Detached house in Vila de Estômbar - Fontes, Estômbar e Parchal
Detached house in Vila de Estômbar - Fontes, Estômbar e Parchal — image 2Detached house in Vila de Estômbar - Fontes, Estômbar e Parchal — image 3Detached house in Vila de Estômbar - Fontes, Estômbar e Parchal — image 4Detached house in Vila de Estômbar - Fontes, Estômbar e Parchal — image 5
Grade B+villaluxury

Detached house in Vila de Estômbar - Fontes, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€1.7M

Asking Price (EUR)

2.1%

True Net Yield (Owner, all-in)

1.5%

True Net Yield (Managed, all-in)

3.2%

True Gross Yield

41%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €64,123/yr
Average Daily Rate: €426
Payback Period: 33.2 years
5-yr Capital Value: €2.3M
10-yr Capital Value: €2.8M
Brixfox Score: 65 / 100
Comparable Properties: 8
Data Confidence: 62%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.0M

+12.9% over asking

Asking price€1.7M
IMT — Property transfer tax (investment schedule)€131,175
IS — Stamp duty (0.8%)€13,992
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€26,235
Total acquisition costs€172,652
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€53,300
All-in investment (incl. renovation & furnishing)€2.0M

Gross yield (asking price)

3.7%

True gross yield (all-in)

3.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 5
Building: 241 m²
Land: 3400 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2007
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

arched terracetiled patio floor with geometric patternpanoramic landscape and sea views

Score Breakdown

ROI
11.29
Visual Appeal
13.2
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.13
Payback Speed
0
STR Suitability
3

Description

Located in a sought-after development at the end of a quiet cul-de-sac between Carvoeiro and Ferragudo, this elegant three-story Tuscan-style villa rests on a gentle slope. Recently renovated with care to preserve its character, the villa opens to an impressive entrance hall on the top floor. This level includes three

Location

📍 37.1435°N, 8.4825°W

· Lagoa/Carvoeiro, Algarve, Portugal

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Idealista.pt
Lagoa/Carvoeiro / Central Algarve

Detached house in Vila de Estômbar - Fontes, Estômbar e Parchal

Inventory
3 Beds
Bathrooms
5 Baths
Built Area
241 m²
Land Plot
3400 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 2.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score65
GradeB+
Brixfox Intelligence
65B+Strong
Score Breakdown
ROI & Yield72%
Capital Growth68%
Risk Profile67%
Market Demand65%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$483K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
2.4%
$3,848/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
41.2 yr
Rental only

Property details

Year built: 2007
Energy: B
Condition: excellent

Description

Located in a sought-after development at the end of a quiet cul-de-sac between Carvoeiro and Ferragudo, this elegant three-story Tuscan-style villa rests on a gentle slope. Recently renovated with care to preserve its character, the villa opens to an impressive entrance hall on the top floor. This level includes three

Income Breakdown

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Nightly Rate (ADR)
$632/night
50% ($291)Brixfox estimate($632/night)200% ($1163)
Occupancy
41%
10%Brixfox estimate(41%)100%

Short-Term Rental

Yearly income
$46,181
Airbnb data$632/night · 41% occupancy
Rental income
$632/night · 41% occ.
$95,208
Running costs (20%)
Utilities, cleaning, maintenance
-$19,042
Income tax (10%)
Indonesian rental income tax
-$26,658
Property tax
Annual property tax
-$3,327
Net income
2.4% ROI
$46,181

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,901,087
IMT (transfer tax, investment schedule)$142,582
Imposto de Selo (stamp duty)$15,209
Notary & registration$1,359
Legal / due diligence$28,516
Total acquisition costs$187,665
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$55,761
All-in investment$2,144,513

Gross yield (asking)

5.0%

True gross yield (all-in)

4.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$8.8M$6.6M$4.4M$2.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.7M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 28: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.1M
+22%
Rental Income
+$226K
Total Position
$2.4M
+35%
6.1%/yr
Year 10
Capital Value
$2.6M
+48%
Rental Income
+$487K
Total Position
$3.1M
+76%
5.8%/yr
Year 20
Capital Value
$3.8M
+119%
Rental Income
+$1.1M
Total Position
$5.0M
+184%
5.4%/yr
Year 30
Capital Value
$5.7M
+224%
Rental Income
+$2.0M
Total Position
$7.7M
+340%
5.1%/yr

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.4% annual return
Occupancy
Weak
41% average occupancy
Nightly Rate
Strong
$581 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
3400 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $581 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 3400 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.4% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.4%
$3,760/mo
40% occ.
3.2%
$5,106/mo
41% occ.
3.3%
$5,277/mo
current
51% occ.
4.2%
$6,622/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.