Semi-detached house in Quinta do Montinho Lote 15, Aldeia de Budens, Budens
Semi-detached house in Quinta do Montinho Lote 15, Aldeia de Budens, Budens — image 2Semi-detached house in Quinta do Montinho Lote 15, Aldeia de Budens, Budens — image 3Semi-detached house in Quinta do Montinho Lote 15, Aldeia de Budens, Budens — image 4Semi-detached house in Quinta do Montinho Lote 15, Aldeia de Budens, Budens — image 5
Grade Avillamid-range

Semi-detached house in Quinta do Montinho Lote 15, Aldeia de Budens, Budens

Sagres/Vila do Bispo · Western Algarve ·

€445,000

Asking Price (EUR)

14.2%

True Net Yield (Owner, all-in)

9.8%

True Net Yield (Managed, all-in)

21.8%

True Gross Yield

66%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €113,262/yr
Average Daily Rate: €467
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 4.3 years
5-yr Capital Value: €584,723
10-yr Capital Value: €711,405
Brixfox Score: 77.7 / 100
Comparable Properties: 19
Data Confidence: 91%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€519,430

+16.7% over asking

Asking price€445,000
IMT — Property transfer tax (investment schedule)€23,430
IS — Stamp duty (0.8%)€3,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,675
Total acquisition costs€34,915
Renovation (est. €55/m² × 133 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,315
(€3,990–€10,640)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€519,430

Gross yield (asking price)

25.4%

True gross yield (all-in)

21.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 133 m²
Land: 190 m²
Style: contemporary
Condition: good
Year Built: 2002
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large balcony with panoramic viewsfireplacearched doorways

Score Breakdown

ROI
25
Visual Appeal
10.8
Ownership Security
13
Location
8.4
Land & Space
4.94
Rental Demand
7.54
Payback Speed
5
STR Suitability
3

Description

Set within the beautifully maintained resort of Quinta do Montinho, this attractive 3 bedroom townhouse offers the perfect blend of comfort, scenic views, and an excellent location in the Western Algarve. Ideally positioned on the edge of Budens village, the property is just minutes from the golden sands of Salema bea

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on B&P Real Estate Agency →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Semi-detached house in Quinta do Montinho Lote 15, Aldeia de Budens, Budens

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
133 m²
Land Plot
190 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 20.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score78
GradeA
Brixfox Intelligence
78AExcellent
Score Breakdown
ROI & Yield86%
Capital Growth82%
Risk Profile79%
Market Demand78%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+25.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$110K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
20.1%
$8,101/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
4 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
5.0 yr
Rental only

Property details

Year built: 2002
Energy: C
Condition: good

Description

Set within the beautifully maintained resort of Quinta do Montinho, this attractive 3 bedroom townhouse offers the perfect blend of comfort, scenic views, and an excellent location in the Western Algarve. Ideally positioned on the edge of Budens village, the property is just minutes from the golden sands of Salema bea

Income Breakdown

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Nightly Rate (ADR)
$685/night
50% ($315)Brixfox estimate($685/night)200% ($1260)
Occupancy
75%
10%Brixfox estimate(75%)100%

Short-Term Rental

Yearly income
$97,208
Airbnb data$685/night · 75% occupancy
Rental income
$685/night · 75% occ.
$188,566
Running costs (20%)
Utilities, cleaning, maintenance
-$37,713
Income tax (10%)
Indonesian rental income tax
-$52,799
Property tax
Annual property tax
-$846
Net income
20.1% ROI
$97,208

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$483,696
IMT (transfer tax, investment schedule)$25,467
Imposto de Selo (stamp duty)$3,870
Notary & registration$1,359
Legal / due diligence$7,255
Total acquisition costs$37,951
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$7,951
($4,337–$11,565)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$562,424

Gross yield (asking)

39.0%

True gross yield (all-in)

33.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$6.6M$4.9M$3.3M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $445K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 5: rental income alone has repaid the full purchase price.
2x return
Year 4: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$541K
+22%
Rental Income
+$475K
Total Position
$1.0M
+128%
18.0%/yr
Year 10
Capital Value
$659K
+48%
Rental Income
+$1.0M
Total Position
$1.7M
+278%
14.2%/yr
Year 20
Capital Value
$975K
+119%
Rental Income
+$2.4M
Total Position
$3.4M
+659%
10.7%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$4.3M
Total Position
$5.7M
+1180%
8.9%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
20.1% annual return
Occupancy
Strong
75% average occupancy
Nightly Rate
Strong
$630 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
190 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 20.1% — outperforms most villas in this market
Strong occupancy at 75% — consistent booking demand
Premium nightly rate of $630 — positioned in the top tier

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 190 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

55% occ.
19.9%
$8,012/mo
65% occ.
23.5%
$9,471/mo
75% occ.
27.1%
$10,929/mo
current
85% occ.
30.7%
$12,388/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.