T3 flat in Sesmarias - Telheiro - Penina, Alvor
T3 flat in Sesmarias - Telheiro - Penina, Alvor — image 2T3 flat in Sesmarias - Telheiro - Penina, Alvor — image 3T3 flat in Sesmarias - Telheiro - Penina, Alvor — image 4T3 flat in Sesmarias - Telheiro - Penina, Alvor — image 5
Grade B+apartmentmid-range

T3 flat in Sesmarias - Telheiro - Penina, Alvor

Portimão · Western Algarve ·

€335,000

Asking Price (EUR)

9.0%

True Net Yield (Owner, all-in)

6.2%

True Net Yield (Managed, all-in)

13.8%

True Gross Yield

42%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €54,903/yr
Average Daily Rate: €357
Payback Period: 7.5 years
5-yr Capital Value: €440,185
10-yr Capital Value: €535,552
Brixfox Score: 73.4 / 100
Comparable Properties: 10
Data Confidence: 66%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€396,430

+18.3% over asking

Asking price€335,000
IMT — Property transfer tax (investment schedule)€14,630
IS — Stamp duty (0.8%)€2,680
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,025
Total acquisition costs€23,585
Renovation (est. €55/m² × 139 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,645
(€4,170–€11,120)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€396,430

Gross yield (asking price)

16.4%

True gross yield (all-in)

13.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 139 m²
Style: contemporary
Condition: good
Year Built: 2002
Energy Certificate: D
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AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved balconiesslatted window coverings

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
4.78
Rental Demand
4.21
Payback Speed
5
STR Suitability
3

Description

Exclusive 3-Bedroom Apartment with Elevator and Garage – Comfort, Elegance, and Prime Location If you are looking for a home that combines spaciousness, comfort, and convenience, this **magnificent 3-bedroom apartment with an elevator and private garage offers? Key Features: Spacious and Bright Spaces – maximum comfort

Location

📍 37.1516°N, 8.5640°W

· Portimão, Algarve, Portugal

View on Costagarve Imobiliaria →Also on Idealista.pt
Idealista.pt
Portimão / Western Algarve

T3 flat in Sesmarias - Telheiro - Penina, Alvor

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
139 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 11.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+16.2%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$82K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
11.3%
$3,437/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
6 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
8.8 yr
Rental only

Property details

Year built: 2002
Energy: D
Condition: good

Description

Exclusive 3-Bedroom Apartment with Elevator and Garage – Comfort, Elegance, and Prime Location If you are looking for a home that combines spaciousness, comfort, and convenience, this **magnificent 3-bedroom apartment with an elevator and private garage offers? Key Features: Spacious and Bright Spaces – maximum comfort

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$524/night
50% ($241)Brixfox estimate($524/night)200% ($964)
Occupancy
42%
10%Brixfox estimate(42%)100%

Short-Term Rental

Yearly income
$41,241
Airbnb data$524/night · 42% occupancy
Rental income
$524/night · 42% occ.
$80,535
Running costs (20%)
Utilities, cleaning, maintenance
-$16,107
Income tax (10%)
Indonesian rental income tax
-$22,550
Property tax
Annual property tax
-$637
Net income
11.3% ROI
$41,241

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$364,130
IMT (transfer tax, investment schedule)$15,902
Imposto de Selo (stamp duty)$2,913
Notary & registration$1,359
Legal / due diligence$5,462
Total acquisition costs$25,636
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$8,310
($4,533–$12,087)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$430,902

Gross yield (asking)

22.1%

True gross yield (all-in)

18.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$3.3M$2.5M$1.7M$831K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $335K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$408K
+22%
Rental Income
+$201K
Total Position
$609K
+82%
12.7%/yr
Year 10
Capital Value
$496K
+48%
Rental Income
+$435K
Total Position
$931K
+178%
10.8%/yr
Year 20
Capital Value
$734K
+119%
Rental Income
+$1.0M
Total Position
$1.8M
+423%
8.6%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$1.8M
Total Position
$2.9M
+763%
7.4%/yr

Location

Portimão

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.3% annual return
Occupancy
Weak
42% average occupancy
Nightly Rate
Strong
$482 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.3% — outperforms most villas in this market
Premium nightly rate of $482 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 42% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
10.9%
$3,294/mo
40% occ.
14.5%
$4,409/mo
42% occ.
15.3%
$4,645/mo
current
52% occ.
19.0%
$5,760/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.