Detached house in Vila do Bispo e Raposeira
Detached house in Vila do Bispo e Raposeira — image 2Detached house in Vila do Bispo e Raposeira — image 3Detached house in Vila do Bispo e Raposeira — image 4Detached house in Vila do Bispo e Raposeira — image 5
Grade B+villamid-range

Detached house in Vila do Bispo e Raposeira

Sagres/Vila do Bispo · Western Algarve ·

€650,000

Asking Price (EUR)

3.7%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

5.7%

True Gross Yield

51%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €42,625/yr
Average Daily Rate: €229
Payback Period: 18.8 years
5-yr Capital Value: €854,090
10-yr Capital Value: €1.0M
Brixfox Score: 68.3 / 100
Comparable Properties: 18
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€742,405

+14.2% over asking

Asking price€650,000
IMT — Property transfer tax (investment schedule)€39,000
IS — Stamp duty (0.8%)€5,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,750
Total acquisition costs€55,200
Renovation (est. €55/m² × 91 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,005
(€2,730–€7,280)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€742,405

Gross yield (asking price)

6.6%

True gross yield (all-in)

5.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 91 m²
Land: 4520 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

blue shutters and trimtraditional fireplacetiled flooring

Score Breakdown

ROI
15.96
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
5.11
Payback Speed
2
STR Suitability
3

Description

Single-storey country house built in 2003, placed on a large plot of 4,520 m2, located in the outskirts of Vila do Bispo. The property has mains water, 1 borehole and 2 wells. The land is flat and completely walled/fenced, providing tranquillity and privacy. The property provides a garden area, several trees, including

Location

📍 37.0090°N, 8.9390°W

· Sagres/Vila do Bispo, Algarve, Portugal

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Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Detached house in Vila do Bispo e Raposeira

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
91 m²
Land Plot
4520 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score68
GradeB+
Brixfox Intelligence
68B+Strong
Score Breakdown
ROI & Yield75%
Capital Growth71%
Risk Profile70%
Market Demand68%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$160K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.4%
$2,599/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
22.7 yr
Rental only

Property details

Year built: 2003
Energy: D
Condition: good

Description

Single-storey country house built in 2003, placed on a large plot of 4,520 m2, located in the outskirts of Vila do Bispo. The property has mains water, 1 borehole and 2 wells. The land is flat and completely walled/fenced, providing tranquillity and privacy. The property provides a garden area, several trees, including

Income Breakdown

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Nightly Rate (ADR)
$335/night
50% ($154)Brixfox estimate($335/night)200% ($616)
Occupancy
51%
10%Brixfox estimate(51%)100%

Short-Term Rental

Yearly income
$31,191
Airbnb data$335/night · 51% occupancy
Rental income
$335/night · 51% occ.
$62,360
Running costs (20%)
Utilities, cleaning, maintenance
-$12,472
Income tax (10%)
Indonesian rental income tax
-$17,461
Property tax
Annual property tax
-$1,236
Net income
4.4% ROI
$31,191

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$706,522
IMT (transfer tax, investment schedule)$42,391
Imposto de Selo (stamp duty)$5,652
Notary & registration$1,359
Legal / due diligence$10,598
Total acquisition costs$60,000
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$5,440
($2,967–$7,913)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$804,788

Gross yield (asking)

8.8%

True gross yield (all-in)

7.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$4.0M$3.0M$2.0M$999K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $650K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$791K
+22%
Rental Income
+$152K
Total Position
$943K
+45%
7.7%/yr
Year 10
Capital Value
$962K
+48%
Rental Income
+$329K
Total Position
$1.3M
+99%
7.1%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$771K
Total Position
$2.2M
+238%
6.3%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$1.4M
Total Position
$3.5M
+434%
5.7%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.4% annual return
Occupancy
Average
51% average occupancy
Nightly Rate
Strong
$308 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Strong
4520 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $308 — positioned in the top tier
Generous 4520 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

31% occ.
3.6%
$2,109/mo
41% occ.
4.8%
$2,822/mo
51% occ.
6.0%
$3,534/mo
current
61% occ.
7.2%
$4,247/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.