T3 flat in Rua do Pé da Cruz, 2, Portimão
T3 flat in Rua do Pé da Cruz, 2, Portimão — image 2T3 flat in Rua do Pé da Cruz, 2, Portimão — image 3T3 flat in Rua do Pé da Cruz, 2, Portimão — image 4T3 flat in Rua do Pé da Cruz, 2, Portimão — image 5
Grade B+apartmentmid-range

T3 flat in Rua do Pé da Cruz, 2, Portimão

Portimão · Western Algarve ·

€585,000

Asking Price (EUR)

4.7%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

7.2%

True Gross Yield

66%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.3 months ago and is currently at 11% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.73, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €47,617/yr
Average Daily Rate: €199
Payback Period: 14.9 years
5-yr Capital Value: €768,681
10-yr Capital Value: €935,218
Brixfox Score: 70.6 / 100
Comparable Properties: 18
Data Confidence: 87%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€664,535

+13.6% over asking

Asking price€585,000
IMT — Property transfer tax (investment schedule)€34,630
IS — Stamp duty (0.8%)€4,680
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,775
Total acquisition costs€49,335
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€664,535

Gross yield (asking price)

8.1%

True gross yield (all-in)

7.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 148 m²
Style: modern
Condition: excellent
Year Built: 2022
Energy Certificate: A

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

perforated metal facade detailintegrated kitchen lightingminimalist bedroom decor

Score Breakdown

ROI
18.09
Visual Appeal
12.6
Ownership Security
13
Location
9.36
Land & Space
4.96
Rental Demand
6.56
Payback Speed
3
STR Suitability
3

Description

Main features: * Central location * Large areas * Fully equipped * High quality finishes * Thinking ahead with the possibility of electric charging in the garage for cars. Finishing: * Kitchen * Furniture in laminate * Silestone stone * Fully equipped * Sanitary facilities: * High quality ceramics * Suspended cro

Location

📍 37.1373°N, 8.5382°W

· Portimão, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Portimão / Western Algarve

T3 flat in Rua do Pé da Cruz, 2, Portimão

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
148 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 5.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score71
GradeB+
Brixfox Intelligence
71B+Strong
Score Breakdown
ROI & Yield78%
Capital Growth75%
Risk Profile72%
Market Demand71%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.5%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$144K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.6%
$2,973/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
17.8 yr
Rental only

Property details

Year built: 2022
Energy: A
Condition: excellent

Description

Main features: * Central location * Large areas * Fully equipped * High quality finishes * Thinking ahead with the possibility of electric charging in the garage for cars. Finishing: * Kitchen * Furniture in laminate * Silestone stone * Fully equipped * Sanitary facilities: * High quality ceramics * Suspended cro

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$296/night
50% ($136)Brixfox estimate($296/night)200% ($544)
Occupancy
66%
10%Brixfox estimate(66%)100%

Short-Term Rental

Yearly income
$35,673
Airbnb data$296/night · 66% occupancy
Rental income
$296/night · 66% occ.
$70,741
Running costs (20%)
Utilities, cleaning, maintenance
-$14,148
Income tax (10%)
Indonesian rental income tax
-$19,808
Property tax
Annual property tax
-$1,113
Net income
5.6% ROI
$35,673

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$635,870
IMT (transfer tax, investment schedule)$37,641
Imposto de Selo (stamp duty)$5,087
Notary & registration$1,359
Legal / due diligence$9,538
Total acquisition costs$53,625
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$722,321

Gross yield (asking)

11.1%

True gross yield (all-in)

9.8%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$4.0M$3.0M$2.0M$994K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $585K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$712K
+22%
Rental Income
+$174K
Total Position
$886K
+51%
8.7%/yr
Year 10
Capital Value
$866K
+48%
Rental Income
+$376K
Total Position
$1.2M
+112%
7.8%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$882K
Total Position
$2.2M
+270%
6.8%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.6M
Total Position
$3.5M
+491%
6.1%/yr

Location

Portimão

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.6% annual return
Occupancy
Good
66% average occupancy
Nightly Rate
Strong
$272 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $272 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

46% occ.
5.2%
$2,775/mo
56% occ.
6.4%
$3,404/mo
66% occ.
7.6%
$4,034/mo
current
76% occ.
8.8%
$4,663/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.