Detached house in Bela Vista, Estômbar e Parchal
Detached house in Bela Vista, Estômbar e Parchal — image 2Detached house in Bela Vista, Estômbar e Parchal — image 3Detached house in Bela Vista, Estômbar e Parchal — image 4Detached house in Bela Vista, Estômbar e Parchal — image 5
Grade B+villamid-range

Detached house in Bela Vista, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€980,000

Asking Price (EUR)

4.3%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.6%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €72,571/yr
Average Daily Rate: €387
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 16.7 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 69.3 / 100
Comparable Properties: 5
Data Confidence: 62%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+12.3% over asking

Asking price€980,000
IMT — Property transfer tax (investment schedule)€58,800
IS — Stamp duty (0.8%)€7,840
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,700
Total acquisition costs€82,590
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

7.4%

True gross yield (all-in)

6.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 315 m²
Land: 394 m²
Style: modern
Condition: new-build
Energy Certificate: A
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

geometric architecturelarge windows

Score Breakdown

ROI
17.02
Visual Appeal
12.8
Ownership Security
13
Location
8.4
Land & Space
7.97
Rental Demand
5.14
Payback Speed
2
STR Suitability
3

Description

Townhouse T3+1 with swimming pool, garage, underfloor heating and contemporary architectural design, currently in the pipeline, in a quiet urbanisation on the outskirts of Portimão, overlooking the River Arade and the Monchique mountains. Ground floor: - Living room with access to a covered balcony. - Open-plan kitche

Location

📍 37.1331°N, 8.5145°W

· Lagoa/Carvoeiro, Algarve, Portugal

View on Arabiscos, Mediação Imobiliária Lda →Also on Idealista.pt
Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Bela Vista, Estômbar e Parchal

Inventory
4 Beds
Bathrooms
4 Baths
Built Area
315 m²
Land Plot
394 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score69
GradeB+
Brixfox Intelligence
69B+Strong
Score Breakdown
ROI & Yield76%
Capital Growth72%
Risk Profile71%
Market Demand69%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$271K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.0%
$4,449/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.0 yr
Rental only

Property details

Energy: A
Condition: new-build

Description

Townhouse T3+1 with swimming pool, garage, underfloor heating and contemporary architectural design, currently in the pipeline, in a quiet urbanisation on the outskirts of Portimão, overlooking the River Arade and the Monchique mountains. Ground floor: - Living room with access to a covered balcony. - Open-plan kitche

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$567/night
50% ($261)Brixfox estimate($567/night)200% ($1043)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$53,388
Airbnb data$567/night · 51% occupancy
Rental income
$567/night · 51% occ.
$106,253
Running costs (20%)
Utilities, cleaning, maintenance
-$21,251
Income tax (10%)
Indonesian rental income tax
-$29,751
Property tax
Annual property tax
-$1,864
Net income
5.0% ROI
$53,388

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,065,217
IMT (transfer tax, investment schedule)$63,913
Imposto de Selo (stamp duty)$8,522
Notary & registration$1,359
Legal / due diligence$15,978
Total acquisition costs$89,772
RenovationMove-in ready
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$38,641
All-in investment$1,193,630

Gross yield (asking)

10.0%

True gross yield (all-in)

8.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$6.3M$4.8M$3.2M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $980K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$261K
Total Position
$1.5M
+48%
8.2%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$563K
Total Position
$2.0M
+105%
7.5%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$1.3M
Total Position
$3.5M
+254%
6.5%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$2.3M
Total Position
$5.5M
+463%
5.9%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.0% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$521 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
394 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $521 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 51% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
4.1%
$3,630/mo
41% occ.
5.4%
$4,836/mo
51% occ.
6.8%
$6,043/mo
current
61% occ.
8.2%
$7,249/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.