Semi-detached house in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos
Semi-detached house in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 2Semi-detached house in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 3Semi-detached house in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 4Semi-detached house in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos — image 5
Grade Avillamid-range

Semi-detached house in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos

Lagos · Western Algarve ·

€649,000

Asking Price (EUR)

7.1%

True Net Yield (Owner, all-in)

4.9%

True Net Yield (Managed, all-in)

10.9%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €82,139/yr
Average Daily Rate: €491
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 9.9 years
5-yr Capital Value: €852,776
10-yr Capital Value: €1.0M
Brixfox Score: 79.6 / 100
Comparable Properties: 6
Data Confidence: 71%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€754,727

+16.3% over asking

Asking price€649,000
IMT — Property transfer tax (investment schedule)€38,940
IS — Stamp duty (0.8%)€5,192
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,735
Total acquisition costs€55,117
Renovation (est. €55/m² × 192 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,560
(€5,760–€15,360)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€754,727

Gross yield (asking price)

12.7%

True gross yield (all-in)

10.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 192 m²
Land: 390 m²
Style: portuguese-traditional
Condition: good
Year Built: 1990
Energy Certificate: D
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large outdoor deck with rope railingcovered outdoor dining/lounge areatraditional Portuguese roof tiles

Score Breakdown

ROI
23.38
Visual Appeal
12.2
Ownership Security
13
Location
10.44
Land & Space
8.95
Rental Demand
4.58
Payback Speed
4
STR Suitability
3

Description

EXCEPTIONAL 4-BED SEMI-DETACHED VILLA – LAGOS A peaceful retreat in the heart of Portugal’s Golden Coast Discover a unique lifestyle in this stunning 4-bedroom semi-detached villa, nestled in one of the most peaceful and sought-after residential areas of Lagos. Just 10 minutes from the iconic Praia do Porto de Mós, i

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

View on Lux Home Algarve →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

Semi-detached house in Cerro das Mós - Parque do Moínho - São João, Lagos Cidade, Lagos

Inventory
4 Beds
Bathrooms
3 Baths
Built Area
192 m²
Land Plot
390 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 8.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score80
GradeA
Brixfox Intelligence
80AExcellent
Score Breakdown
ROI & Yield88%
Capital Growth84%
Risk Profile81%
Market Demand80%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$179K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.6%
$5,044/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.7 yr
Rental only

Property details

Year built: 1990
Energy: D
Condition: good

Description

EXCEPTIONAL 4-BED SEMI-DETACHED VILLA – LAGOS A peaceful retreat in the heart of Portugal’s Golden Coast Discover a unique lifestyle in this stunning 4-bedroom semi-detached villa, nestled in one of the most peaceful and sought-after residential areas of Lagos. Just 10 minutes from the iconic Praia do Porto de Mós, i

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$710/night
50% ($327)Brixfox estimate($710/night)200% ($1307)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Yearly income
$60,522
Airbnb data$710/night · 46% occupancy
Rental income
$710/night · 46% occ.
$118,763
Running costs (20%)
Utilities, cleaning, maintenance
-$23,753
Income tax (10%)
Indonesian rental income tax
-$33,254
Property tax
Annual property tax
-$1,235
Net income
8.6% ROI
$60,522

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$705,435
IMT (transfer tax, investment schedule)$42,326
Imposto de Selo (stamp duty)$5,643
Notary & registration$1,359
Legal / due diligence$10,582
Total acquisition costs$59,910
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$11,478
($6,261–$16,696)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$41,359
All-in investment$818,182

Gross yield (asking)

16.8%

True gross yield (all-in)

14.5%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$5.5M$4.1M$2.7M$1.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $649K
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$790K
+22%
Rental Income
+$296K
Total Position
$1.1M
+67%
10.8%/yr
Year 10
Capital Value
$961K
+48%
Rental Income
+$638K
Total Position
$1.6M
+146%
9.4%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$1.5M
Total Position
$2.9M
+350%
7.8%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$2.6M
Total Position
$4.8M
+633%
6.9%/yr

Location

Lagos

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.6% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$653 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
390 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.6% — outperforms most villas in this market
Premium nightly rate of $653 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.5%
$4,433/mo
40% occ.
10.1%
$5,945/mo
46% occ.
11.6%
$6,825/mo
current
56% occ.
14.2%
$8,337/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.