House in Cerro das Mós - Parque do Moínho - São João, Lagos
House in Cerro das Mós - Parque do Moínho - São João, Lagos — image 2House in Cerro das Mós - Parque do Moínho - São João, Lagos — image 3House in Cerro das Mós - Parque do Moínho - São João, Lagos — image 4House in Cerro das Mós - Parque do Moínho - São João, Lagos — image 5
Grade B+villaluxury

House in Cerro das Mós - Parque do Moínho - São João, Lagos

Lagos · Western Algarve ·

€1.8M

Asking Price (EUR)

3.5%

True Net Yield (Owner, all-in)

2.4%

True Net Yield (Managed, all-in)

5.4%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €107,597/yr
Average Daily Rate: €625
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 19.9 years
5-yr Capital Value: €2.3M
10-yr Capital Value: €2.8M
Brixfox Score: 74.9 / 100
Comparable Properties: 6
Data Confidence: 71%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.0M

+13.4% over asking

Asking price€1.8M
IMT — Property transfer tax (investment schedule)€131,250
IS — Stamp duty (0.8%)€14,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€26,250
Total acquisition costs€172,750
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€2.0M

Gross yield (asking price)

6.2%

True gross yield (all-in)

5.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 277 m²
Land: 554 m²
Style: modern
Condition: new-build
Year Built: 2024
Energy Certificate: A+
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

infinity-edge poolglass railings on staircase and balconieslarge floor-to-ceiling windowsintegrated wardrobes

Score Breakdown

ROI
15.5
Visual Appeal
15.6
Ownership Security
13
Location
10.44
Land & Space
10.67
Rental Demand
4.72
Payback Speed
2
STR Suitability
3

Description

Recently completed, a new construction of a spacious, 4-bedroom detached villa, boasting modern architecture, underfloor heating, and air conditioning in every room, located within a quiet residential area, a short walking distance of the city center and marina of Lagos. The villa is composed of 3 floors, the ground f

Location

📍 37.1028°N, 8.6731°W

· Lagos, Algarve, Portugal

View on LUXIMOS Christie’s International Real Estate →Also on Idealista.pt
Idealista.pt
Lagos / Western Algarve

House in Cerro das Mós - Parque do Moínho - São João, Lagos

Inventory
4 Beds
Bathrooms
5 Baths
Built Area
277 m²
Land Plot
554 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.7%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+5.5%
+$483K in 5yr (+28%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.2%
$6,588/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
24.1 yr
Rental only

Property details

Year built: 2024
Energy: A+
Condition: new-build

Description

Recently completed, a new construction of a spacious, 4-bedroom detached villa, boasting modern architecture, underfloor heating, and air conditioning in every room, located within a quiet residential area, a short walking distance of the city center and marina of Lagos. The villa is composed of 3 floors, the ground f

Income Breakdown

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Nightly Rate (ADR)
$920/night
50% ($423)Brixfox estimate($920/night)200% ($1692)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Yearly income
$79,060
Airbnb data$920/night · 47% occupancy
Rental income
$920/night · 47% occ.
$158,440
Running costs (20%)
Utilities, cleaning, maintenance
-$31,688
Income tax (10%)
Indonesian rental income tax
-$44,363
Property tax
Annual property tax
-$3,329
Net income
4.2% ROI
$79,060

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,902,174
IMT (transfer tax, investment schedule)$142,663
Imposto de Selo (stamp duty)$15,217
Notary & registration$1,359
Legal / due diligence$28,533
Total acquisition costs$187,772
RenovationMove-in ready
Furnishing & STR launch
4bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.		$65,380
All-in investment$2,155,326

Gross yield (asking)

8.3%

True gross yield (all-in)

7.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagos.

$10.5M$7.9M$5.3M$2.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.8M
Capital appreciation
Property value growing at +4%/yr based on Lagos market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.1M
+22%
Rental Income
+$386K
Total Position
$2.5M
+44%
7.5%/yr
Year 10
Capital Value
$2.6M
+48%
Rental Income
+$834K
Total Position
$3.4M
+96%
6.9%/yr
Year 20
Capital Value
$3.8M
+119%
Rental Income
+$2.0M
Total Position
$5.8M
+231%
6.2%/yr
Year 30
Capital Value
$5.7M
+224%
Rental Income
+$3.5M
Total Position
$9.1M
+422%
5.7%/yr

Location

Lagos

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$846 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
554 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $846 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 554 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.5%
$5,598/mo
40% occ.
4.8%
$7,556/mo
47% occ.
5.7%
$8,964/mo
current
57% occ.
6.9%
$10,922/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.