T1 flat in Praia da Rocha, Portimão
T1 flat in Praia da Rocha, Portimão — image 2T1 flat in Praia da Rocha, Portimão — image 3T1 flat in Praia da Rocha, Portimão — image 4T1 flat in Praia da Rocha, Portimão — image 5
Grade Bapartmentmid-range

T1 flat in Praia da Rocha, Portimão

Portimão · Western Algarve ·

€320,000

Asking Price (EUR)

3.8%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

5.9%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €21,181/yr
Average Daily Rate: €118
Payback Period: 18.6 years
5-yr Capital Value: €420,475
10-yr Capital Value: €511,572
Brixfox Score: 60.3 / 100
Comparable Properties: 89
Data Confidence: 88%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€361,540

+13.0% over asking

Asking price€320,000
IMT — Property transfer tax (investment schedule)€13,430
IS — Stamp duty (0.8%)€2,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,800
Total acquisition costs€22,040
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€19,500
All-in investment (incl. renovation & furnishing)€361,540

Gross yield (asking price)

6.6%

True gross yield (all-in)

5.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 47 m²
Style: modern
Condition: excellent
Year Built: 1982
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balcony with sea viewintegrated kitchen/living spacemodern lighting design

Score Breakdown

ROI
16.02
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
2.94
Rental Demand
4.92
Payback Speed
2
STR Suitability
3

Description

We are pleased to present this excellent studio apartment with river views, situated in one of the most prestigious areas of the Algarve, in Praia da Rocha. Its prime location offers excellent transport links, proximity to the beach and easy access to all the tourist and commercial amenities in the area, making it an

Location

📍 37.1157°N, 8.5289°W

· Portimão, Algarve, Portugal

View on Famous Group Real Estate →Also on Idealista.pt
Idealista.pt
Portimão / Western Algarve

T1 flat in Praia da Rocha, Portimão

Inventory
1 Beds
Bathrooms
1 Baths
Built Area
47 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 4.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score60
GradeB
Brixfox Intelligence
60BStrong
Score Breakdown
ROI & Yield66%
Capital Growth63%
Risk Profile62%
Market Demand60%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+9.4%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$79K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.5%
$1,292/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
10 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
22.4 yr
Rental only

Property details

Year built: 1982
Energy: C
Condition: excellent

Description

We are pleased to present this excellent studio apartment with river views, situated in one of the most prestigious areas of the Algarve, in Praia da Rocha. Its prime location offers excellent transport links, proximity to the beach and easy access to all the tourist and commercial amenities in the area, making it an

Income Breakdown

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Nightly Rate (ADR)
$173/night
50% ($79)Brixfox estimate($173/night)200% ($318)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$15,503
Airbnb data$173/night · 49% occupancy
Rental income
$173/night · 49% occ.
$30,984
Running costs (20%)
Utilities, cleaning, maintenance
-$6,197
Income tax (10%)
Indonesian rental income tax
-$8,675
Property tax
Annual property tax
-$609
Net income
4.5% ROI
$15,503

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$347,826
IMT (transfer tax, investment schedule)$14,598
Imposto de Selo (stamp duty)$2,783
Notary & registration$1,359
Legal / due diligence$5,217
Total acquisition costs$23,957
RenovationMove-in ready
Furnishing & STR launch
1bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$21,196
All-in investment$392,978

Gross yield (asking)

8.9%

True gross yield (all-in)

7.9%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$2.0M$1.5M$987K$493K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $320K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$389K
+22%
Rental Income
+$76K
Total Position
$465K
+45%
7.8%/yr
Year 10
Capital Value
$474K
+48%
Rental Income
+$164K
Total Position
$637K
+99%
7.1%/yr
Year 20
Capital Value
$701K
+119%
Rental Income
+$383K
Total Position
$1.1M
+239%
6.3%/yr
Year 30
Capital Value
$1.0M
+224%
Rental Income
+$679K
Total Position
$1.7M
+436%
5.8%/yr

Location

Portimão

Western Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.5% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Good
$159 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.6%
$1,052/mo
40% occ.
4.9%
$1,420/mo
49% occ.
6.1%
$1,757/mo
current
59% occ.
7.3%
$2,124/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.