Terraced house, Golf Santo António, 32 E32, Golfe Santo António, Budens
Terraced house, Golf Santo António, 32 E32, Golfe Santo António, Budens — image 2Terraced house, Golf Santo António, 32 E32, Golfe Santo António, Budens — image 3Terraced house, Golf Santo António, 32 E32, Golfe Santo António, Budens — image 4Terraced house, Golf Santo António, 32 E32, Golfe Santo António, Budens — image 5
Grade B+villamid-range

Terraced house, Golf Santo António, 32 E32, Golfe Santo António, Budens

Sagres/Vila do Bispo · Western Algarve ·

€399,950

Asking Price (EUR)

13.1%

True Net Yield (Owner, all-in)

9.1%

True Net Yield (Managed, all-in)

20.2%

True Gross Yield

67%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €94,749/yr
Average Daily Rate: €389
Payback Period: 5.0 years
5-yr Capital Value: €525,528
10-yr Capital Value: €639,386
Brixfox Score: 74.1 / 100
Comparable Properties: 16
Data Confidence: 88%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€469,160

+17.3% over asking

Asking price€399,950
IMT — Property transfer tax (investment schedule)€19,826
IS — Stamp duty (0.8%)€3,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,999
Total acquisition costs€30,275
Renovation (est. €55/m² × 77 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,235
(€2,310–€6,160)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€469,160

Gross yield (asking price)

23.7%

True gross yield (all-in)

20.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 77 m²
Land: 77 m²
Style: portuguese-traditional
Condition: good
Year Built: 1992
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional white and terracotta architecturemultiple balconies/terracescommunal pool area with children's play parkgolf course proximity

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
2.57
Rental Demand
7.08
Payback Speed
5
STR Suitability
3

Description

Experience relaxed Algarve living in this bright and spacious three-bedroom townhouse, set within the sought-after Golf Santo António resort in Budens. This home enjoys panoramic countryside views with a sea view in the distance and offers two bathrooms plus a guest toilet. Inside, the property features light-filled i

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

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Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Terraced house, Golf Santo António, 32 E32, Golfe Santo António, Budens

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
77 m²
Land Plot
77 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 17.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+22.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$98K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
17.2%
$6,238/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
5.8 yr
Rental only

Property details

Year built: 1992
Energy: D
Condition: good

Description

Experience relaxed Algarve living in this bright and spacious three-bedroom townhouse, set within the sought-after Golf Santo António resort in Budens. This home enjoys panoramic countryside views with a sea view in the distance and offers two bathrooms plus a guest toilet. Inside, the property features light-filled i

Income Breakdown

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Nightly Rate (ADR)
$563/night
50% ($259)Brixfox estimate($563/night)200% ($1035)
Occupancy
71%
10%Brixfox estimate(71%)100%

Short-Term Rental

Yearly income
$74,862
Airbnb data$563/night · 71% occupancy
Rental income
$563/night · 71% occ.
$145,428
Running costs (20%)
Utilities, cleaning, maintenance
-$29,086
Income tax (10%)
Indonesian rental income tax
-$40,720
Property tax
Annual property tax
-$761
Net income
17.2% ROI
$74,862

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$434,728
IMT (transfer tax, investment schedule)$21,550
Imposto de Selo (stamp duty)$3,478
Notary & registration$1,359
Legal / due diligence$6,521
Total acquisition costs$32,908
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$4,603
($2,511–$6,696)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$507,783

Gross yield (asking)

33.5%

True gross yield (all-in)

28.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$5.3M$3.9M$2.6M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $400K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 6: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$487K
+22%
Rental Income
+$366K
Total Position
$852K
+113%
16.3%/yr
Year 10
Capital Value
$592K
+48%
Rental Income
+$790K
Total Position
$1.4M
+245%
13.2%/yr
Year 20
Capital Value
$876K
+119%
Rental Income
+$1.9M
Total Position
$2.7M
+582%
10.1%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$3.3M
Total Position
$4.6M
+1044%
8.5%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
17.2% annual return
Occupancy
Good
71% average occupancy
Nightly Rate
Strong
$518 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
77 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 17.2% — outperforms most villas in this market
Premium nightly rate of $518 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 77 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

51% occ.
16.6%
$6,024/mo
61% occ.
19.9%
$7,222/mo
71% occ.
23.2%
$8,420/mo
current
81% occ.
26.5%
$9,618/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.