Semi-detached house in Centro de Parchal, Estômbar e Parchal
Semi-detached house in Centro de Parchal, Estômbar e Parchal — image 2Semi-detached house in Centro de Parchal, Estômbar e Parchal — image 3Semi-detached house in Centro de Parchal, Estômbar e Parchal — image 4Semi-detached house in Centro de Parchal, Estômbar e Parchal — image 5
Grade Avillaluxury

Semi-detached house in Centro de Parchal, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€495,000

Asking Price (EUR)

7.2%

True Net Yield (Owner, all-in)

5.0%

True Net Yield (Managed, all-in)

11.1%

True Gross Yield

22%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €67,759/yr
Average Daily Rate: 845
Payback Period: 9.0 years
5-yr Capital Value: €650,423
10-yr Capital Value: €791,339
Brixfox Score: 75.3 / 100
Comparable Properties: 6
Data Confidence: 63%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€612,415

+23.7% over asking

Asking price€495,000
IMT — Property transfer tax (investment schedule)€27,430
IS — Stamp duty (0.8%)€3,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,425
Total acquisition costs€40,065
Renovation€0 — move-in ready
Furnishing & STR launch (6bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€77,350
All-in investment (incl. renovation & furnishing)€612,415

Gross yield (asking price)

13.7%

True gross yield (all-in)

11.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 6
Bathrooms: 3
Building: 242
Style: contemporary
Condition: excellent
Energy Certificate: B

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

integrated linear lightingtextured bedroom accent wallgold rain showerwicker pendant light

Score Breakdown

ROI
24.49
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
6
Rental Demand
2.2
Payback Speed
4
STR Suitability
3

Description

MAKE THE BEST DEAL WITH US One house, multiple possibilities Semi-detached house on one side, fully renovated, distributed over the ground floor and first floor, designed for those who value comfort, versatility, and profitability in a single property. Immediate income and total independence On the ground floor, there

Location

📍 37.1405°N, 8.5161°W

· Lagoa/Carvoeiro, Algarve, Portugal

Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Semi-detached house in Centro de Parchal, Estômbar e Parchal

Inventory
6 Beds
Bathrooms
3 Baths
Built Area
242 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 9.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeA
Brixfox Intelligence
75AExcellent
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$137K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
9.4%
$4,223/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
10.6 yr
Rental only

Property details

Energy: B
Condition: excellent

Description

MAKE THE BEST DEAL WITH US One house, multiple possibilities Semi-detached house on one side, fully renovated, distributed over the ground floor and first floor, designed for those who value comfort, versatility, and profitability in a single property. Immediate income and total independence On the ground floor, there

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,238/night
50% ($570)Brixfox estimate($1,238/night)200% ($2278)
Occupancy
22%
10%Brixfox estimate(22%)100%

Short-Term Rental

Yearly income
$50,677
Airbnb data$1,238/night · 22% occupancy
Rental income
$1,238/night · 22% occ.
$99,267
Running costs (20%)
Utilities, cleaning, maintenance
-$19,853
Income tax (10%)
Indonesian rental income tax
-$27,795
Property tax
Annual property tax
-$942
Net income
9.4% ROI
$50,677

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$538,043
IMT (transfer tax, investment schedule)$29,815
Imposto de Selo (stamp duty)$4,304
Notary & registration$1,359
Legal / due diligence$8,071
Total acquisition costs$43,549
RenovationMove-in ready
Furnishing & STR launch
6bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.
$81,902
All-in investment$663,495

Gross yield (asking)

18.4%

True gross yield (all-in)

15.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$4.4M$3.3M$2.2M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $495K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$602K
+22%
Rental Income
+$248K
Total Position
$850K
+72%
11.4%/yr
Year 10
Capital Value
$733K
+48%
Rental Income
+$534K
Total Position
$1.3M
+156%
9.9%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$1.3M
Total Position
$2.3M
+372%
8.1%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$2.2M
Total Position
$3.8M
+672%
7.1%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.4% annual return
Occupancy
Weak
22% average occupancy
Nightly Rate
Strong
$1139 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.4% — outperforms most villas in this market
Premium nightly rate of $1139 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 22% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
17.5%
$7,831/mo
40% occ.
23.3%
$10,467/mo
22% occ.
12.7%
$5,711/mo
current
32% occ.
18.6%
$8,347/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.