House in Vila de Estômbar - Fontes, Estômbar e Parchal
House in Vila de Estômbar - Fontes, Estômbar e Parchal — image 2House in Vila de Estômbar - Fontes, Estômbar e Parchal — image 3House in Vila de Estômbar - Fontes, Estômbar e Parchal — image 4House in Vila de Estômbar - Fontes, Estômbar e Parchal — image 5
Grade B+villamid-range

House in Vila de Estômbar - Fontes, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€450,000

Asking Price (EUR)

7.3%

True Net Yield (Owner, all-in)

5.0%

True Net Yield (Managed, all-in)

11.2%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €57,779/yr
Average Daily Rate: €405
Payback Period: 9.6 years
5-yr Capital Value: €591,293
10-yr Capital Value: €719,399
Brixfox Score: 71.7 / 100
Comparable Properties: 5
Data Confidence: 59%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€517,630

+15.0% over asking

Asking price€450,000
IMT — Property transfer tax (investment schedule)€23,830
IS — Stamp duty (0.8%)€3,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,750
Total acquisition costs€35,430
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€517,630

Gross yield (asking price)

12.8%

True gross yield (all-in)

11.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 150 m²
Land: 80 m²
Style: contemporary
Condition: new-build
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

modern staircase railingmarble-effect kitchen backsplash and floorrooftop terrace

Score Breakdown

ROI
23.8
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
1.99
Rental Demand
3.9
Payback Speed
4
STR Suitability
3

Description

Located in the vibrant center of Lagoa, Algarve, this beautifully designed semi-detached house is ideal for those seeking a blend of comfort and convenience with top-notch amenities close by. Situated just minutes from the stunning Algarve coastline, this property provides both a central location and easy access to som

Location

📍 37.1457°N, 8.4801°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Nest Seekers International →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

House in Vila de Estômbar - Fontes, Estômbar e Parchal

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
150 m²
Land Plot
80 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$124K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.8%
$3,595/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.3 yr
Rental only

Property details

Energy: C
Condition: new-build

Description

Located in the vibrant center of Lagoa, Algarve, this beautifully designed semi-detached house is ideal for those seeking a blend of comfort and convenience with top-notch amenities close by. Situated just minutes from the stunning Algarve coastline, this property provides both a central location and easy access to som

Income Breakdown

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Nightly Rate (ADR)
$594/night
50% ($273)Brixfox estimate($594/night)200% ($1092)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Yearly income
$43,137
Airbnb data$594/night · 39% occupancy
Rental income
$594/night · 39% occ.
$84,602
Running costs (20%)
Utilities, cleaning, maintenance
-$16,920
Income tax (10%)
Indonesian rental income tax
-$23,689
Property tax
Annual property tax
-$856
Net income
8.8% ROI
$43,137

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$489,130
IMT (transfer tax, investment schedule)$25,902
Imposto de Selo (stamp duty)$3,913
Notary & registration$1,359
Legal / due diligence$7,337
Total acquisition costs$38,511
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$560,467

Gross yield (asking)

17.3%

True gross yield (all-in)

15.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.8M$2.9M$1.9M$962K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $450K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$547K
+22%
Rental Income
+$211K
Total Position
$758K
+68%
11.0%/yr
Year 10
Capital Value
$666K
+48%
Rental Income
+$455K
Total Position
$1.1M
+149%
9.6%/yr
Year 20
Capital Value
$986K
+119%
Rental Income
+$1.1M
Total Position
$2.1M
+356%
7.9%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$1.9M
Total Position
$3.3M
+644%
6.9%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.8% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Strong
$546 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
80 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.8% — outperforms most villas in this market
Premium nightly rate of $546 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 39% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
9.1%
$3,720/mo
40% occ.
12.2%
$4,984/mo
current
39% occ.
11.9%
$4,864/mo
current
49% occ.
15.0%
$6,128/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.