T0 (studio) in Ferragudo, Lagoa (Algarve)
T0 (studio) in Ferragudo, Lagoa (Algarve) — image 2T0 (studio) in Ferragudo, Lagoa (Algarve) — image 3T0 (studio) in Ferragudo, Lagoa (Algarve) — image 4T0 (studio) in Ferragudo, Lagoa (Algarve) — image 5
Grade B+apartmentmid-range

T0 (studio) in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€140,000

Asking Price (EUR)

13.9%

True Net Yield (Owner, all-in)

9.6%

True Net Yield (Managed, all-in)

21.3%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €35,900/yr
Average Daily Rate: €201
Payback Period: 4.9 years
5-yr Capital Value: €183,958
10-yr Capital Value: €223,813
Brixfox Score: 71.7 / 100
Comparable Properties: 51
Data Confidence: 86%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€168,268

+20.2% over asking

Asking price€140,000
IMT — Property transfer tax (investment schedule)€1,798
IS — Stamp duty (0.8%)€1,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€2,100
Total acquisition costs€6,268
Renovation€0 — move-in ready
Furnishing & STR launch (0bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,000
All-in investment (incl. renovation & furnishing)€168,268

Gross yield (asking price)

25.6%

True gross yield (all-in)

21.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bathrooms: 1
Building: 22 m²
Style: modern
Condition: excellent
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

integrated kitchenetteherringbone tile in bathroomprivate patio with garden access

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
2.44
Rental Demand
4.9
Payback Speed
5
STR Suitability
3

Description

Room with private bathroom and terrace with access to the development's swimming pool, located next to the Gramacho Golf course. This property is suitable for those looking for a "holiday home" in the Algarve with a lower investment and to monetize when not in use. The property is equipped with air conditioning and e

Location

📍 37.1214°N, 8.5149°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on CENTURY 21 Oceanic →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

T0 (studio) in Ferragudo, Lagoa (Algarve)

Inventory
0 Beds
Bathrooms
1 Baths
Built Area
22 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 17.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+23.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$39K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
17.6%
$2,230/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
5.7 yr
Rental only

Property details

Energy: B-
Condition: excellent

Description

Room with private bathroom and terrace with access to the development's swimming pool, located next to the Gramacho Golf course. This property is suitable for those looking for a "holiday home" in the Algarve with a lower investment and to monetize when not in use. The property is equipped with air conditioning and e

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$291/night
50% ($134)Brixfox estimate($291/night)200% ($535)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$26,762
Airbnb data$291/night · 49% occupancy
Rental income
$291/night · 49% occ.
$51,977
Running costs (20%)
Utilities, cleaning, maintenance
-$10,395
Income tax (10%)
Indonesian rental income tax
-$14,554
Property tax
Annual property tax
-$266
Net income
17.6% ROI
$26,762

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$152,174
IMT (transfer tax, investment schedule)$1,954
Imposto de Selo (stamp duty)$1,217
Notary & registration$1,359
Legal / due diligence$2,283
Total acquisition costs$6,813
RenovationMove-in ready
Furnishing & STR launch
0bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$23,913
All-in investment$182,900

Gross yield (asking)

34.2%

True gross yield (all-in)

28.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$1.9M$1.4M$935K$467K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $140K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 6: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$170K
+22%
Rental Income
+$131K
Total Position
$301K
+115%
16.5%/yr
Year 10
Capital Value
$207K
+48%
Rental Income
+$282K
Total Position
$489K
+250%
13.3%/yr
Year 20
Capital Value
$307K
+119%
Rental Income
+$662K
Total Position
$968K
+592%
10.2%/yr
Year 30
Capital Value
$454K
+224%
Rental Income
+$1.2M
Total Position
$1.6M
+1061%
8.5%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
17.6% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$267 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 17.6% — outperforms most villas in this market
Premium nightly rate of $267 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 49% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
14.5%
$1,834/mo
40% occ.
19.3%
$2,453/mo
49% occ.
23.7%
$3,010/mo
current
59% occ.
28.6%
$3,629/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.