T3 flat, Urb Quinta do Pinheiro, Bemposta - Quatro Estradas, Portimão Cidade, Portimão
T3 flat, Urb Quinta do Pinheiro, Bemposta - Quatro Estradas, Portimão Cidade, Portimão — image 2T3 flat, Urb Quinta do Pinheiro, Bemposta - Quatro Estradas, Portimão Cidade, Portimão — image 3T3 flat, Urb Quinta do Pinheiro, Bemposta - Quatro Estradas, Portimão Cidade, Portimão — image 4T3 flat, Urb Quinta do Pinheiro, Bemposta - Quatro Estradas, Portimão Cidade, Portimão — image 5
Grade Aapartmentmid-range

T3 flat, Urb Quinta do Pinheiro, Bemposta - Quatro Estradas, Portimão Cidade, Portimão

Portimão · Western Algarve ·

€325,000

Asking Price (EUR)

22.1%

True Net Yield (Owner, all-in)

15.3%

True Net Yield (Managed, all-in)

34.0%

True Gross Yield

58%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 1.9 months ago and is currently at 16% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €128,470/yr
Average Daily Rate: €611
+3.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 3.1 years
5-yr Capital Value: €427,045
10-yr Capital Value: €519,566
Brixfox Score: 79 / 100
Comparable Properties: 6
Data Confidence: 68%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€377,755

+16.2% over asking

Asking price€325,000
IMT — Property transfer tax (investment schedule)€13,830
IS — Stamp duty (0.8%)€2,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,875
Total acquisition costs€22,555
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€30,200
All-in investment (incl. renovation & furnishing)€377,755

Gross yield (asking price)

39.5%

True gross yield (all-in)

34.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 116 m²
Style: contemporary
Condition: excellent
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

open-plan kitchen and living areaintegrated shelving and storage in bedroommodern light wood flooring

Score Breakdown

ROI
25
Visual Appeal
13.6
Ownership Security
13
Location
9.36
Land & Space
4.32
Rental Demand
5.76
Payback Speed
5
STR Suitability
3

Description

Originally a three-bedroom apartment, now converted into a two-bedroom unit, designed to offer a spacious and modern living area—ideal for those who value comfort and space. The property has been fully renovated, including plumbing and electrical systems, ensuring safety and efficiency. The social area stands out for

Location

📍 37.1356°N, 8.5377°W

· Portimão, Algarve, Portugal

View on ERA Portimão/Praia da Rocha →Also on Idealista.pt
Idealista.pt
Portimão / Western Algarve

T3 flat, Urb Quinta do Pinheiro, Bemposta - Quatro Estradas, Portimão Cidade, Portimão

Inventory
3 Beds
Bathrooms
2 Baths
Built Area
116 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade A investment — short-term rental yields 27.4% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score79
GradeA
Brixfox Intelligence
79AExcellent
Score Breakdown
ROI & Yield87%
Capital Growth83%
Risk Profile80%
Market Demand79%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+32.3%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$80K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
27.4%
$8,054/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
4 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
3.7 yr
Rental only

Property details

Energy: C
Condition: excellent

Description

Originally a three-bedroom apartment, now converted into a two-bedroom unit, designed to offer a spacious and modern living area—ideal for those who value comfort and space. The property has been fully renovated, including plumbing and electrical systems, ensuring safety and efficiency. The social area stands out for

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$890/night
50% ($409)Brixfox estimate($890/night)200% ($1637)
Occupancy
58%
10%Brixfox estimate(58%)100%

Short-Term Rental

Yearly income
$96,652
Airbnb data$890/night · 58% occupancy
Rental income
$890/night · 58% occ.
$187,059
Running costs (20%)
Utilities, cleaning, maintenance
-$37,412
Income tax (10%)
Indonesian rental income tax
-$52,376
Property tax
Annual property tax
-$618
Net income
27.4% ROI
$96,652

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$353,261
IMT (transfer tax, investment schedule)$15,033
Imposto de Selo (stamp duty)$2,826
Notary & registration$1,359
Legal / due diligence$5,299
Total acquisition costs$24,516
RenovationMove-in ready
Furnishing & STR launch
3bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.		$32,826
All-in investment$410,603

Gross yield (asking)

53.0%

True gross yield (all-in)

45.6%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Portimão.

$6.1M$4.6M$3.0M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $325K
Capital appreciation
Property value growing at +4%/yr based on Portimão market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 4: rental income alone has repaid the full purchase price.
2x return
Year 4: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$395K
+22%
Rental Income
+$472K
Total Position
$868K
+167%
21.7%/yr
Year 10
Capital Value
$481K
+48%
Rental Income
+$1.0M
Total Position
$1.5M
+362%
16.5%/yr
Year 20
Capital Value
$712K
+119%
Rental Income
+$2.4M
Total Position
$3.1M
+854%
11.9%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$4.2M
Total Position
$5.3M
+1526%
9.7%/yr

Location

Portimão

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
27.4% annual return
Occupancy
Average
58% average occupancy
Nightly Rate
Strong
$818 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 27.4% — outperforms most villas in this market
Premium nightly rate of $818 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 58% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

38% occ.
24.0%
$7,072/mo
48% occ.
30.5%
$8,966/mo
58% occ.
36.9%
$10,860/mo
current
68% occ.
43.3%
$12,754/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.