House in Almádena, Luz
House in Almádena, Luz — image 2House in Almádena, Luz — image 3House in Almádena, Luz — image 4House in Almádena, Luz — image 5
Grade B+villamid-range

House in Almádena, Luz

Lagos · Western Algarve ·

€895,000

Asking Price (EUR)

2.6%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.1%

True Gross Yield

34%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €41,260/yr
Average Daily Rate: €334
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 27.0 years
5-yr Capital Value: €1.2M
10-yr Capital Value: €1.4M
Brixfox Score: 65.4 / 100
Comparable Properties: 13
Data Confidence: 71%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+13.7% over asking

Asking price€895,000
IMT — Property transfer tax (investment schedule)€53,700
IS — Stamp duty (0.8%)€7,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,425
Total acquisition costs€75,535
Renovation (est. €55/m² × 226 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,430
(€6,780–€18,080)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

4.6%

True gross yield (all-in)

4.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 226 m²
Land: 570 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved patiotiled roofoutdoor BBQ area

Score Breakdown

ROI
13.47
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
11.36
Rental Demand
3.38
Payback Speed
0
STR Suitability
3

Description

Located in a quiet residential area in the traditional Portuguese village of Almadena, this beautifull and spacious 3 bedroom villa is within walking distance to amenities as well as 8 km from Lagos and 4 km from Praia da Luz and the beach. The villa and pool are south facing and enjoy sun all day. A large entrance h

Location

📍 37.0974°N, 8.7678°W

· Lagos, Algarve, Portugal

View on Marcela Propriedades →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

House in Almádena, Luz

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
226 m²
Land Plot
570 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB+
Brixfox Intelligence
65B+Strong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$247K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.0%
$2,449/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
33.1 yr
Rental only

Property details

Year built: 2003
Energy: C
Condition: good

Description

Located in a quiet residential area in the traditional Portuguese village of Almadena, this beautifull and spacious 3 bedroom villa is within walking distance to amenities as well as 8 km from Lagos and 4 km from Praia da Luz and the beach. The villa and pool are south facing and enjoy sun all day. A large entrance h

Income Breakdown

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Nightly Rate (ADR)
$485/night
50% ($223)Brixfox estimate($485/night)200% ($892)
Occupancy
34%
10%Brixfox estimate(34%)100%

Short-Term Rental

Yearly income
$29,387
Airbnb data$485/night · 34% occupancy
Rental income
$485/night · 34% occ.
$59,787
Running costs (20%)
Utilities, cleaning, maintenance
-$11,957
Income tax (10%)
Indonesian rental income tax
-$16,740
Property tax
Annual property tax
-$1,702
Net income
3.0% ROI
$29,387

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$972,826
IMT (transfer tax, investment schedule)$58,370
Imposto de Selo (stamp duty)$7,783
Notary & registration$1,359
Legal / due diligence$14,592
Total acquisition costs$82,103
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$13,511
($7,370–$19,652)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$1,103,984

Gross yield (asking)

6.1%

True gross yield (all-in)

5.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$4.8M$3.6M$2.4M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $895K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$144K
Total Position
$1.2M
+38%
6.6%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$310K
Total Position
$1.6M
+83%
6.2%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$726K
Total Position
$2.7M
+200%
5.7%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$1.3M
Total Position
$4.2M
+368%
5.3%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.0% annual return
Occupancy
Weak
34% average occupancy
Nightly Rate
Strong
$446 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
570 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $446 — positioned in the top tier
Generous 570 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.6%
$2,954/mo
40% occ.
4.9%
$3,985/mo
34% occ.
4.1%
$3,346/mo
current
44% occ.
5.4%
$4,377/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.