Semi-detached house in Monte São Miguel, Moncarapacho
Semi-detached house in Monte São Miguel, Moncarapacho — image 2Semi-detached house in Monte São Miguel, Moncarapacho — image 3Semi-detached house in Monte São Miguel, Moncarapacho — image 4Semi-detached house in Monte São Miguel, Moncarapacho — image 5
Grade Avillamid-range

Semi-detached house in Monte São Miguel, Moncarapacho

Olhão · Eastern Algarve ·

€415,000

Asking Price (EUR)

9.0%

True Net Yield (Owner, all-in)

6.2%

True Net Yield (Managed, all-in)

13.8%

True Gross Yield

65%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.7 months ago and is currently at 14% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.74, occupancy cap 66%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €67,266/yr
Average Daily Rate: €285
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 7.6 years
5-yr Capital Value: €545,304
10-yr Capital Value: €663,445
Brixfox Score: 80 / 100
Comparable Properties: 7
Data Confidence: 56%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€487,220

+17.4% over asking

Asking price€415,000
IMT — Property transfer tax (investment schedule)€21,030
IS — Stamp duty (0.8%)€3,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,225
Total acquisition costs€31,825
Renovation (est. €55/m² × 149 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,195
(€4,470–€11,920)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€487,220

Gross yield (asking price)

16.2%

True gross yield (all-in)

13.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 149 m²
Land: 356 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: C
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

stone facade accentstraditional tiled roof entrancegreen shutters

Score Breakdown

ROI
25
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
8.88
Rental Demand
6.47
Payback Speed
5
STR Suitability
3

Description

LC Team by LegacyGroup Vila Real de Santo António /// Discover this pleasant townhouse located in the tranquil Urbanização de São Miguel, in Moncarapacho, ideal for those seeking comfort, functionality, and a unique natural setting. Comprising three bedrooms, one of which is a suite, this house offers well-distribut

Location

📍 37.0870°N, 7.7890°W

· Olhão, Algarve, Portugal

View on Legacy Group →Also on Idealista.pt
Idealista.pt
Olhão / Eastern Algarve

Semi-detached house in Monte São Miguel, Moncarapacho

Inventory
3 Beds
Bathrooms
3 Baths
Built Area
149 m²
Land Plot
356 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 11.2% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score80
GradeA
Brixfox Intelligence
80AExcellent
Score Breakdown
ROI & Yield88%
Capital Growth84%
Risk Profile81%
Market Demand80%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+14.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+3.8%
+$78K in 5yr (+19%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
11.2%
$4,198/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
7 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
9.0 yr
Rental only

Property details

Year built: 2003
Energy: C
Condition: good

Description

LC Team by LegacyGroup Vila Real de Santo António /// Discover this pleasant townhouse located in the tranquil Urbanização de São Miguel, in Moncarapacho, ideal for those seeking comfort, functionality, and a unique natural setting. Comprising three bedrooms, one of which is a suite, this house offers well-distribut

Income Breakdown

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Nightly Rate (ADR)
$417/night
50% ($192)Brixfox estimate($417/night)200% ($766)
Occupancy
65%
10%Brixfox estimate(65%)100%

Short-Term Rental

Yearly income
$50,381
Airbnb data$417/night · 65% occupancy
Rental income
$417/night · 65% occ.
$98,405
Running costs (20%)
Utilities, cleaning, maintenance
-$19,681
Income tax (10%)
Indonesian rental income tax
-$27,554
Property tax
Annual property tax
-$789
Net income
11.2% ROI
$50,381

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$451,087
IMT (transfer tax, investment schedule)$22,859
Imposto de Selo (stamp duty)$3,609
Notary & registration$1,359
Legal / due diligence$6,766
Total acquisition costs$34,592
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.		$8,908
($4,859–$12,957)
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$527,413

Gross yield (asking)

21.8%

True gross yield (all-in)

18.7%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Olhão.

$4.1M$3.1M$2.0M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $415K
Capital appreciation
Property value growing at +4%/yr based on Olhão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$505K
+22%
Rental Income
+$246K
Total Position
$751K
+81%
12.6%/yr
Year 10
Capital Value
$614K
+48%
Rental Income
+$531K
Total Position
$1.1M
+176%
10.7%/yr
Year 20
Capital Value
$909K
+119%
Rental Income
+$1.2M
Total Position
$2.2M
+419%
8.6%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$2.2M
Total Position
$3.6M
+756%
7.4%/yr

Location

Olhão

Eastern Algarve, Approximate area

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
11.2% annual return
Occupancy
Good
65% average occupancy
Nightly Rate
Strong
$383 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
356 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 11.2% — outperforms most villas in this market
Premium nightly rate of $383 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
STR zoning not confirmed — verify before purchasing for short-term rental use

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

45% occ.
10.4%
$3,901/mo
55% occ.
12.7%
$4,788/mo
65% occ.
15.1%
$5,674/mo
current
75% occ.
17.5%
$6,561/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.