Semi-detached house in Aldeia de Budens, Budens
Grade Bvilla

Semi-detached house in Aldeia de Budens, Budens

Sagres/Vila do Bispo · Western Algarve ·

€350,000

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.3%

True Net Yield (Managed, all-in)

7.4%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €32,013/yr
Average Daily Rate: €218
Payback Period: 13.5 years
5-yr Capital Value: €459,895
10-yr Capital Value: €559,532
Brixfox Score: 64.9 / 100
Comparable Properties: 17
Data Confidence: 89%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€435,480

+24.4% over asking

Asking price€350,000
IMT — Property transfer tax (investment schedule)€15,830
IS — Stamp duty (0.8%)€2,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,250
Total acquisition costs€25,130
Renovation (est. €200/m² × 114 m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		€22,800
(€11,400–€34,200)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€435,480

Gross yield (asking price)

9.2%

True gross yield (all-in)

7.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 114 m²

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
19.18
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
4.28
Rental Demand
4.02
Payback Speed
3
STR Suitability
3

Description

Semi-detached house with ground floor and first floor, located in Budens, close to all amenities. This semi-detached house is composed of 2 apartments. On the ground floor, there is a private balcony with a gas tank. Inside, there is an entrance hall, 2 bedrooms, a living room, a kitchen, and a bathroom with a shower.

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

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Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Semi-detached house in Aldeia de Budens, Budens

Inventory
4 Beds
Bathrooms
0 Baths
Built Area
114 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 6.2% net return annually.

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The Investment

Brixfox Score65
GradeB
Brixfox Intelligence
65BStrong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$86K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
6.2%
$1,974/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
16.1 yr
Rental only

Property details

Description

Semi-detached house with ground floor and first floor, located in Budens, close to all amenities. This semi-detached house is composed of 2 apartments. On the ground floor, there is a private balcony with a gas tank. Inside, there is an entrance hall, 2 bedrooms, a living room, a kitchen, and a bathroom with a shower.

Income Breakdown

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Nightly Rate (ADR)
$319/night
50% ($147)Brixfox estimate($319/night)200% ($587)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Yearly income
$23,687
Airbnb data$319/night · 40% occupancy
Rental income
$319/night · 40% occ.
$46,832
Running costs (20%)
Utilities, cleaning, maintenance
-$9,366
Income tax (10%)
Indonesian rental income tax
-$13,113
Property tax
Annual property tax
-$666
Net income
6.2% ROI
$23,687

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$380,435
IMT (transfer tax, investment schedule)$17,207
Imposto de Selo (stamp duty)$3,043
Notary & registration$1,359
Legal / due diligence$5,707
Total acquisition costs$27,315
Renovation (~$217/m², from finish level)
Condition & finish level not reported — shown as a moderate contingency. Verify on site visit.		$24,783
($12,391–$37,174)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$471,174

Gross yield (asking)

12.3%

True gross yield (all-in)

9.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$2.5M$1.9M$1.2M$624K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $350K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$426K
+22%
Rental Income
+$116K
Total Position
$542K
+55%
9.1%/yr
Year 10
Capital Value
$518K
+48%
Rental Income
+$250K
Total Position
$768K
+119%
8.2%/yr
Year 20
Capital Value
$767K
+119%
Rental Income
+$586K
Total Position
$1.4M
+286%
7.0%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.0M
Total Position
$2.2M
+521%
6.3%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.2% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$294 per night
Visual Appeal
Average
Not yet analyzed
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $294 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 40% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.3%
$1,984/mo
40% occ.
8.4%
$2,663/mo
current
40% occ.
8.4%
$2,676/mo
current
50% occ.
10.6%
$3,356/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.