Semi-detached house in Urb. Vale da Ribeira, Pontalgar, Mexilhoeira Grande
Semi-detached house in Urb. Vale da Ribeira, Pontalgar, Mexilhoeira Grande — image 2Semi-detached house in Urb. Vale da Ribeira, Pontalgar, Mexilhoeira Grande — image 3Semi-detached house in Urb. Vale da Ribeira, Pontalgar, Mexilhoeira Grande — image 4Semi-detached house in Urb. Vale da Ribeira, Pontalgar, Mexilhoeira Grande — image 5
Grade Bvillamid-range

Semi-detached house in Urb. Vale da Ribeira, Pontalgar, Mexilhoeira Grande

Portimão · Western Algarve ·

€549,000

Asking Price (EUR)

2.6%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.0%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.5 months ago and is currently at 13% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €24,883/yr
Average Daily Rate: €132
Payback Period: 27.1 years
5-yr Capital Value: €721,378
10-yr Capital Value: €877,666
Brixfox Score: 57.7 / 100
Comparable Properties: 5
Data Confidence: 60%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€628,847

+14.5% over asking

Asking price€549,000
IMT — Property transfer tax (investment schedule)€31,750
IS — Stamp duty (0.8%)€4,392
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,235
Total acquisition costs€45,627
Renovation (est. €55/m² × 134 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,370
(€4,020–€10,720)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€628,847

Gross yield (asking price)

4.5%

True gross yield (all-in)

4.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 134 m²
Style: contemporary
Condition: good
Year Built: 2018
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

terraced gardenbalcony with awningoutdoor dining area

Score Breakdown

ROI
13.47
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
4.68
Rental Demand
5.18
Payback Speed
0
STR Suitability
3

Description

This 2 bedroom townhouse is set on a picturesque and peaceful resort with extensive gardens and a communal swimming pool. Spread over 2 levels, the property has a large lounge and dining area which opens out on to a terrace, ideal for outside dining and offering fabulous views of the countryside and a distant horizon view. The fully furnished kitchen also has an outside area for barbecue. On the lower level, the two double bedrooms have both fitted wardrobes, private en-suite bathrooms and offer

Location

📍 37.1356°N, 8.5377°W

· Portimão, Algarve, Portugal

View on Idealista.pt
Idealista.pt
Portimão / Western Algarve

Semi-detached house in Urb. Vale da Ribeira, Pontalgar, Mexilhoeira Grande

Inventory
2 Beds
Bathrooms
3 Baths
Built Area
134 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B investment — short-term rental yields 3.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score58
GradeB
Brixfox Intelligence
58BStrong
Score Breakdown
ROI & Yield64%
Capital Growth61%
Risk Profile60%
Market Demand58%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+7.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$135K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
3.0%
$1,501/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
33.1 yr
Rental only

Property details

Year built: 2018
Energy: C
Condition: good

Description

This 2 bedroom townhouse is set on a picturesque and peaceful resort with extensive gardens and a communal swimming pool. Spread over 2 levels, the property has a large lounge and dining area which opens out on to a terrace, ideal for outside dining and offering fabulous views of the countryside and a distant horizon view. The fully furnished kitchen also has an outside area for barbecue. On the lower level, the two double bedrooms have both fitted wardrobes, private en-suite bathrooms and offer

Income Breakdown

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Nightly Rate (ADR)
$194/night
50% ($89)Brixfox estimate($194/night)200% ($357)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Yearly income
$18,007
Airbnb data$194/night · 52% occupancy
Rental income
$194/night · 52% occ.
$36,638
Running costs (20%)
Utilities, cleaning, maintenance
-$7,328
Income tax (10%)
Indonesian rental income tax
-$10,259
Property tax
Annual property tax
-$1,044
Net income
3.0% ROI
$18,007

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$596,739
IMT (transfer tax, investment schedule)$34,511
Imposto de Selo (stamp duty)$4,774
Notary & registration$1,359
Legal / due diligence$8,951
Total acquisition costs$49,595
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$8,011
($4,370–$11,652)
Furnishing & STR launch
2bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$27,011
All-in investment$681,355

Gross yield (asking)

6.1%

True gross yield (all-in)

5.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$3.0M$2.2M$1.5M$739K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $549K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$668K
+22%
Rental Income
+$88K
Total Position
$756K
+38%
6.6%/yr
Year 10
Capital Value
$813K
+48%
Rental Income
+$190K
Total Position
$1.0M
+83%
6.2%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$445K
Total Position
$1.6M
+200%
5.7%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$788K
Total Position
$2.6M
+368%
5.3%/yr

Location

Portimão

Western Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.0% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Good
$178 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
2.5%
$1,225/mo
42% occ.
3.3%
$1,638/mo
52% occ.
4.1%
$2,050/mo
current
62% occ.
5.0%
$2,463/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.