T3 flat in Rua da Pedra, Nn, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão
T3 flat in Rua da Pedra, Nn, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão — image 2T3 flat in Rua da Pedra, Nn, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão — image 3T3 flat in Rua da Pedra, Nn, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão — image 4T3 flat in Rua da Pedra, Nn, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão — image 5
Grade Aapartmentmid-range

T3 flat in Rua da Pedra, Nn, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão

Portimão · Western Algarve ·

€390,000

Asking Price (EUR)

16.4%

True Net Yield (Owner, all-in)

11.3%

True Net Yield (Managed, all-in)

25.2%

True Gross Yield

60%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €113,398/yr
Average Daily Rate: €516
Payback Period: 4.2 years
5-yr Capital Value: €512,454
10-yr Capital Value: €623,479
Brixfox Score: 79.6 / 100
Comparable Properties: 7
Data Confidence: 72%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€449,450

+15.2% over asking

Asking price€390,000
IMT — Property transfer tax (investment schedule)€19,030
IS — Stamp duty (0.8%)€3,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,850
Total acquisition costs€29,250
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€449,450

Gross yield (asking price)

29.1%

True gross yield (all-in)

25.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 130 m²
Style: modern
Condition: new-build
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

dark matte kitchen cabinetrymarble-effect backsplash with LED lightingwood slat accent wallintegrated kitchen appliances

Score Breakdown

ROI
25
Visual Appeal
13.6
Ownership Security
13
Location
9.36
Land & Space
4.6
Rental Demand
6.02
Payback Speed
5
STR Suitability
3

Description

Fully Remodeled Apartment with Superior Quality Finishes This excellent, fully remodeled apartment is presented, designed to offer comfort, functionality, and quality in every detail. The property has undergone a complete renovation, including all new electrical and plumbing systems, ensuring safety and efficiency. I

Location

📍 37.1450°N, 8.5556°W

· Portimão, Algarve, Portugal

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Idealista.pt
Portimão / Western Algarve

T3 flat in Rua da Pedra, Nn, Vale de Lagar - Quinta das Oliveiras - Pedra Mourinha, Portimão Cidade, Portimão

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
130 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 20.2% net return annually.

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The Investment

Brixfox Score80
GradeA
Brixfox Intelligence
80AExcellent
Score Breakdown
ROI & Yield88%
Capital Growth84%
Risk Profile81%
Market Demand80%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+25.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$96K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
20.2%
$7,131/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
4 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
5.0 yr
Rental only

Property details

Energy: C
Condition: new-build

Description

Fully Remodeled Apartment with Superior Quality Finishes This excellent, fully remodeled apartment is presented, designed to offer comfort, functionality, and quality in every detail. The property has undergone a complete renovation, including all new electrical and plumbing systems, ensuring safety and efficiency. I

Income Breakdown

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Customize your projections
Nightly Rate (ADR)
$756/night
50% ($348)Brixfox estimate($756/night)200% ($1390)
Occupancy
60%
10%Brixfox estimate(60%)100%

Short-Term Rental

Yearly income
$85,569
Airbnb data$756/night · 60% occupancy
Rental income
$756/night · 60% occ.
$165,983
Running costs (20%)
Utilities, cleaning, maintenance
-$33,197
Income tax (10%)
Indonesian rental income tax
-$46,475
Property tax
Annual property tax
-$742
Net income
20.2% ROI
$85,569

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$423,913
IMT (transfer tax, investment schedule)$20,685
Imposto de Selo (stamp duty)$3,391
Notary & registration$1,359
Legal / due diligence$6,359
Total acquisition costs$31,793
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$488,533

Gross yield (asking)

39.2%

True gross yield (all-in)

34.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$5.8M$4.3M$2.9M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $390K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 5: rental income alone has repaid the full purchase price.
2x return
Year 4: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$474K
+22%
Rental Income
+$418K
Total Position
$892K
+129%
18.0%/yr
Year 10
Capital Value
$577K
+48%
Rental Income
+$902K
Total Position
$1.5M
+279%
14.3%/yr
Year 20
Capital Value
$855K
+119%
Rental Income
+$2.1M
Total Position
$3.0M
+662%
10.7%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$3.7M
Total Position
$5.0M
+1185%
8.9%/yr

Location

Portimão

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
20.2% annual return
Occupancy
Good
60% average occupancy
Nightly Rate
Strong
$695 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 20.2% — outperforms most villas in this market
Premium nightly rate of $695 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

40% occ.
18.1%
$6,403/mo
50% occ.
22.7%
$8,012/mo
60% occ.
27.2%
$9,621/mo
current
70% occ.
31.8%
$11,230/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.