Semi-detached house in Rua Mouzinho de Albuquerque, 3, Vila de Estômbar - Fontes, Estômbar e Parchal
Semi-detached house in Rua Mouzinho de Albuquerque, 3, Vila de Estômbar - Fontes, Estômbar e Parchal — image 2Semi-detached house in Rua Mouzinho de Albuquerque, 3, Vila de Estômbar - Fontes, Estômbar e Parchal — image 3Semi-detached house in Rua Mouzinho de Albuquerque, 3, Vila de Estômbar - Fontes, Estômbar e Parchal — image 4Semi-detached house in Rua Mouzinho de Albuquerque, 3, Vila de Estômbar - Fontes, Estômbar e Parchal — image 5
Grade B+villabudget

Semi-detached house in Rua Mouzinho de Albuquerque, 3, Vila de Estômbar - Fontes, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€390,000

Asking Price (EUR)

3.9%

True Net Yield (Owner, all-in)

2.7%

True Net Yield (Managed, all-in)

6.1%

True Gross Yield

37%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.8 months ago and is currently at 15% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €33,597/yr
Average Daily Rate: €246
Payback Period: 14.3 years
5-yr Capital Value: €512,454
10-yr Capital Value: €623,479
Brixfox Score: 65 / 100
Comparable Properties: 6
Data Confidence: 59%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€553,950

+42.0% over asking

Asking price€390,000
IMT — Property transfer tax (investment schedule)€19,030
IS — Stamp duty (0.8%)€3,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,850
Total acquisition costs€29,250
Renovation (est. €900/m² × 125 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€112,500
(€87,500–€137,500)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€553,950

Gross yield (asking price)

8.6%

True gross yield (all-in)

6.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 125 m²
Land: 400 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1956
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architecturearched entrance

Score Breakdown

ROI
18.5
Visual Appeal
5
Ownership Security
13
Location
8.4
Land & Space
10.4
Rental Demand
3.74
Payback Speed
3
STR Suitability
3

Description

Single-story semi-detached house in need of renovation. One of the highlights of this property is its generous patio, a rarity in the historic center of Estômbar. This private outdoor space offers the perfect setting to create a garden and a leisure area with a barbecue. Discover the authenticity of the Algarve in th

Location

📍 37.1459°N, 8.4848°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on KW Flash Algarve - Barlavento →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Semi-detached house in Rua Mouzinho de Albuquerque, 3, Vila de Estômbar - Fontes, Estômbar e Parchal

Inventory
3 Beds
Bathrooms
1 Baths
Built Area
125 m²
Land Plot
400 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.8% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB+
Brixfox Intelligence
65B+Strong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+11.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$108K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.8%
$2,065/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.1 yr
Rental only

Property details

Year built: 1956
Energy: E
Condition: needs-renovation

Description

Single-story semi-detached house in need of renovation. One of the highlights of this property is its generous patio, a rarity in the historic center of Estômbar. This private outdoor space offers the perfect setting to create a garden and a leisure area with a barbecue. Discover the authenticity of the Algarve in th

Income Breakdown

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Nightly Rate (ADR)
$360/night
50% ($165)Brixfox estimate($360/night)200% ($662)
Occupancy
37%
10%Brixfox estimate(37%)100%

Short-Term Rental

Yearly income
$24,779
Airbnb data$360/night · 37% occupancy
Rental income
$360/night · 37% occ.
$49,079
Running costs (20%)
Utilities, cleaning, maintenance
-$9,816
Income tax (10%)
Indonesian rental income tax
-$13,742
Property tax
Annual property tax
-$742
Net income
5.8% ROI
$24,779

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$423,913
IMT (transfer tax, investment schedule)$20,685
Imposto de Selo (stamp duty)$3,391
Notary & registration$1,359
Legal / due diligence$6,359
Total acquisition costs$31,793
Renovation (~$978/m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		$122,283
($95,109–$149,457)
Furnishing & STR launch
3bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$21,957
All-in investment$599,946

Gross yield (asking)

11.6%

True gross yield (all-in)

8.2%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.7M$2.0M$1.4M$675K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $390K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$474K
+22%
Rental Income
+$121K
Total Position
$596K
+53%
8.8%/yr
Year 10
Capital Value
$577K
+48%
Rental Income
+$261K
Total Position
$839K
+115%
8.0%/yr
Year 20
Capital Value
$855K
+119%
Rental Income
+$613K
Total Position
$1.5M
+276%
6.8%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$1.1M
Total Position
$2.3M
+502%
6.2%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.8% annual return
Occupancy
Weak
37% average occupancy
Nightly Rate
Strong
$331 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Good
400 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $331 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 37% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.3%
$2,235/mo
40% occ.
8.5%
$3,000/mo
37% occ.
7.9%
$2,801/mo
current
47% occ.
10.1%
$3,567/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.