Detached house in Sesmarias - Telheiro - Penina, Alvor
Detached house in Sesmarias - Telheiro - Penina, Alvor — image 2Detached house in Sesmarias - Telheiro - Penina, Alvor — image 3Detached house in Sesmarias - Telheiro - Penina, Alvor — image 4Detached house in Sesmarias - Telheiro - Penina, Alvor — image 5
Grade Avillamid-range

Detached house in Sesmarias - Telheiro - Penina, Alvor

Portimão · Western Algarve ·

€895,000

Asking Price (EUR)

6.3%

True Net Yield (Owner, all-in)

4.4%

True Net Yield (Managed, all-in)

9.7%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €98,941/yr
Average Daily Rate: €580
Payback Period: 11.3 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.4M
Brixfox Score: 77.3 / 100
Comparable Properties: 11
Data Confidence: 75%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+14.3% over asking

Asking price€895,000
IMT — Property transfer tax (investment schedule)€53,700
IS — Stamp duty (0.8%)€7,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,425
Total acquisition costs€75,535
Renovation (est. €55/m² × 270 m²)
Light touch-ups — paint, fixtures, deep clean.		€14,850
(€8,100–€21,600)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

11.1%

True gross yield (all-in)

9.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 270 m²
Land: 2680 m²
Style: portuguese-traditional
Condition: good
Year Built: 1984
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese chimneystone wall baseterracotta floor tiles

Score Breakdown

ROI
21.4
Visual Appeal
10.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.68
Payback Speed
4
STR Suitability
3

Description

Single-Storey 4-Bedroom Villa with Large Garden in Penina – Alvor/Portimão Presenting this stunning single-storey 4-bedroom villa, set on a generous 2,680 m² plot, located in the prestigious Penina Urbanization, next to the golf course, in a very peaceful and private area with excellent access. With a 270 m² construc

Location

📍 37.1290°N, 8.5910°W

· Portimão, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Portimão / Western Algarve

Detached house in Sesmarias - Telheiro - Penina, Alvor

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
270 m²
Land Plot
2680 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 7.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score77
GradeA
Brixfox Intelligence
77AExcellent
Score Breakdown
ROI & Yield85%
Capital Growth81%
Risk Profile78%
Market Demand77%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$220K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.5%
$6,058/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.4 yr
Rental only

Property details

Year built: 1984
Condition: good

Description

Single-Storey 4-Bedroom Villa with Large Garden in Penina – Alvor/Portimão Presenting this stunning single-storey 4-bedroom villa, set on a generous 2,680 m² plot, located in the prestigious Penina Urbanization, next to the golf course, in a very peaceful and private area with excellent access. With a 270 m² construc

Income Breakdown

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Nightly Rate (ADR)
$838/night
50% ($386)Brixfox estimate($838/night)200% ($1542)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$72,693
Airbnb data$838/night · 47% occupancy
Rental income
$838/night · 47% occ.
$143,067
Running costs (20%)
Utilities, cleaning, maintenance
-$28,613
Income tax (10%)
Indonesian rental income tax
-$40,059
Property tax
Annual property tax
-$1,702
Net income
7.5% ROI
$72,693

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$972,826
IMT (transfer tax, investment schedule)$58,370
Imposto de Selo (stamp duty)$7,783
Notary & registration$1,359
Legal / due diligence$14,592
Total acquisition costs$82,103
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$16,141
($8,804–$23,478)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$1,109,712

Gross yield (asking)

14.7%

True gross yield (all-in)

12.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$7.0M$5.2M$3.5M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $895K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$355K
Total Position
$1.4M
+61%
10.0%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$767K
Total Position
$2.1M
+134%
8.9%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$1.8M
Total Position
$3.8M
+320%
7.4%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$3.2M
Total Position
$6.1M
+580%
6.6%/yr

Location

Portimão

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.5% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$771 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Strong
2680 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $771 — positioned in the top tier
Generous 2680 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.4%
$5,212/mo
40% occ.
8.6%
$6,996/mo
47% occ.
10.1%
$8,204/mo
current
57% occ.
12.3%
$9,989/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.