House in Centro, Lagos
House in Centro, Lagos — image 2House in Centro, Lagos — image 3House in Centro, Lagos — image 4House in Centro, Lagos — image 5
Grade Avillaluxury

House in Centro, Lagos

Lagos · Western Algarve ·

€1.5M

Asking Price (EUR)

4.3%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

6.7%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.6 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €113,997/yr
Average Daily Rate: €636
+29.0% vs area baselineImage quality 9/10 (+6%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 16.1 years
5-yr Capital Value: €2.0M
10-yr Capital Value: €2.4M
Brixfox Score: 78.3 / 100
Comparable Properties: 9
Data Confidence: 73%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+14.6% over asking

Asking price€1.5M
IMT — Property transfer tax (investment schedule)€112,125
IS — Stamp duty (0.8%)€11,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€22,425
Total acquisition costs€147,760
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€71,000
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

7.6%

True gross yield (all-in)

6.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 5
Building: 299 m²
Land: 1500 m²
Style: portuguese-traditional
Condition: excellent
Energy Certificate: Not indicated
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private poolmultiple outdoor living and dining areasextensive landscaped gardenscovered entrance/carportmulti-level terraces and balconiesdramatic evening lighting

Score Breakdown

ROI
17.32
Visual Appeal
15.6
Ownership Security
13
Location
10.44
Land & Space
12
Rental Demand
4.91
Payback Speed
2
STR Suitability
3

Description

Luxury villa 5 bedrooms with pool in Praia da Luz - Lagos Discover this exceptional 5-bedroom, 5-bathroom villa perfectly located between Praia da Luz and Lagos. Designed for comfortable family living and unforgettable moments with friends, this property combines lifestyle, rental potential, and long-term investment

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

View on Luz Villa Sales →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

House in Centro, Lagos

Inventory
5 Beds
Bathrooms
5 Baths
Built Area
299 m²
Land Plot
1500 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 5.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score78
GradeA
Brixfox Intelligence
78AExcellent
Score Breakdown
ROI & Yield86%
Capital Growth82%
Risk Profile79%
Market Demand78%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+10.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$413K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
5.2%
$7,010/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
9 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
19.3 yr
Rental only

Property details

Energy: Not indicated
Condition: excellent

Description

Luxury villa 5 bedrooms with pool in Praia da Luz - Lagos Discover this exceptional 5-bedroom, 5-bathroom villa perfectly located between Praia da Luz and Lagos. Designed for comfortable family living and unforgettable moments with friends, this property combines lifestyle, rental potential, and long-term investment

Income Breakdown

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Nightly Rate (ADR)
$934/night
50% ($430)Brixfox estimate($934/night)200% ($1718)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$84,123
Airbnb data$934/night · 49% occupancy
Rental income
$934/night · 49% occ.
$167,245
Running costs (20%)
Utilities, cleaning, maintenance
-$33,449
Income tax (10%)
Indonesian rental income tax
-$46,828
Property tax
Annual property tax
-$2,844
Net income
5.2% ROI
$84,123

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,625,000
IMT (transfer tax, investment schedule)$121,875
Imposto de Selo (stamp duty)$13,000
Notary & registration$1,359
Legal / due diligence$24,375
Total acquisition costs$160,609
RenovationMove-in ready
Furnishing & STR launch
5bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$75,000
All-in investment$1,860,609

Gross yield (asking)

10.3%

True gross yield (all-in)

9.0%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$9.8M$7.4M$4.9M$2.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.5M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.8M
+22%
Rental Income
+$411K
Total Position
$2.2M
+49%
8.3%/yr
Year 10
Capital Value
$2.2M
+48%
Rental Income
+$887K
Total Position
$3.1M
+107%
7.6%/yr
Year 20
Capital Value
$3.3M
+119%
Rental Income
+$2.1M
Total Position
$5.4M
+258%
6.6%/yr
Year 30
Capital Value
$4.8M
+224%
Rental Income
+$3.7M
Total Position
$8.5M
+471%
6.0%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.2% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$859 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
1500 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $859 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 1500 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 49% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.2%
$5,728/mo
40% occ.
5.7%
$7,716/mo
49% occ.
7.0%
$9,519/mo
current
59% occ.
8.5%
$11,507/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.