Detached house in Algoz e Tunes, Silves
Detached house in Algoz e Tunes, Silves — image 2Detached house in Algoz e Tunes, Silves — image 3Detached house in Algoz e Tunes, Silves — image 4Detached house in Algoz e Tunes, Silves — image 5
Grade Bvillabudget

Detached house in Algoz e Tunes, Silves

Silves · Central Algarve ·

€250,000

Asking Price (EUR)

2.0%

True Net Yield (Owner, all-in)

1.4%

True Net Yield (Managed, all-in)

3.0%

True Gross Yield

19%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €14,868/yr
Average Daily Rate: €209
Payback Period: 20.9 years
5-yr Capital Value: €328,496
10-yr Capital Value: €399,666
Brixfox Score: 57.3 / 100
Comparable Properties: 8
Data Confidence: 78%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€495,597

+98.2% over asking

Asking price€250,000
IMT — Property transfer tax (investment schedule)€8,497
IS — Stamp duty (0.8%)€2,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,750
Total acquisition costs€15,497
Renovation (est. €900/m² × 231 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€207,900
(€161,700–€254,100)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€495,597

Gross yield (asking price)

6.0%

True gross yield (all-in)

3.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 231 m²
Style: dated
Condition: needs-renovation

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

wooden ceiling beamstraditional green door frames

Score Breakdown

ROI
15.14
Visual Appeal
10
Ownership Security
13
Location
7.2
Land & Space
6
Rental Demand
1.95
Payback Speed
1
STR Suitability
3

Description

Century-old house in the centre of Algoz – Excellent investment opportunity A house with enormous potential, located in the centre of Algoz, in a quiet area with easy access, ideal for those seeking a high quality of life or a secure investment. With a plot of 231 m2, this property offers various possibilities for addi

Location

📍 37.1890°N, 8.4390°W

· Silves, Algarve, Portugal

View on Famous Group Unipessoal Lda →Also on Idealista.pt
Idealista.pt
Silves / Central Algarve

Detached house in Algoz e Tunes, Silves

Inventory
3 Beds
Bathrooms
0 Baths
Built Area
231 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score57
GradeB
Brixfox Intelligence
57BStrong
Score Breakdown
ROI & Yield63%
Capital Growth60%
Risk Profile59%
Market Demand57%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$47K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.0%
$897/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
12 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
25.2 yr
Rental only

Property details

Condition: needs-renovation

Description

Century-old house in the centre of Algoz – Excellent investment opportunity A house with enormous potential, located in the centre of Algoz, in a quiet area with easy access, ideal for those seeking a high quality of life or a secure investment. With a plot of 231 m2, this property offers various possibilities for addi

Income Breakdown

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Nightly Rate (ADR)
$304/night
50% ($140)Brixfox estimate($304/night)200% ($559)
Occupancy
19%
10%Brixfox estimate(19%)100%

Short-Term Rental

Yearly income
$10,767
Airbnb data$304/night · 19% occupancy
Rental income
$304/night · 19% occ.
$21,620
Running costs (20%)
Utilities, cleaning, maintenance
-$4,324
Income tax (10%)
Indonesian rental income tax
-$6,053
Property tax
Annual property tax
-$476
Net income
4.0% ROI
$10,767

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$271,739
IMT (transfer tax, investment schedule)$9,236
Imposto de Selo (stamp duty)$2,174
Notary & registration$1,359
Legal / due diligence$4,076
Total acquisition costs$16,845
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$225,978
($175,761–$276,196)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$536,518

Gross yield (asking)

8.0%

True gross yield (all-in)

4.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Silves.

$1.5M$1.1M$737K$369K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $250K
Capital appreciation
Property value growing at +4%/yr based on Silves market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$304K
+22%
Rental Income
+$53K
Total Position
$357K
+43%
7.4%/yr
Year 10
Capital Value
$370K
+48%
Rental Income
+$114K
Total Position
$484K
+93%
6.8%/yr
Year 20
Capital Value
$548K
+119%
Rental Income
+$266K
Total Position
$814K
+226%
6.1%/yr
Year 30
Capital Value
$811K
+224%
Rental Income
+$471K
Total Position
$1.3M
+413%
5.6%/yr

Location

Silves

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.0% annual return
Occupancy
Weak
19% average occupancy
Nightly Rate
Strong
$280 per night
Visual Appeal
Weak
1/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $280 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.4%
$1,902/mo
40% occ.
11.3%
$2,549/mo
19% occ.
5.4%
$1,221/mo
current
29% occ.
8.3%
$1,869/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.