Detached house in Rua das Oliveiras Nn, Ferragudo
Detached house in Rua das Oliveiras Nn, Ferragudo — image 2Detached house in Rua das Oliveiras Nn, Ferragudo — image 3Detached house in Rua das Oliveiras Nn, Ferragudo — image 4Detached house in Rua das Oliveiras Nn, Ferragudo — image 5
Grade B+villaluxury

Detached house in Rua das Oliveiras Nn, Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€1.5M

Asking Price (EUR)

3.4%

True Net Yield (Owner, all-in)

2.4%

True Net Yield (Managed, all-in)

5.3%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €90,451/yr
Average Daily Rate: €564
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 20.4 years
5-yr Capital Value: €2.0M
10-yr Capital Value: €2.4M
Brixfox Score: 70.7 / 100
Comparable Properties: 5
Data Confidence: 66%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+15.1% over asking

Asking price€1.5M
IMT — Property transfer tax (investment schedule)€112,125
IS — Stamp duty (0.8%)€11,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€22,425
Total acquisition costs€147,760
Renovation (est. €55/m² × 290 m²)
Light touch-ups — paint, fixtures, deep clean.		€15,950
(€8,700–€23,200)
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

6.0%

True gross yield (all-in)

5.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 290 m²
Land: 1080 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

grand staircasemultiple terracessea viewsprivate pool

Score Breakdown

ROI
15.31
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.39
Payback Speed
1
STR Suitability
3

Description

Discover this exceptional 4+1-bedroom villa in the charming village of Ferragudo, a unique property that blends sophistication, comfort, and investment potential. Fully renovated, this home is set across two levels with a rooftop terrace offering breathtaking panoramic sea views, ideal for relaxing or entertaining. The

Location

📍 37.1240°N, 8.5180°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Fine & Country →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Rua das Oliveiras Nn, Ferragudo

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
290 m²
Land Plot
1080 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$413K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.1%
$5,497/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
24.6 yr
Rental only

Property details

Year built: 2003
Energy: C
Condition: good

Description

Discover this exceptional 4+1-bedroom villa in the charming village of Ferragudo, a unique property that blends sophistication, comfort, and investment potential. Fully renovated, this home is set across two levels with a rooftop terrace offering breathtaking panoramic sea views, ideal for relaxing or entertaining. The

Income Breakdown

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Nightly Rate (ADR)
$826/night
50% ($380)Brixfox estimate($826/night)200% ($1519)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Yearly income
$65,962
Airbnb data$826/night · 44% occupancy
Rental income
$826/night · 44% occ.
$132,320
Running costs (20%)
Utilities, cleaning, maintenance
-$26,464
Income tax (10%)
Indonesian rental income tax
-$37,049
Property tax
Annual property tax
-$2,844
Net income
4.1% ROI
$65,962

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,625,000
IMT (transfer tax, investment schedule)$121,875
Imposto de Selo (stamp duty)$13,000
Notary & registration$1,359
Legal / due diligence$24,375
Total acquisition costs$160,609
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$17,337
($9,457–$25,217)
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$1,868,326

Gross yield (asking)

8.1%

True gross yield (all-in)

7.1%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$8.9M$6.7M$4.4M$2.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.5M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.8M
+22%
Rental Income
+$322K
Total Position
$2.1M
+43%
7.4%/yr
Year 10
Capital Value
$2.2M
+48%
Rental Income
+$696K
Total Position
$2.9M
+95%
6.9%/yr
Year 20
Capital Value
$3.3M
+119%
Rental Income
+$1.6M
Total Position
$4.9M
+228%
6.1%/yr
Year 30
Capital Value
$4.8M
+224%
Rental Income
+$2.9M
Total Position
$7.7M
+417%
5.6%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.1% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$760 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
1080 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $760 — positioned in the top tier
Generous 1080 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.1% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.7%
$5,037/mo
40% occ.
5.0%
$6,795/mo
44% occ.
5.5%
$7,482/mo
current
54% occ.
6.8%
$9,240/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.