Detached house, Urbanização Parque do Moinho, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos
Detached house, Urbanização Parque do Moinho, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 2Detached house, Urbanização Parque do Moinho, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 3Detached house, Urbanização Parque do Moinho, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 4Detached house, Urbanização Parque do Moinho, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 5
Grade Avillamid-range

Detached house, Urbanização Parque do Moinho, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€649,000

Asking Price (EUR)

9.5%

True Net Yield (Owner, all-in)

6.5%

True Net Yield (Managed, all-in)

14.5%

True Gross Yield

59%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €109,745/yr
Average Daily Rate: €512
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 7.4 years
5-yr Capital Value: €852,776
10-yr Capital Value: €1.0M
Brixfox Score: 84.9 / 100
Comparable Properties: 14
Data Confidence: 74%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€754,672

+16.3% over asking

Asking price€649,000
IMT — Property transfer tax (investment schedule)€38,940
IS — Stamp duty (0.8%)€5,192
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,735
Total acquisition costs€55,117
Renovation (est. €55/m² × 191 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,505
(€5,730–€15,280)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€754,672

Gross yield (asking price)

16.9%

True gross yield (all-in)

14.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 191 m²
Land: 390 m²
Style: portuguese-traditional
Condition: good
Year Built: 1990
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large outdoor deck with lounge areaprivate swimming poolcovered patio

Score Breakdown

ROI
25
Visual Appeal
13.6
Ownership Security
13
Location
10.44
Land & Space
8.96
Rental Demand
5.88
Payback Speed
5
STR Suitability
3

Description

We present this excellent 4 bedroom semi-detached house with garage, located in a quiet and highly valued residential area of the city of Lagos. Located just 10 minutes from Porto de Mós Beach, this property offers the perfect combination of modern comfort, generous areas and unobstructed views over the city. Spread over two floors, the villa presents, on the ground floor, a large entrance hall with pantry, two bedrooms one of them en suite with a private bathroom equipped with shower, a very sp

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

View on Lagos Algarve Real Estate →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Detached house, Urbanização Parque do Moinho, Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
191 m²
Land Plot
390 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 11.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score85
GradeA
Brixfox Intelligence
85AExcellent
Score Breakdown
ROI & Yield94%
Capital Growth89%
Risk Profile86%
Market Demand85%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+17.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$179K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
11.5%
$6,788/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
8.7 yr
Rental only

Property details

Year built: 1990
Energy: D
Condition: good

Description

We present this excellent 4 bedroom semi-detached house with garage, located in a quiet and highly valued residential area of the city of Lagos. Located just 10 minutes from Porto de Mós Beach, this property offers the perfect combination of modern comfort, generous areas and unobstructed views over the city. Spread over two floors, the villa presents, on the ground floor, a large entrance hall with pantry, two bedrooms one of them en suite with a private bathroom equipped with shower, a very sp

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$741/night
50% ($341)Brixfox estimate($741/night)200% ($1364)
Occupancy
59%
10%Brixfox estimate(59%)100%

Short-Term Rental

Yearly income
$81,456
Airbnb data$741/night · 59% occupancy
Rental income
$741/night · 59% occ.
$159,020
Running costs (20%)
Utilities, cleaning, maintenance
-$31,804
Income tax (10%)
Indonesian rental income tax
-$44,525
Property tax
Annual property tax
-$1,235
Net income
11.5% ROI
$81,456

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$705,435
IMT (transfer tax, investment schedule)$42,326
Imposto de Selo (stamp duty)$5,643
Notary & registration$1,359
Legal / due diligence$10,582
Total acquisition costs$59,910
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$11,418
($6,228–$16,609)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$818,122

Gross yield (asking)

22.5%

True gross yield (all-in)

19.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$6.5M$4.9M$3.3M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $649K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$790K
+22%
Rental Income
+$398K
Total Position
$1.2M
+83%
12.8%/yr
Year 10
Capital Value
$961K
+48%
Rental Income
+$859K
Total Position
$1.8M
+180%
10.9%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$2.0M
Total Position
$3.4M
+429%
8.7%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$3.6M
Total Position
$5.7M
+774%
7.5%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.5% annual return
Occupancy
Average
59% average occupancy
Nightly Rate
Strong
$682 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
390 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.5% — outperforms most villas in this market
Premium nightly rate of $682 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 59% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

39% occ.
10.2%
$6,017/mo
49% occ.
12.9%
$7,595/mo
59% occ.
15.6%
$9,174/mo
current
69% occ.
18.3%
$10,752/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.