Terraced house in Pegada - Mato Santo Espírito - Vale Carangueijo, Tavira
Terraced house in Pegada - Mato Santo Espírito - Vale Carangueijo, Tavira — image 2Terraced house in Pegada - Mato Santo Espírito - Vale Carangueijo, Tavira — image 3Terraced house in Pegada - Mato Santo Espírito - Vale Carangueijo, Tavira — image 4Terraced house in Pegada - Mato Santo Espírito - Vale Carangueijo, Tavira — image 5
Grade B+villamid-range

Terraced house in Pegada - Mato Santo Espírito - Vale Carangueijo, Tavira

Tavira · Eastern Algarve ·

€485,000

Asking Price (EUR)

7.0%

True Net Yield (Owner, all-in)

4.8%

True Net Yield (Managed, all-in)

10.7%

True Gross Yield

56%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €61,235/yr
Average Daily Rate: 301
-30.0% vs area baselineImage quality 6/10 (-3%), Dated style (-15%), No pool (-12%)
Payback Period: 9.9 years
5-yr Capital Value: €637,283
10-yr Capital Value: €775,352
Brixfox Score: 72.9 / 100
Comparable Properties: 5
Data Confidence: 75%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€572,860

+18.1% over asking

Asking price€485,000
IMT — Property transfer tax (investment schedule)€26,630
IS — Stamp duty (0.8%)€3,880
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,275
Total acquisition costs€39,035
Renovation (est. €55/m² × 205)
Light touch-ups — paint, fixtures, deep clean.
€11,275
(€6,150€16,400)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€37,550
All-in investment (incl. renovation & furnishing)€572,860

Gross yield (asking price)

12.6%

True gross yield (all-in)

10.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 205
Style: dated
Condition: good

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese exteriorlarge outdoor patio/driveway

Score Breakdown

ROI
23.34
Visual Appeal
8.2
Ownership Security
13
Location
9.84
Land & Space
6
Rental Demand
5.57
Payback Speed
4
STR Suitability
3

Description

4-Bedroom Villa with Sea View, 5 Minutes from Tavira Centre Fantastic semi-detached 4-bedroom villa with generous areas, excellent sun exposure, located in a quiet residential area. Spread over three floors: Ground floor: entrance hall, fully equipped kitchen, living room with fireplace and access to the patio, guest

Location

📍 37.1270°N, 7.6506°W

· Tavira, Algarve, Portugal

Idealista.pt
Tavira / Eastern Algarve

Terraced house in Pegada - Mato Santo Espírito - Vale Carangueijo, Tavira

Inventory
4 Beds
Bathrooms
0 Baths
Built Area
205 m²
Land Plot
0 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 8.6% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score73
GradeB+
Brixfox Intelligence
73B+Strong
Score Breakdown
ROI & Yield80%
Capital Growth77%
Risk Profile74%
Market Demand73%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+12.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.3%
+$105K in 5yr (+22%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
8.6%
$3,760/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
8 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
11.7 yr
Rental only

Property details

Condition: good

Description

4-Bedroom Villa with Sea View, 5 Minutes from Tavira Centre Fantastic semi-detached 4-bedroom villa with generous areas, excellent sun exposure, located in a quiet residential area. Spread over three floors: Ground floor: entrance hall, fully equipped kitchen, living room with fireplace and access to the patio, guest

Income Breakdown

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Nightly Rate (ADR)
$435/night
50% ($200)Brixfox estimate($435/night)200% ($801)
Occupancy
56%
10%Brixfox estimate(56%)100%

Short-Term Rental

Yearly income
$45,118
Airbnb data$435/night · 56% occupancy
Rental income
$435/night · 56% occ.
$88,540
Running costs (20%)
Utilities, cleaning, maintenance
-$17,708
Income tax (10%)
Indonesian rental income tax
-$24,791
Property tax
Annual property tax
-$923
Net income
8.6% ROI
$45,118

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$527,174
IMT (transfer tax, investment schedule)$28,946
Imposto de Selo (stamp duty)$4,217
Notary & registration$1,359
Legal / due diligence$7,908
Total acquisition costs$42,429
Renovation (~$60/m²)
Light touch-ups — paint, fixtures, deep clean.
$12,255
($6,685$17,826)
Furnishing & STR launch
4bd × $4,891 base + appliances, electronics, outdoor, licence, photography, linens.
$38,641
All-in investment$620,500

Gross yield (asking)

16.8%

True gross yield (all-in)

14.3%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Tavira.

$4.1M$3.1M$2.0M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $485K
Capital appreciation
Property value growing at +4%/yr based on Tavira market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$590K
+22%
Rental Income
+$220K
Total Position
$810K
+67%
10.8%/yr
Year 10
Capital Value
$718K
+48%
Rental Income
+$476K
Total Position
$1.2M
+146%
9.4%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$1.1M
Total Position
$2.2M
+349%
7.8%/yr
Year 30
Capital Value
$1.6M
+224%
Rental Income
+$2.0M
Total Position
$3.5M
+632%
6.9%/yr

Location

Tavira

Eastern Algarve, Approximate area

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Airbnb Comp Analysis

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.6% annual return
Occupancy
Average
56% average occupancy
Nightly Rate
Strong
$401 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.6% — outperforms most villas in this market
Premium nightly rate of $401 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 56% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

36% occ.
7.4%
$3,233/mo
46% occ.
9.5%
$4,161/mo
56% occ.
11.6%
$5,088/mo
current
66% occ.
13.7%
$6,015/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.