T2 flat in Ferragudo, Lagoa (Algarve)
T2 flat in Ferragudo, Lagoa (Algarve) — image 2T2 flat in Ferragudo, Lagoa (Algarve) — image 3T2 flat in Ferragudo, Lagoa (Algarve) — image 4T2 flat in Ferragudo, Lagoa (Algarve) — image 5
Grade B+apartmentluxury

T2 flat in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€540,000

Asking Price (EUR)

5.6%

True Net Yield (Owner, all-in)

3.8%

True Net Yield (Managed, all-in)

7.1%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 3.6 months ago and is currently at 30% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.79, occupancy cap 68%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €44,152/yr
Average Daily Rate: 249
Payback Period: 25.5 years
5-yr Capital Value: €626,008
10-yr Capital Value: €725,715
Brixfox Score: 66.9 / 100

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€624,650

+15.7% over asking

Asking price€540,000
IMT — Property transfer tax (investment schedule)€31,030
IS — Stamp duty (0.8%)€4,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,100
Total acquisition costs€44,700
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€39,950
All-in investment (incl. renovation & furnishing)€624,650

Gross yield (asking price)

8.2%

True gross yield (all-in)

7.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 117
Style: contemporary
Condition: new-build
Energy Certificate: A
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AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved kitchen island with integrated seatingfloor-to-ceiling sliding glass doors with panoramic viewsmixed material kitchen cabinetry (wood and dark grey)large format marble-look backsplashwalk-in shower with glass partition

Score Breakdown

ROI
14.72
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
4.34
Rental Demand
4.87
Payback Speed
2
STR Suitability
4

Description

T2 NOVO - 1ST FLOOR - TRIPLE EXPOSURE - 1 PARKING SPACE - IN FERRAGUDO Residence is surrounded by a perimeter wall, pedestrian accesses and accesses to the car parks are protected by automatic doors. The entrance of the 4-storey building serves 10 apartments, of which only 3 are on the 1st floor, in order to preserve

Location

📍 37.1126°N, 8.5118°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed by Algarve Luxury Properties, Lda via Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

T2 flat in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve · Ref BF-4161 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$586,957
Inquire — direct to agent
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
117 m²
Gross yield
8.6%
Est. ADR
$342/night
Occupancy
49%
Brixfox Score 67 · B+Financial analysis ↓

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Property details

Energy: A
Condition: new-build

Description

T2 NOVO - 1ST FLOOR - TRIPLE EXPOSURE - 1 PARKING SPACE - IN FERRAGUDO Residence is surrounded by a perimeter wall, pedestrian accesses and accesses to the car parks are protected by automatic doors. The entrance of the 4-storey building serves 10 apartments, of which only 3 are on the 1st floor, in order to preserve

Financial analysis
· Brixfox Standard · Non-resident · Fully managed
Fully managed is the Brixfox Standard shown on every card: a full-service manager whose commission includes the OTA/channel listing (not the cleaning cost — changeovers are funded by guest cleaning fees; you bear the residual). Self-managed drops the commission but pays the OTA host fee directly — and your own time.
Net yieldNet operating income ÷ all-in investment. After local operating taxes; before home-country personal tax and financing costs. Modelled from observed market performance of comparable Airbnb listings.
Awaiting comparable data
Gross yield · all-in basis
Before tax in your home country and financing costs. Estimates, not financial advice.

Revenue assumptions

Derived from the comparable Airbnb listings below. The headline ADR is the expected BOOKED rate — nearby asking prices corrected by the AirDNA-measured asking-to-booked factor (~−33% on Bali). Occupancy is calibrated against AirDNA reference homes nearby. Comp cards below show raw asking prices.
Expected ADR
Asking-price basis
Expected occupancy
Projected annual revenue
ADR × occupancy × 365
Comp data observed in USD · converted at €0.92/$
Seasonal occupancy pattern
Peak Aug +45% · Low Jan -30%
J
F
M
A
M
J
J
A
S
O
N
D
Modelled monthly index (relative to the annual average) — replaced by measured per-market indices as calendar history matures.

Investment basis

The true all-in acquisition cost — asking price plus purchase costs, renovation and furnishing. Every yield on this page is computed against this total, not the asking price.
Adjust the figures to your deal — yields recalculate live.
Purchase price· asking
Acquisition costs· 8.3% of price, auto-calculated
$48,587
IMT (transfer tax, investment schedule)$33,728
Imposto de Selo (stamp duty)$4,696
Notary & registration$1,359
Legal fees$8,804
Renovation budget· Move-in ready. No renovation budgeted.
Furniture & STR launch· default ≈ $21,712/bedroom
All-in investment
$678,967
+15.7% over asking
The P&L needs a revenue basis from comparable listings — it appears once comp data is available.

Total return estimate

OptionalNet yield plus an appreciation assumption you choose. Appreciation is a forward-looking assumption, not data — which is why it defaults to 0% and is kept out of the yield figures above.
Annual appreciation assumption0%
0%5% · Lagoa/Carvoeiro 5-yr avg — historical, not a forecast8%
Indicative total return
/yr
+ 0% appreciation
Appreciation assumptions are illustrative only. Past regional price growth does not predict future performance; local supply, regulation and currency moves can materially change outcomes. Not financial advice.

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Where it sits — and the comps around it

The Airbnb listings behind the market evidence above, on the map.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Villa Scorecard

Location
Good
Popular area with steady demand
Rental Yield
Good
3.9% net yield on all-in cost
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$315 per night
Visual Appeal
Strong
9/10 visual appeal
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

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Risks & What-If

What if occupancy changes?

Brixfox Standard · Non-resident · Fully managed · net yield on all-in cost

Sensitivity analysis requires Pro
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
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Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.