Detached house in Rua do Clube Carvoeiro, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Detached house in Rua do Clube Carvoeiro, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2Detached house in Rua do Clube Carvoeiro, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3Detached house in Rua do Clube Carvoeiro, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4Detached house in Rua do Clube Carvoeiro, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade B+villaluxury

Detached house in Rua do Clube Carvoeiro, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€2.4M

Asking Price (EUR)

2.5%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

3.9%

True Gross Yield

30%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.4 months ago and is currently at 12% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €105,772/yr
Average Daily Rate: €975
Payback Period: 27.7 years
5-yr Capital Value: €3.2M
10-yr Capital Value: €3.8M
Brixfox Score: 69.2 / 100
Comparable Properties: 3
Data Confidence: 55%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.7M

+12.8% over asking

Asking price€2.4M
IMT — Property transfer tax (investment schedule)€180,000
IS — Stamp duty (0.8%)€19,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€36,000
Total acquisition costs€236,450
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€71,000
All-in investment (incl. renovation & furnishing)€2.7M

Gross yield (asking price)

4.4%

True gross yield (all-in)

3.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 6
Building: 300 m²
Land: 2004 m²
Style: modern
Condition: excellent
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity poolmultiple outdoor lounge areassea viewlarge glass doors for indoor-outdoor living

Score Breakdown

ROI
12.12
Visual Appeal
15.6
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
2.97
Payback Speed
0
STR Suitability
3

Description

Situated in the sought-after Carvoeiro Clube, this outstanding contemporary villa offers the perfect blend of space, comfort and Algarve lifestyle. With 300 sqm of living area set on a generous 2,004 sqm plot, this property benefits from full privacy while remaining within walking distance of Carvoeiro Tennis Club and

Location

📍 37.1054°N, 8.4807°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Spy Manor Real Estate →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Rua do Clube Carvoeiro, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Inventory
5 Beds
Bathrooms
6 Baths
Built Area
300 m²
Land Plot
2004 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 2.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$663K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.9%
$6,390/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
34.0 yr
Rental only

Property details

Energy: A
Condition: excellent

Description

Situated in the sought-after Carvoeiro Clube, this outstanding contemporary villa offers the perfect blend of space, comfort and Algarve lifestyle. With 300 sqm of living area set on a generous 2,004 sqm plot, this property benefits from full privacy while remaining within walking distance of Carvoeiro Tennis Club and

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,441/night
50% ($663)Brixfox estimate($1,441/night)200% ($2652)
Occupancy
30%
10%Brixfox estimate(30%)100%

Short-Term Rental

Yearly income
$76,685
Airbnb data$1,441/night · 30% occupancy
Rental income
$1,441/night · 30% occ.
$156,250
Running costs (20%)
Utilities, cleaning, maintenance
-$31,250
Income tax (10%)
Indonesian rental income tax
-$43,750
Property tax
Annual property tax
-$4,565
Net income
2.9% ROI
$76,685

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$2,608,696
IMT (transfer tax, investment schedule)$195,652
Imposto de Selo (stamp duty)$20,870
Notary & registration$1,359
Legal / due diligence$39,130
Total acquisition costs$257,011
RenovationMove-in ready
Furnishing & STR launch
5bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$75,000
All-in investment$2,940,707

Gross yield (asking)

6.0%

True gross yield (all-in)

5.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$12.8M$9.6M$6.4M$3.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $2.4M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.9M
+22%
Rental Income
+$375K
Total Position
$3.3M
+37%
6.5%/yr
Year 10
Capital Value
$3.6M
+48%
Rental Income
+$809K
Total Position
$4.4M
+82%
6.2%/yr
Year 20
Capital Value
$5.3M
+119%
Rental Income
+$1.9M
Total Position
$7.2M
+198%
5.6%/yr
Year 30
Capital Value
$7.8M
+224%
Rental Income
+$3.4M
Total Position
$11.1M
+364%
5.3%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.9% annual return
Occupancy
Weak
30% average occupancy
Nightly Rate
Strong
$1326 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
2004 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1326 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 2004 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.9% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.1%
$8,825/mo
current
40% occ.
5.5%
$11,893/mo
30% occ.
4.0%
$8,736/mo
current
40% occ.
5.4%
$11,804/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.