Detached house in Moncarapacho e Fuseta, Olhão
Detached house in Moncarapacho e Fuseta, Olhão — image 2Detached house in Moncarapacho e Fuseta, Olhão — image 3Detached house in Moncarapacho e Fuseta, Olhão — image 4Detached house in Moncarapacho e Fuseta, Olhão — image 5
Grade Avillamid-range

Detached house in Moncarapacho e Fuseta, Olhão

Olhão · Eastern Algarve ·

€495,000

Asking Price (EUR)

9.5%

True Net Yield (Owner, all-in)

6.6%

True Net Yield (Managed, all-in)

14.7%

True Gross Yield

66%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €83,651/yr
Average Daily Rate: €349
+25.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 7.4 years
5-yr Capital Value: €650,423
10-yr Capital Value: €791,339
Brixfox Score: 79 / 100
Comparable Properties: 7
Data Confidence: 56%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€569,765

+15.1% over asking

Asking price€495,000
IMT — Property transfer tax (investment schedule)€27,430
IS — Stamp duty (0.8%)€3,960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,425
Total acquisition costs€40,065
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€569,765

Gross yield (asking price)

16.9%

True gross yield (all-in)

14.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 142 m²
Style: contemporary
Condition: excellent
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terracesmall plunge poolopen-plan livingsea view

Score Breakdown

ROI
25
Visual Appeal
13.2
Ownership Security
13
Location
8.4
Land & Space
4.84
Rental Demand
6.57
Payback Speed
5
STR Suitability
3

Description

Semi-detached house in good condition, ideal for families seeking comfort and practicality. Built in a recent development (year of construction: 2022), this house has a gross area of 142 m² and 120 m² of usable space, distributed in a functional and bright manner. East/West orientation favors natural light throughout t

Location

📍 37.0870°N, 7.7890°W

· Olhão, Algarve, Portugal

View on Algarve Exclusif →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Detached house in Moncarapacho e Fuseta, Olhão

Inventory
3 Beds
Bathrooms
0 Baths
Built Area
142 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 11.5% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score79
GradeA
Brixfox Intelligence
79AExcellent
Score Breakdown
ROI & Yield87%
Capital Growth83%
Risk Profile80%
Market Demand79%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+15.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$93K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
11.5%
$5,174/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
8.7 yr
Rental only

Property details

Condition: excellent

Description

Semi-detached house in good condition, ideal for families seeking comfort and practicality. Built in a recent development (year of construction: 2022), this house has a gross area of 142 m² and 120 m² of usable space, distributed in a functional and bright manner. East/West orientation favors natural light throughout t

Income Breakdown

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Nightly Rate (ADR)
$506/night
50% ($233)Brixfox estimate($506/night)200% ($930)
Occupancy
66%
10%Brixfox estimate(66%)100%

Short-Term Rental

Yearly income
$62,090
Airbnb data$506/night · 66% occupancy
Rental income
$506/night · 66% occ.
$121,215
Running costs (20%)
Utilities, cleaning, maintenance
-$24,243
Income tax (10%)
Indonesian rental income tax
-$33,940
Property tax
Annual property tax
-$942
Net income
11.5% ROI
$62,090

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$538,043
IMT (transfer tax, investment schedule)$29,815
Imposto de Selo (stamp duty)$4,304
Notary & registration$1,359
Legal / due diligence$8,071
Total acquisition costs$43,549
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$35,543
All-in investment$617,136

Gross yield (asking)

22.5%

True gross yield (all-in)

19.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$5.0M$3.7M$2.5M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $495K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 8: rental income alone has repaid the full purchase price.
2x return
Year 6: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$602K
+22%
Rental Income
+$303K
Total Position
$906K
+83%
12.8%/yr
Year 10
Capital Value
$733K
+48%
Rental Income
+$655K
Total Position
$1.4M
+180%
10.9%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$1.5M
Total Position
$2.6M
+429%
8.7%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$2.7M
Total Position
$4.3M
+773%
7.5%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.5% annual return
Occupancy
Good
66% average occupancy
Nightly Rate
Strong
$465 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.5% — outperforms most villas in this market
Premium nightly rate of $465 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates

Watch Out

Secondary location — rental demand may be lower than premium areas
Compact plot at 0 m² — limited expansion potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

46% occ.
10.8%
$4,840/mo
56% occ.
13.2%
$5,916/mo
66% occ.
15.6%
$6,992/mo
current
76% occ.
18.0%
$8,069/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.