Semi-detached house in Talurdo, São Bartolomeu de Messines
Semi-detached house in Talurdo, São Bartolomeu de Messines — image 2Semi-detached house in Talurdo, São Bartolomeu de Messines — image 3Semi-detached house in Talurdo, São Bartolomeu de Messines — image 4Semi-detached house in Talurdo, São Bartolomeu de Messines — image 5
Grade B+villamid-range

Semi-detached house in Talurdo, São Bartolomeu de Messines

Silves · Central Algarve ·

€470,000

Asking Price (EUR)

2.9%

True Net Yield (Owner, all-in)

2.0%

True Net Yield (Managed, all-in)

4.4%

True Gross Yield

21%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €24,314/yr
Average Daily Rate: €323
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 23.8 years
5-yr Capital Value: €617,573
10-yr Capital Value: €751,372
Brixfox Score: 65.3 / 100
Comparable Properties: 5
Data Confidence: 73%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€555,115

+18.1% over asking

Asking price€470,000
IMT — Property transfer tax (investment schedule)€25,430
IS — Stamp duty (0.8%)€3,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,050
Total acquisition costs€37,490
Renovation (est. €55/m² × 235 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,925
(€7,050–€18,800)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€555,115

Gross yield (asking price)

5.2%

True gross yield (all-in)

4.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 235 m²
Land: 692000 m²
Style: portuguese-traditional
Condition: good
Year Built: 2017
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

exposed wooden beam ceilingstone accent wallprivate swimming poolwood-burning stove

Score Breakdown

ROI
14.24
Visual Appeal
12.8
Ownership Security
13
Location
7.2
Land & Space
12
Rental Demand
2.06
Payback Speed
1
STR Suitability
3

Description

Welcome to this charming villa in Silves, in the village of Talurdo, a property with unique character and an inviting atmosphere. With three bedrooms and two bathrooms, this spacious villa offers comfort and elegance. With a total area of 692 square meters and a living area of 235 square meters, you will find more than

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

View on PERA Premium Properties →Also on Idealista.pt
Idealista.pt
Silves / Central Algarve

Semi-detached house in Talurdo, São Bartolomeu de Messines

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
235 m²
Land Plot
692000 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB+
Brixfox Intelligence
65B+Strong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$88K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.4%
$1,469/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
29.0 yr
Rental only

Property details

Year built: 2017
Energy: C
Condition: good

Description

Welcome to this charming villa in Silves, in the village of Talurdo, a property with unique character and an inviting atmosphere. With three bedrooms and two bathrooms, this spacious villa offers comfort and elegance. With a total area of 692 square meters and a living area of 235 square meters, you will find more than

Income Breakdown

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Nightly Rate (ADR)
$473/night
50% ($217)Brixfox estimate($473/night)200% ($870)
Occupancy
21%
10%Brixfox estimate(21%)100%

Short-Term Rental

Yearly income
$17,624
Airbnb data$473/night · 21% occupancy
Rental income
$473/night · 21% occ.
$35,611
Running costs (20%)
Utilities, cleaning, maintenance
-$7,122
Income tax (10%)
Indonesian rental income tax
-$9,971
Property tax
Annual property tax
-$894
Net income
3.4% ROI
$17,624

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$510,870
IMT (transfer tax, investment schedule)$27,641
Imposto de Selo (stamp duty)$4,087
Notary & registration$1,359
Legal / due diligence$7,663
Total acquisition costs$40,750
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$14,049
($7,663–$20,435)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$601,212

Gross yield (asking)

7.0%

True gross yield (all-in)

5.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$2.6M$2.0M$1.3M$660K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $470K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$572K
+22%
Rental Income
+$86K
Total Position
$658K
+40%
7.0%/yr
Year 10
Capital Value
$696K
+48%
Rental Income
+$186K
Total Position
$882K
+88%
6.5%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$436K
Total Position
$1.5M
+212%
5.9%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$771K
Total Position
$2.3M
+388%
5.4%/yr

Location

Silves

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.4% annual return
Occupancy
Weak
21% average occupancy
Nightly Rate
Strong
$435 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
692000 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $435 — positioned in the top tier
Generous 692000 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.9%
$2,945/mo
40% occ.
9.3%
$3,951/mo
21% occ.
4.7%
$2,003/mo
current
31% occ.
7.1%
$3,009/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.