Detached house in Cerro Azul, Urb. Cerro Azul - Brancanes - Poço Longo, Quelfes
Detached house in Cerro Azul, Urb. Cerro Azul - Brancanes - Poço Longo, Quelfes — image 2Detached house in Cerro Azul, Urb. Cerro Azul - Brancanes - Poço Longo, Quelfes — image 3Detached house in Cerro Azul, Urb. Cerro Azul - Brancanes - Poço Longo, Quelfes — image 4Detached house in Cerro Azul, Urb. Cerro Azul - Brancanes - Poço Longo, Quelfes — image 5
Grade B+villaluxury

Detached house in Cerro Azul, Urb. Cerro Azul - Brancanes - Poço Longo, Quelfes

Olhão · Eastern Algarve ·

€990,000

Asking Price (EUR)

3.7%

True Net Yield (Owner, all-in)

2.5%

True Net Yield (Managed, all-in)

5.6%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €63,646/yr
Average Daily Rate: 357
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 19.2 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.6M
Brixfox Score: 74.7 / 100
Comparable Properties: 17
Data Confidence: 87%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.8% over asking

Asking price€990,000
IMT — Property transfer tax (investment schedule)€59,400
IS — Stamp duty (0.8%)€7,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,850
Total acquisition costs€83,420
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€53,300
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

6.4%

True gross yield (all-in)

5.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 5
Building: 428
Land: 1472
Style: modern
Condition: new-build
Year Built: 2025
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large rectangular poolmodern minimalist architectureoutdoor lounge areasartificial turf landscapingoutdoor dining/BBQ area

Score Breakdown

ROI
15.79
Visual Appeal
15.6
Ownership Security
13
Location
8.4
Land & Space
12
Rental Demand
4.88
Payback Speed
2
STR Suitability
3

Description

Imagine living in a home where functionality meets tranquility. This is a rare opportunity to acquire a single-story, detached three-bedroom (T3) villa, designed for a lifestyle that prioritizes comfort, privacy, and excellence in design! Upon entering the house, you will immediately be embraced by the spaciousness an

Location

📍 37.0260°N, 7.8410°W

· Olhão, Algarve, Portugal

Idealista.pt
Olhão / Eastern Algarve

Detached house in Cerro Azul, Urb. Cerro Azul - Brancanes - Poço Longo, Quelfes

Inventory
3 Beds
Bathrooms
5 Baths
Built Area
428 m²
Land Plot
1472 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 4.3% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score75
GradeB+
Brixfox Intelligence
75B+Strong
Score Breakdown
ROI & Yield83%
Capital Growth79%
Risk Profile76%
Market Demand75%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+8.1%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$186K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
4.3%
$3,878/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
11 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
23.1 yr
Rental only

Property details

Year built: 2025
Energy: A
Condition: new-build

Description

Imagine living in a home where functionality meets tranquility. This is a rare opportunity to acquire a single-story, detached three-bedroom (T3) villa, designed for a lifestyle that prioritizes comfort, privacy, and excellence in design! Upon entering the house, you will immediately be embraced by the spaciousness an

Income Breakdown

Adjust Forecast

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Nightly Rate (ADR)
$523/night
50% ($241)Brixfox estimate($523/night)200% ($962)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Yearly income
$46,535
Airbnb data$523/night · 49% occupancy
Rental income
$523/night · 49% occ.
$93,111
Running costs (20%)
Utilities, cleaning, maintenance
-$18,622
Income tax (10%)
Indonesian rental income tax
-$26,071
Property tax
Annual property tax
-$1,883
Net income
4.3% ROI
$46,535

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$1,076,087
IMT (transfer tax, investment schedule)$64,565
Imposto de Selo (stamp duty)$8,609
Notary & registration$1,359
Legal / due diligence$16,141
Total acquisition costs$90,674
RenovationMove-in ready
Furnishing & STR launch
3bd × $8,696 base + appliances, electronics, outdoor, licence, photography, linens.
$55,761
All-in investment$1,222,522

Gross yield (asking)

8.7%

True gross yield (all-in)

7.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$6.0M$4.5M$3.0M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $990K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$227K
Total Position
$1.4M
+45%
7.7%/yr
Year 10
Capital Value
$1.5M
+48%
Rental Income
+$491K
Total Position
$2.0M
+98%
7.0%/yr
Year 20
Capital Value
$2.2M
+119%
Rental Income
+$1.2M
Total Position
$3.3M
+235%
6.2%/yr
Year 30
Capital Value
$3.2M
+224%
Rental Income
+$2.0M
Total Position
$5.2M
+430%
5.7%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.3% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$481 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
1472 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $481 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 1472 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.3% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.5%
$3,183/mo
40% occ.
4.8%
$4,297/mo
49% occ.
5.9%
$5,274/mo
current
59% occ.
7.1%
$6,388/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.