Terraced house in Aldeia de Budens, Budens
Terraced house in Aldeia de Budens, Budens — image 2Terraced house in Aldeia de Budens, Budens — image 3Terraced house in Aldeia de Budens, Budens — image 4Terraced house in Aldeia de Budens, Budens — image 5
Grade B+villabudget

Terraced house in Aldeia de Budens, Budens

Sagres/Vila do Bispo · Western Algarve ·

€220,000

Asking Price (EUR)

11.4%

True Net Yield (Owner, all-in)

7.9%

True Net Yield (Managed, all-in)

17.5%

True Gross Yield

66%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.1 months ago and is currently at 17% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.75, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €48,283/yr
Average Daily Rate: €200
Payback Period: 5.7 years
5-yr Capital Value: €289,077
10-yr Capital Value: €351,706
Brixfox Score: 72 / 100
Comparable Properties: 11
Data Confidence: 85%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€276,407

+25.6% over asking

Asking price€220,000
IMT — Property transfer tax (investment schedule)€6,397
IS — Stamp duty (0.8%)€1,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,300
Total acquisition costs€12,707
Renovation (est. €350/m² × 71 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€24,850
(€17,750–€31,950)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€276,407

Gross yield (asking price)

21.9%

True gross yield (all-in)

17.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 71 m²
Land: 28 m²
Style: portuguese-traditional
Condition: fair
Year Built: 1992
Energy Certificate: Exempt

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

spiral staircasetraditional tiled backsplash

Score Breakdown

ROI
25
Visual Appeal
10
Ownership Security
13
Location
8.4
Land & Space
0.97
Rental Demand
6.6
Payback Speed
5
STR Suitability
3

Description

For sale: townhouse, with ground floor and first floor, located in Budens. The ground floor has a spacious living/dining room, an equipped kitchen, and a toilet. On the first floor, there is a bathroom and two bedrooms. Total area of 71.50 m². Excellent investment opportunity.

Location

📍 37.0850°N, 8.8306°W

· Sagres/Vila do Bispo, Algarve, Portugal

View on Portuguese Property Investments →Also on Idealista.pt
Idealista.pt
Sagres/Vila do Bispo / Western Algarve

Terraced house in Aldeia de Budens, Budens

Inventory
2 Beds
Bathrooms
1 Baths
Built Area
71 m²
Land Plot
28 m²
Tenure
Freehold
Yield Curve Status

Grade B+ investment — short-term rental yields 15.0% net return annually.

Go to Source via Idealista.pt

The Investment

Brixfox Score72
GradeB+
Brixfox Intelligence
72B+Strong
Score Breakdown
ROI & Yield79%
Capital Growth76%
Risk Profile73%
Market Demand72%

The Brixfox Score is our proprietary AI-powered rating that evaluates rental ROI, capital appreciation potential, risk factors, and local market dynamics to give you a single investment quality metric.

Pro members get full score breakdown with AI recommendations
Average annual ROI over 5 years, combining both rental income and property value growth.
Total
+19.9%
Per Year (5yr avg)
Annualized projected property value change based on historical area appreciation rates (5-year average).
Capital Growth
+4.9%
+$54K in 5yr (+25%)
Estimated monthly net income after deducting management fees, operating costs, and taxes.
ROI Nett Rental Income
15.0%
$2,991/mo
Estimated time for the total investment value (equity + accumulated rent) to double.
100% Profit
5 yr
Combined
Number of years to fully recoup the initial purchase price using only net rental income.
Payback
6.7 yr
Rental only

Property details

Year built: 1992
Energy: Exempt
Condition: fair

Description

For sale: townhouse, with ground floor and first floor, located in Budens. The ground floor has a spacious living/dining room, an equipped kitchen, and a toilet. On the first floor, there is a bathroom and two bedrooms. Total area of 71.50 m². Excellent investment opportunity.

Income Breakdown

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$290/night
50% ($133)Brixfox estimate($290/night)200% ($533)
Occupancy
66%
10%Brixfox estimate(66%)100%

Short-Term Rental

Yearly income
$35,887
Airbnb data$290/night · 66% occupancy
Rental income
$290/night · 66% occ.
$69,817
Running costs (20%)
Utilities, cleaning, maintenance
-$13,963
Income tax (10%)
Indonesian rental income tax
-$19,549
Property tax
Annual property tax
-$418
Net income
15.0% ROI
$35,887

Long-Term Rental

No long-term rental data available

Not enough comparable rentals in this area

True all-in investment

What the headline asking price actually costs once mandatory taxes, fees, renovation, and furnishing are added. Yields rebased onto this number — closer to what you'll really earn against what you'll really pay.

Asking price$239,130
IMT (transfer tax, investment schedule)$6,953
Imposto de Selo (stamp duty)$1,913
Notary & registration$1,359
Legal / due diligence$3,587
Total acquisition costs$13,812
Renovation (~$380/m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		$27,011
($19,293–$34,728)
Furnishing & STR launch
2bd × $2,717 base + appliances, electronics, outdoor, licence, photography, linens.		$18,315
All-in investment$298,268

Gross yield (asking)

29.2%

True gross yield (all-in)

23.4%

Estimates use Portugal's standard transfer tax + typical legal/notary defaults. Verify with local counsel before committing — actual fees vary by deal structure.

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Sagres/Vila do Bispo.

$2.6M$2.0M$1.3M$657K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $220K
Capital appreciation
Property value growing at +4%/yr based on Sagres/Vila do Bispo market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 7: rental income alone has repaid the full purchase price.
2x return
Year 5: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$268K
+22%
Rental Income
+$175K
Total Position
$443K
+101%
15.0%/yr
Year 10
Capital Value
$326K
+48%
Rental Income
+$378K
Total Position
$704K
+220%
12.3%/yr
Year 20
Capital Value
$482K
+119%
Rental Income
+$887K
Total Position
$1.4M
+522%
9.6%/yr
Year 30
Capital Value
$714K
+224%
Rental Income
+$1.6M
Total Position
$2.3M
+938%
8.1%/yr

Location

Sagres/Vila do Bispo

Western Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

No nearby Airbnb listings found

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
15.0% annual return
Occupancy
Good
66% average occupancy
Nightly Rate
Strong
$266 per night
Visual Appeal
Average
4/10 instagrammability
Size & Space
Weak
28 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 15.0% — outperforms most villas in this market
Premium nightly rate of $266 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Visual appeal is below average — photos may not compete well on Airbnb listings

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

46% occ.
14.1%
$2,804/mo
56% occ.
17.2%
$3,421/mo
66% occ.
20.3%
$4,038/mo
current
76% occ.
23.4%
$4,654/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Portugal may impact actual yields.