Terraced house, Val 2205-1, Serra - Barragem do Arade, Silves
Terraced house, Val 2205-1, Serra - Barragem do Arade, Silves — image 2Terraced house, Val 2205-1, Serra - Barragem do Arade, Silves — image 3Terraced house, Val 2205-1, Serra - Barragem do Arade, Silves — image 4Terraced house, Val 2205-1, Serra - Barragem do Arade, Silves — image 5
Grade Bvillabudget

Terraced house, Val 2205-1, Serra - Barragem do Arade, Silves

Silves · Central Algarve ·

€95,000

Asking Price (EUR)

5.0%

True Net Yield (Owner, all-in)

3.4%

True Net Yield (Managed, all-in)

7.6%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €10,430/yr
Average Daily Rate: €74
Payback Period: 11.4 years
5-yr Capital Value: €124,829
10-yr Capital Value: €151,873
Brixfox Score: 57.7 / 100
Comparable Properties: 10
Data Confidence: 69%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€136,560

+43.7% over asking

Asking price€95,000
IMT — Property transfer tax (investment schedule)€950
IS — Stamp duty (0.8%)€760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€1,500
Total acquisition costs€4,460
Renovation (est. €900/m² × 24 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€21,600
(€16,800–€26,400)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€15,500
All-in investment (incl. renovation & furnishing)€136,560

Gross yield (asking price)

11.0%

True gross yield (all-in)

7.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 24 m²
Land: 32 m²
Style: minimalist
Condition: needs-renovation
Energy Certificate: Exempt

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
21.32
Visual Appeal
3
Ownership Security
13
Location
7.2
Land & Space
2.29
Rental Demand
3.85
Payback Speed
4
STR Suitability
3

Description

One-bedroom villa under restoration, with private parking and outdoor spaces for creative ideas and to enjoy outdoor activities and a good family get-together. The villa consists of: - Common room with kitchen -Full bathroom with shower base -Room Features: - Outdoor parking space - Mains water - Terrace Distances

Location

📍 37.2140°N, 8.3979°W

· Silves, Algarve, Portugal

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Silves / Central Algarve

Terraced house, Val 2205-1, Serra - Barragem do Arade, Silves

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
24 m²
Land Plot
32 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 7.4% net return annually.

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The Investment

Brixfox Score58
GradeB
Brixfox Intelligence
58BStrong
Score Breakdown
ROI & Yield64%
Capital Growth61%
Risk Profile60%
Market Demand58%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$18K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
7.4%
$639/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
13.5 yr
Rental only

Property details

Energy: Exempt
Condition: needs-renovation

Description

One-bedroom villa under restoration, with private parking and outdoor spaces for creative ideas and to enjoy outdoor activities and a good family get-together. The villa consists of: - Common room with kitchen -Full bathroom with shower base -Room Features: - Outdoor parking space - Mains water - Terrace Distances

Income Breakdown

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Nightly Rate (ADR)
$107/night
50% ($49)Brixfox estimate($107/night)200% ($197)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Yearly income
$7,668
Airbnb data$107/night · 39% occupancy
Rental income
$107/night · 39% occ.
$15,095
Running costs (20%)
Utilities, cleaning, maintenance
-$3,019
Income tax (10%)
Indonesian rental income tax
-$4,226
Property tax
Annual property tax
-$181
Net income
7.4% ROI
$7,668

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$103,261
IMT (transfer tax, investment schedule)$1,033
Imposto de Selo (stamp duty)$826
Notary & registration$1,359
Legal / due diligence$1,630
Total acquisition costs$4,848
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$23,478
($18,261–$28,696)
Furnishing & STR launch
1bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$14,674
All-in investment$146,261

Gross yield (asking)

14.6%

True gross yield (all-in)

10.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$740K$555K$370K$185K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $95K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$116K
+22%
Rental Income
+$37K
Total Position
$153K
+61%
10.0%/yr
Year 10
Capital Value
$141K
+48%
Rental Income
+$81K
Total Position
$222K
+133%
8.8%/yr
Year 20
Capital Value
$208K
+119%
Rental Income
+$190K
Total Position
$398K
+319%
7.4%/yr
Year 30
Capital Value
$308K
+224%
Rental Income
+$336K
Total Position
$644K
+578%
6.6%/yr

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.4% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Average
$99 per night
Visual Appeal
Weak
1/10 instagrammability
Size & Space
Weak
32 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 39% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.8%
$670/mo
40% occ.
10.4%
$899/mo
39% occ.
10.1%
$865/mo
current
49% occ.
12.7%
$1,094/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.