1 flat in Quinta do Lago - Pinheiros Altos, Almancil

Inventory
1 Beds
Bathrooms
0 Baths
Built Area
82 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade C+ investment — short-term rental yields 2.3% net return annually.

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The Investment

Brixfox Score54
GradeC+
Brixfox Intelligence
54C+Moderate
Score Breakdown
ROI & Yield59%
Capital Growth57%
Risk Profile56%
Market Demand54%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+6.1%
+$181K in 5yr (+31%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.3%
$1,254/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
42.6 yr
Rental only

Property details

Condition: excellent

Description

Fantastic apartment within a private condominium in Quinta do Lago, next to the beach. Apartment with one bedroom en suite, with access to a balcony, an equipped open space kitchen, a living room with a beautiful balcony overlooking the pine forest and a distant sea view. The apartment has air-conditioning. Condomini

Income Breakdown

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Customize your projections
Nightly Rate (ADR)
$168/night
50% ($77)Brixfox estimate($168/night)200% ($309)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$15,044
Airbnb data$168/night · 51% occupancy
Rental income
$168/night · 51% occ.
$31,089
Running costs (20%)
Utilities, cleaning, maintenance
-$6,218
Income tax (10%)
Indonesian rental income tax
-$8,705
Property tax
Annual property tax
-$1,122
Net income
2.3% ROI
$15,044

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$641,304
IMT (transfer tax, investment schedule)$38,076
Imposto de Selo (stamp duty)$5,130
Notary & registration$1,359
Legal / due diligence$9,620
Total acquisition costs$54,185
RenovationMove-in ready
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$23,913
All-in investment$719,402

Gross yield (asking)

4.8%

True gross yield (all-in)

4.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$3.0M$2.2M$1.5M$739K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $590K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 28: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$718K
+22%
Rental Income
+$73K
Total Position
$791K
+34%
6.0%/yr
Year 10
Capital Value
$873K
+48%
Rental Income
+$159K
Total Position
$1.0M
+75%
5.8%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$372K
Total Position
$1.7M
+182%
5.3%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$658K
Total Position
$2.6M
+336%
5.0%/yr

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.3% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Good
$155 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.3% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
1.9%
$1,005/mo
41% occ.
2.5%
$1,362/mo
51% occ.
3.2%
$1,720/mo
current
61% occ.
3.9%
$2,078/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.