T1 flat in Rua do Craveiro, Portimão
T1 flat in Rua do Craveiro, Portimão — image 2T1 flat in Rua do Craveiro, Portimão — image 3T1 flat in Rua do Craveiro, Portimão — image 4T1 flat in Rua do Craveiro, Portimão — image 5
Grade Bapartmentbudget

T1 flat in Rua do Craveiro, Portimão

Portimão · Western Algarve ·

€195,000

Asking Price (EUR)

4.1%

True Net Yield (Owner, all-in)

2.8%

True Net Yield (Managed, all-in)

6.3%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €14,734/yr
Average Daily Rate: €82
Payback Period: 16.3 years
5-yr Capital Value: €256,227
10-yr Capital Value: €311,739
Brixfox Score: 63.2 / 100
Comparable Properties: 57
Data Confidence: 89%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€234,282

+20.1% over asking

Asking price€195,000
IMT — Property transfer tax (investment schedule)€4,647
IS — Stamp duty (0.8%)€1,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€2,925
Total acquisition costs€10,382
Renovation (est. €350/m² × 44 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€15,400
(€11,000–€19,800)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€13,500
All-in investment (incl. renovation & furnishing)€234,282

Gross yield (asking price)

7.6%

True gross yield (all-in)

6.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 44 m²
Style: portuguese-traditional
Condition: fair
Year Built: 1981
Energy Certificate: E
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AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional cobbled streetbalcony with wrought iron railingtraditional tiled roof

Score Breakdown

ROI
17.21
Visual Appeal
10.8
Ownership Security
13
Location
9.36
Land & Space
2.88
Rental Demand
4.93
Payback Speed
2
STR Suitability
3

Description

1-Bedroom Floor of a Townhouse in the Center of Portimão – Excellent Investment Opportunity We present this 1-bedroom floor of a townhouse, composed of two levels (the apartment on the 1st floor and a terrace with a storage room on the 2nd floor), located in a central area of Portimão, just a few steps from all service

Location

📍 37.1419°N, 8.5376°W

· Portimão, Algarve, Portugal

View on Platina II →Also on Idealista.pt
Idealista.pt
Portimão / Western Algarve

T1 flat in Rua do Craveiro, Portimão

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
44 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 5.1% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score63
GradeB
Brixfox Intelligence
63BStrong
Score Breakdown
ROI & Yield69%
Capital Growth66%
Risk Profile65%
Market Demand63%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.0%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$48K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.1%
$904/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.5 yr
Rental only

Property details

Year built: 1981
Energy: E
Condition: fair

Description

1-Bedroom Floor of a Townhouse in the Center of Portimão – Excellent Investment Opportunity We present this 1-bedroom floor of a townhouse, composed of two levels (the apartment on the 1st floor and a terrace with a storage room on the 2nd floor), located in a central area of Portimão, just a few steps from all service

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$120/night
50% ($55)Brixfox estimate($120/night)200% ($221)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$10,845
Airbnb data$120/night · 49% occupancy
Rental income
$120/night · 49% occ.
$21,568
Running costs (20%)
Utilities, cleaning, maintenance
-$4,314
Income tax (10%)
Indonesian rental income tax
-$6,039
Property tax
Annual property tax
-$371
Net income
5.1% ROI
$10,845

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$211,957
IMT (transfer tax, investment schedule)$5,051
Imposto de Selo (stamp duty)$1,696
Notary & registration$1,359
Legal / due diligence$3,179
Total acquisition costs$11,285
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$16,739
($11,957–$21,522)
Furnishing & STR launch
1bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$14,674
All-in investment$254,654

Gross yield (asking)

10.2%

True gross yield (all-in)

8.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$1.3M$955K$637K$318K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $195K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$237K
+22%
Rental Income
+$53K
Total Position
$290K
+49%
8.3%/yr
Year 10
Capital Value
$289K
+48%
Rental Income
+$114K
Total Position
$403K
+107%
7.5%/yr
Year 20
Capital Value
$427K
+119%
Rental Income
+$268K
Total Position
$695K
+257%
6.6%/yr
Year 30
Capital Value
$632K
+224%
Rental Income
+$475K
Total Position
$1.1M
+468%
6.0%/yr

Location

Portimão

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.1% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Average
$110 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 49% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.2%
$735/mo
40% occ.
5.6%
$990/mo
49% occ.
6.9%
$1,227/mo
current
59% occ.
8.4%
$1,482/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.