Detached house in Cerro Azul, Urb. Cerro Azul - Brancanes - Poço Longo, Quelfes
Detached house in Cerro Azul, Urb. Cerro Azul - Brancanes - Poço Longo, Quelfes — image 2Detached house in Cerro Azul, Urb. Cerro Azul - Brancanes - Poço Longo, Quelfes — image 3Detached house in Cerro Azul, Urb. Cerro Azul - Brancanes - Poço Longo, Quelfes — image 4Detached house in Cerro Azul, Urb. Cerro Azul - Brancanes - Poço Longo, Quelfes — image 5
Grade B+villamid-range

Detached house in Cerro Azul, Urb. Cerro Azul - Brancanes - Poço Longo, Quelfes

Olhão · Eastern Algarve ·

€799,000

Asking Price (EUR)

4.2%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

6.4%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €57,647/yr
Average Daily Rate: €329
+25.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 17.1 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.3M
Brixfox Score: 74.2 / 100
Comparable Properties: 17
Data Confidence: 87%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€901,267

+12.8% over asking

Asking price€799,000
IMT — Property transfer tax (investment schedule)€47,940
IS — Stamp duty (0.8%)€6,392
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,985
Total acquisition costs€67,567
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€901,267

Gross yield (asking price)

7.2%

True gross yield (all-in)

6.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 158 m²
Land: 1182 m²
Style: contemporary
Condition: excellent
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved swimming poolwhite gravel landscapingcovered outdoor patio

Score Breakdown

ROI
16.78
Visual Appeal
14.2
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.81
Payback Speed
2
STR Suitability
3

Description

Independent house for sale Property Description We present an independent house in good condition, T3 typology, with 109 m² of usable area and 158 m² of gross area. Distributed in well-utilized spaces, the house has three bedrooms with built-in wardrobes, two bathrooms, a living room with access to a balcony, and a fu

Location

📍 37.0260°N, 7.8410°W

· Olhão, Algarve, Portugal

View on Algarve Exclusif →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house in Cerro Azul, Urb. Cerro Azul - Brancanes - Poço Longo, Quelfes

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
158 m²
Land Plot
1182 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.9% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score74
GradeB+
Brixfox Intelligence
74B+Strong
Score Breakdown
ROI & Yield81%
Capital Growth78%
Risk Profile75%
Market Demand74%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.6%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$150K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.9%
$3,528/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
20.5 yr
Rental only

Property details

Energy: C
Condition: excellent

Description

Independent house for sale Property Description We present an independent house in good condition, T3 typology, with 109 m² of usable area and 158 m² of gross area. Distributed in well-utilized spaces, the house has three bedrooms with built-in wardrobes, two bathrooms, a living room with access to a balcony, and a fu

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$481/night
50% ($221)Brixfox estimate($481/night)200% ($884)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Yearly income
$42,334
Airbnb data$481/night · 48% occupancy
Rental income
$481/night · 48% occ.
$84,334
Running costs (20%)
Utilities, cleaning, maintenance
-$16,867
Income tax (10%)
Indonesian rental income tax
-$23,613
Property tax
Annual property tax
-$1,520
Net income
4.9% ROI
$42,334

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$868,478
IMT (transfer tax, investment schedule)$52,109
Imposto de Selo (stamp duty)$6,948
Notary & registration$1,359
Legal / due diligence$13,027
Total acquisition costs$73,442
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$977,464

Gross yield (asking)

9.7%

True gross yield (all-in)

8.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$5.1M$3.8M$2.6M$1.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $799K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$972K
+22%
Rental Income
+$207K
Total Position
$1.2M
+48%
8.1%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$446K
Total Position
$1.6M
+104%
7.4%/yr
Year 20
Capital Value
$1.8M
+119%
Rental Income
+$1.0M
Total Position
$2.8M
+250%
6.5%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$1.9M
Total Position
$4.4M
+456%
5.9%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.9% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$442 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1182 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $442 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 1182 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.1%
$2,944/mo
40% occ.
5.5%
$3,967/mo
48% occ.
6.6%
$4,793/mo
current
58% occ.
8.0%
$5,816/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.