House in Cidade de Lagoa, Lagoa e Carvoeiro
House in Cidade de Lagoa, Lagoa e Carvoeiro — image 2House in Cidade de Lagoa, Lagoa e Carvoeiro — image 3House in Cidade de Lagoa, Lagoa e Carvoeiro — image 4House in Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade Bvillabudget

House in Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€2M

Asking Price (EUR)

Limited comps — indicative only

Revenue projections are based on limited comparable data (2 comps, 53% confidence).

1.6%

True Net Yield (Owner, all-in)

1.1%

True Net Yield (Managed, all-in)

2.4%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €72,013/yr
Average Daily Rate: €457
Payback Period: 34.6 years
5-yr Capital Value: €2.6M
10-yr Capital Value: €3.2M
Brixfox Score: 59.4 / 100
Comparable Properties: 2
Data Confidence: 53%
Search Radius: 15 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€3.0M

+47.8% over asking

Asking price€2M
IMT — Property transfer tax (investment schedule)€150,000
IS — Stamp duty (0.8%)€16,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€30,000
Total acquisition costs€197,250
Renovation (est. €900/m² × 800 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€720,000
(€560,000–€880,000)
Furnishing & STR launch (8bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€38,950
All-in investment (incl. renovation & furnishing)€3.0M

Gross yield (asking price)

3.6%

True gross yield (all-in)

2.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 8
Bathrooms: 6
Building: 800 m²
Land: 25800 m²
Style: dated
Condition: needs-renovation
Year Built: 1993
Energy Certificate: Not indicated
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
11.11
Visual Appeal
5.4
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.31
Payback Speed
0
STR Suitability
3

Description

If you want to invest in the Algarve and live off from the best that the Algarve has to offer then this property is for you. For Rural Tourism up to 2000m2 or simply a dream house for the family up to 300m2 of construction and 500m2 for other uses with large garden area and sea view. Composed of more than 25,000 squa

Location

📍 37.1384°N, 8.4545°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Aquamare Properties →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

House in Cidade de Lagoa, Lagoa e Carvoeiro

Inventory
8 Beds
Bathrooms
6 Baths
Built Area
800 m²
Land Plot
25800 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 2.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score59
GradeB
Brixfox Intelligence
59BStrong
Score Breakdown
ROI & Yield65%
Capital Growth62%
Risk Profile61%
Market Demand59%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$553K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.3%
$4,201/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
43.1 yr
Rental only

Property details

Year built: 1993
Energy: Not indicated
Condition: needs-renovation

Description

If you want to invest in the Algarve and live off from the best that the Algarve has to offer then this property is for you. For Rural Tourism up to 2000m2 or simply a dream house for the family up to 300m2 of construction and 500m2 for other uses with large garden area and sea view. Composed of more than 25,000 squa

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$662/night
50% ($305)Brixfox estimate($662/night)200% ($1219)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Yearly income
$50,411
Airbnb data$662/night · 43% occupancy
Rental income
$662/night · 43% occ.
$104,260
Running costs (20%)
Utilities, cleaning, maintenance
-$20,852
Income tax (10%)
Indonesian rental income tax
-$29,193
Property tax
Annual property tax
-$3,804
Net income
2.3% ROI
$50,411

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,173,913
IMT (transfer tax, investment schedule)$163,043
Imposto de Selo (stamp duty)$17,391
Notary & registration$1,359
Legal / due diligence$32,609
Total acquisition costs$214,402
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$782,609
($608,696–$956,522)
Furnishing & STR launch
8bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$40,163
All-in investment$3,211,087

Gross yield (asking)

4.8%

True gross yield (all-in)

3.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$10.0M$7.5M$5.0M$2.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.0M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 29: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.4M
+22%
Rental Income
+$246K
Total Position
$2.7M
+34%
6.0%/yr
Year 10
Capital Value
$3.0M
+48%
Rental Income
+$532K
Total Position
$3.5M
+75%
5.7%/yr
Year 20
Capital Value
$4.4M
+119%
Rental Income
+$1.2M
Total Position
$5.6M
+181%
5.3%/yr
Year 30
Capital Value
$6.5M
+224%
Rental Income
+$2.2M
Total Position
$8.7M
+335%
5.0%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.3% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Strong
$609 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Strong
25800 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $609 — positioned in the top tier
Generous 25800 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.3% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.2%
$3,914/mo
40% occ.
2.9%
$5,324/mo
43% occ.
3.2%
$5,765/mo
current
53% occ.
4.0%
$7,175/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.