Detached house in Rua das Raposas, 95, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Detached house in Rua das Raposas, 95, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2Detached house in Rua das Raposas, 95, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3Detached house in Rua das Raposas, 95, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4Detached house in Rua das Raposas, 95, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade B+villaluxury

Detached house in Rua das Raposas, 95, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.4M

Asking Price (EUR)

2.8%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

4.3%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €68,296/yr
Average Daily Rate: €391
Payback Period: 24.9 years
5-yr Capital Value: €1.8M
10-yr Capital Value: €2.2M
Brixfox Score: 72.5 / 100
Comparable Properties: 15
Data Confidence: 82%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.6M

+14.9% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€103,125
IS — Stamp duty (0.8%)€11,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€20,625
Total acquisition costs€136,000
Renovation (est. €55/m² × 281 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,455
(€8,430–€22,480)
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€1.6M

Gross yield (asking price)

5.0%

True gross yield (all-in)

4.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 281 m²
Land: 2924 m²
Style: portuguese-traditional
Condition: good
Year Built: 2001
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private poolexpansive terraced outdoor living spacetraditional Portuguese roof tileslush green surroundings

Score Breakdown

ROI
13.97
Visual Appeal
14.2
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.78
Payback Speed
1
STR Suitability
3

Description

Elegant well maintained spacious villa in a beautiful sought after residential area. Just a short walk to a tennis/padel gym club & restaurants and within easy reach of Pestana golf course, famous beaches and the picturesque village of Carvoeiro. This property is ideal as a permanent / holiday home with good rental inc

Location

📍 37.1047°N, 8.4867°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Rua das Raposas, 95, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
281 m²
Land Plot
2924 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 3.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.8%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$380K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.3%
$4,111/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
30.3 yr
Rental only

Property details

Year built: 2001
Energy: B
Condition: good

Description

Elegant well maintained spacious villa in a beautiful sought after residential area. Just a short walk to a tennis/padel gym club & restaurants and within easy reach of Pestana golf course, famous beaches and the picturesque village of Carvoeiro. This property is ideal as a permanent / holiday home with good rental inc

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$572/night
50% ($263)Brixfox estimate($572/night)200% ($1053)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$49,333
Airbnb data$572/night · 48% occupancy
Rental income
$572/night · 48% occ.
$99,901
Running costs (20%)
Utilities, cleaning, maintenance
-$19,980
Income tax (10%)
Indonesian rental income tax
-$27,972
Property tax
Annual property tax
-$2,615
Net income
3.3% ROI
$49,333

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,494,565
IMT (transfer tax, investment schedule)$112,092
Imposto de Selo (stamp duty)$11,957
Notary & registration$1,359
Legal / due diligence$22,418
Total acquisition costs$147,826
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$16,799
($9,163–$24,435)
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$1,714,951

Gross yield (asking)

6.7%

True gross yield (all-in)

5.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$7.6M$5.7M$3.8M$1.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.7M
+22%
Rental Income
+$241K
Total Position
$1.9M
+39%
6.8%/yr
Year 10
Capital Value
$2.0M
+48%
Rental Income
+$520K
Total Position
$2.6M
+86%
6.4%/yr
Year 20
Capital Value
$3.0M
+119%
Rental Income
+$1.2M
Total Position
$4.2M
+208%
5.8%/yr
Year 30
Capital Value
$4.5M
+224%
Rental Income
+$2.2M
Total Position
$6.6M
+381%
5.4%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.3% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$527 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
2924 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $527 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 2924 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.3% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.8%
$3,438/mo
40% occ.
3.7%
$4,657/mo
48% occ.
4.5%
$5,610/mo
current
58% occ.
5.5%
$6,829/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.